Saturday 17 October 2026
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Riverview Bancorp Inc
RVSB Financial Banks Regional
Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025. In the quarter to June 2026, revenue grew 6.30%, EPS grew 33.3%, free cash flow grew 342.4% and total debt fell 65.6%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
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| Mar '17 | Mar '18 | Mar '19 | Mar '20 | Mar '21 | Mar '22 | Mar '23 | Mar '24 | Mar '25 | Mar '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
6 | 6 | 6 | 5 | 6 | 6 | 5 | 7 | 8 | 5 |
P/E ratio |
21.67 | 19.70 | 9.62 | 7.16 | 15.07 | 7.63 | 6.43 | 26.06 | 24.57 | 0.00 |
P/S ratio |
3.52 | 3.65 | 2.75 | 1.81 | 2.60 | 2.68 | 1.70 | 1.48 | 1.63 | 1.77 |
P/FCF ratio |
9.07 | 18.12 | 8.33 | 8.72 | 7.50 | 10.08 | 13.32 | 13.88 | 21.09 | 10.13 |
P/Operating CF |
27.87 | 40.81 | (328.84) | (64.75) | 19.17 | 25.92 | (81.54) | (12.60) | (856.18) | (32.66) |
P/B ratio |
1.44 | 1.75 | 1.26 | 0.76 | 1.02 | 1.07 | 0.74 | 0.64 | 0.74 | 0.79 |
Price to Tangible BV |
1.95 | 2.31 | 1.60 | 0.94 | 1.25 | 1.29 | 0.90 | 0.77 | 0.90 | 0.97 |
EV/Sales |
2.50 | 3.26 | 3.76 | 1.60 | (1.38) | (0.72) | 3.63 | 2.89 | 2.67 | 0.67 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.31 | 15.27 | 11.37 | 6.32 | (3.40) | (2.72) | 18.13 | 15.13 | 23.60 | 3.58 |
EV/FCF |
6.43 | 16.18 | 11.41 | 7.71 | (3.98) | (2.70) | 28.38 | 27.02 | 34.59 | 3.80 |
Quick Ratio |
0.08 | 0.05 | 0.03 | 0.04 | 0.19 | 0.16 | 0.02 | 0.02 | 0.02 | 0.09 |
Current Ratio |
0.85 | 0.85 | 0.95 | 0.94 | 0.87 | 0.79 | 0.80 | 0.83 | 0.87 | 0.94 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.54% | 2.51% | 7.40% | 2.46% | 1.88% | 1.67% | 9.62% | 7.72% | 6.98% | 3.09% |
Debt/Equity |
0.26 | 0.25 | 0.64 | 0.20 | 0.19 | 0.19 | 0.98 | 0.76 | 0.66 | 0.31 |
Asset Turnover |
0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 |
Operating CF/Net income |
2.44 | 1.17 | 1.17 | 1.01 | 2.31 | 0.75 | 0.75 | 3.36 | 1.69 | (2.77) |
Capex/Depreciation |
(0.12) | (0.23) | (0.03) | (0.97) | (1.11) | 0.05 | (1.82) | (2.03) | (0.79) | (0.21) |
| 6.75% | 8.98% | 13.81% | 11.17% | 6.97% | 14.13% | 11.56% | 2.44% | 3.11% | (2.84%) | |
| 0.72% | 0.90% | 1.50% | 1.35% | 0.77% | 1.33% | 1.09% | 0.24% | 0.32% | (0.29%) | |
ROIC |
10.46% | 11.83% | 7.18% | 9.48% | 0.00% | 0.00% | 5.18% | 1.15% | 1.65% | (4.92%) |
Return on Tangible Assets |
(5.74%) | (7.63%) | (59.62%) | (37.87%) | (6.75%) | (6.95%) | (7.52%) | (2.01%) | (3.41%) | 8.17% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
72.20% | 63.23% | 58.33% | 59.43% | 71.36% | 51.09% | 58.95% | 65.30% | 60.45% | 75.41% |
Intangible Assets out of Total Assets |
0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.00% | 0.42% | 0.07% | 0.55% | 0.67% | 0.51% | 0.57% | 0.05% | 0.52% | 0.67% |
Graham Net Nets |
(1.09) | (0.88) | (0.78) | (0.76) | (1.31) | (2.15) | (3.58) | (3.32) | (2.29) | (1.05) |
Graham Number |
6.06 | 7.33 | 10.10 | 10.16 | 8.39 | 12.56 | 11.58 | 5.46 | 6.27 | 0.00 |
Earnings Yield |
4.62% | 5.08% | 10.39% | 13.97% | 6.64% | 13.11% | 15.54% | 3.84% | 4.07% | (3.82%) |
Free Cash Flow Yield |
11.03% | 5.52% | 12.00% | 11.47% | 13.34% | 9.92% | 7.51% | 7.20% | 4.74% | 9.88% |
Revenue per Share |
2.03 | 2.48 | 2.70 | 2.77 | 2.67 | 2.82 | 3.14 | 3.16 | 3.48 | 3.11 |
Operating CF per Share |
0.80 | 0.53 | 0.89 | 0.70 | 1.08 | 0.74 | 0.63 | 0.60 | 0.39 | 0.58 |
Capex per Share |
(0.01) | (0.03) | 0.00 | (0.13) | (0.16) | 0.01 | (0.23) | (0.27) | (0.12) | (0.03) |
Free Cash Flow per Share |
0.79 | 0.50 | 0.89 | 0.57 | 0.92 | 0.75 | 0.40 | 0.34 | 0.27 | 0.54 |
Cash per Share |
3.37 | 2.25 | 1.05 | 1.86 | 11.91 | 10.88 | 1.03 | 1.12 | 1.40 | 5.61 |
Shareholders Equity per Share |
4.95 | 5.19 | 5.89 | 6.55 | 6.80 | 7.08 | 7.17 | 7.36 | 7.60 | 6.99 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
4.95 | 5.19 | 5.89 | 6.55 | 6.80 | 7.08 | 7.17 | 7.36 | 7.60 | 6.99 |
Free Cash Flow |
17.72 | 11.27 | 20.08 | 13.05 | 20.62 | 16.64 | 8.67 | 7.14 | 5.64 | 11.32 |
Working Capital |
(145.16) | (150.05) | (44.42) | (57.15) | (173.02) | (330.97) | (260.32) | (211.18) | (166.08) | (74.03) |
Capital Expenditures |
(0.34) | (0.67) | (0.07) | (2.87) | (3.55) | 0.17 | (4.90) | (5.61) | (2.63) | (0.72) |
Net Current Asset Value |
(174.70) | (179.60) | (130.61) | (86.88) | (202.61) | (360.64) | (413.84) | (329.23) | (272.28) | (119.94) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.05 | 0.06 | 0.00 | 0.07 | 0.08 | 0.04 | 0.01 |
Price to Operating Income |
14.86 | 11.34 | 7.47 | 5.21 | 11.49 | 5.93 | 4.73 | 21.55 | 19.08 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.17 | 0.18 | 0.18 | 0.19 | 0.18 | 0.21 | 0.13 | 0.13 | 0.15 | 0.16 |
Cash ROIC |
8.21% | 5.73% | 8.29% | 5.93% | 4.62% | 3.89% | 2.63% | 2.41% | 1.91% | 3.68% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
191,397.09 | 154,715.72 | 119,946.65 | 75,884.45 | 143,365.01 | 254,484.30 | 113,744.88 | 24,341.48 | 19,886.80 | 21,134.70 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
879.93 | 987.87 | 960.38 | 957.76 | 1,168.25 | 1,439.97 | 1,399.55 | 1,248.45 | 1,232.00 | 1,243.26 |
Average Assets |
1,027.58 | 1,142.74 | 1,154.23 | 1,168.86 | 1,364.98 | 1,644.63 | 1,664.90 | 1,555.62 | 1,517.43 | 1,488.57 |
Average Common Equity |
109.77 | 114.08 | 125.01 | 140.98 | 150.22 | 154.42 | 156.24 | 155.41 | 157.80 | 152.83 |
Columns are period end dates