Saturday 17 October 2026
Export SBFG’s income statement to Excel — free account
SB Financial Group, Inc.
SBFG Financial Banks Regional
SB Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $91.0 million, up 11.9% from fiscal 2024. In the quarter to June 2026, revenue grew 5.49%, EPS grew 20.0%, free cash flow grew 255.7% and total debt fell 22.8%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.
29.53
0.19
+0.65%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
9.10 | 10.12 | 8.20 | 9.43 |
P/S ratio |
1.36 | 1.56 | 1.40 | 1.65 | |
P/FCF ratio |
6.22 | 6.62 | 10.48 | 6.79 | |
P/Operating CF |
9.57 | 17.15 | (43.67) | 22.94 | |
P/B ratio |
0.89 | 1.00 | 0.91 | 1.07 | |
Price to Tangible BV |
1.29 | 1.44 | 1.30 | 1.51 | |
EV/Sales |
1.00 | 1.36 | 0.53 | 0.62 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
4.10 | 5.15 | 3.47 | 2.36 | |
EV/FCF |
4.56 | 5.78 | 3.99 | 2.53 | |
Quick Ratio |
0.07 | 0.06 | 0.09 | 0.10 | |
Current Ratio |
0.93 | 0.94 | 0.94 | 0.95 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
3.66% | 3.54% | 2.94% | 2.61% | |
Debt/Equity |
0.40 | 0.39 | 0.33 | 0.29 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
3.14 | 2.11 | (0.70) | 1.52 | |
Capex/Depreciation |
(0.35) | (0.60) | (0.14) | (0.30) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
50.41% | 49.77% | 50.56% | 50.13% | |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | |
Share Based Compensation of Revenue |
0.52% | 0.32% | 0.65% | 0.85% | |
Graham Net Nets |
(1.38) | (1.13) | (1.19) | (0.94) | |
Graham Number |
32.21 | 33.13 | 36.44 | 37.76 | |
Earnings Yield |
10.99% | 9.88% | 12.19% | 10.61% | |
Free Cash Flow Yield |
16.09% | 15.11% | 9.54% | 14.73% | |
Revenue per Share |
3.66 | 3.61 | 3.86 | 4.00 | |
Operating CF per Share |
2.02 | 1.30 | (0.48) | 1.10 | |
Capex per Share |
(0.07) | (0.11) | (0.03) | (0.06) | |
Free Cash Flow per Share |
1.94 | 1.19 | (0.51) | 1.04 | |
Cash per Share |
13.82 | 11.41 | 20.59 | 22.66 | |
Shareholders Equity per Share |
21.75 | 22.18 | 23.06 | 23.65 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
21.75 | 22.18 | 23.06 | 23.65 | |
Free Cash Flow |
12.24 | 7.57 | (3.18) | 6.47 | |
Working Capital |
(84.39) | (74.52) | (78.10) | (73.68) | |
Capital Expenditures |
(0.45) | (0.70) | (0.18) | (0.37) | |
Net Current Asset Value |
(167.48) | (159.72) | (155.24) | (146.66) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.02 | 0.03 | 0.01 | 0.01 | |
Price to Operating Income |
7.23 | 8.22 | 6.56 | 7.57 | |
| Other line items | |||||
Average Payables |
1,211.03 | 1,229.92 | 1,321.52 | 1,320.48 | |
Average Assets |
1,445.11 | 1,462.44 | 1,552.80 | 1,553.18 | |
Average Common Equity |
134.89 | 134.37 | 137.59 | 140.19 |
Columns are period end dates