Saturday 17 October 2026
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Repay Holdings Corporation
RPAY Technology Software Infrastructure
Repay Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $309.3 million, down 1.21% from fiscal 2024. In the quarter to June 2026, revenue grew 33.2%, EPS grew 88.7%, free cash flow grew 21.1% and total debt rose 51.3%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
4.02
0.17
−4.06%
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| Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 4 | 4 | 4 | 8 | 4 | 6 | 5 |
P/E ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 57.29 | 0.00 | 0.00 | 0.00 |
Altman Z-Score |
— | 2.59 | 0.66 | 1.42 | 1.02 | 0.53 | 0.42 | 0.53 | (0.91) |
P/S ratio |
0.00 | 0.00 | 5.00 | 9.17 | 6.94 | 2.55 | 2.56 | 2.19 | 1.01 |
P/FCF ratio |
0.00 | 3.55 | 39.16 | 51.72 | 165.80 | 84.28 | 0.00 | 13.16 | 0.00 |
Altman Z″-Score (non-manufacturers) |
619.87 | 1.56 | 0.44 | 0.66 | 0.60 | 0.91 | 0.61 | 1.01 | (2.57) |
P/Operating CF |
(21,218.10) | 6.96 | 65.44 | 65.30 | 69.67 | 32.62 | 21.80 | 20.03 | 13.39 |
Beneish M-Score |
— | — | (1.98) | (2.58) | (2.34) | (2.64) | (3.10) | (3.11) | (3.91) |
P/B ratio |
12.73 | 13.06 | 1.25 | 2.56 | 1.67 | 0.77 | 0.91 | 0.89 | 0.65 |
Price to Tangible BV |
12.73 | 0.00 | 90.30 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Sales |
0.00 | 0.00 | 6.81 | 10.24 | 8.77 | 3.94 | 3.60 | 3.07 | 1.92 |
EV/EBITDA |
0.00 | 7.48 | 0.00 | 52.54 | 50.29 | 17.36 | 0.00 | 9.70 | 0.00 |
EV/Operating CF |
(7,438.46) | 6.05 | 33.46 | 55.73 | 36.05 | 14.83 | 10.30 | 6.39 | 6.52 |
EV/FCF |
(7,438.46) | 7.96 | 53.29 | 57.74 | 209.42 | 130.25 | (3,579.72) | 18.40 | (487.93) |
Quick Ratio |
0.16 | 0.93 | 0.76 | 1.72 | 0.90 | 1.20 | 2.88 | 2.52 | 0.74 |
Current Ratio |
0.16 | 0.97 | 0.84 | 1.82 | 1.04 | 1.42 | 3.14 | 2.69 | 0.82 |
Net Debt/EBITDA |
0.00 | 2.95 | (10.83) | 5.48 | 10.47 | 6.13 | (64.72) | 2.74 | (1.88) |
Debt/Assets |
0.00% | 43.01% | 27.29% | 23.13% | 26.72% | 27.87% | 28.57% | 31.60% | 35.55% |
Debt/Equity |
0.00 | 0.86 | 0.51 | 0.46 | 0.49 | 0.49 | 0.52 | 0.64 | 0.89 |
Asset Turnover |
0.86 | 1.19 | 0.21 | 0.16 | 0.16 | 0.17 | 0.19 | 0.20 | 0.22 |
Operating CF/Net income |
2.24 | 2.29 | (0.38) | (0.27) | (1.06) | 5.78 | (0.94) | (14.78) | (0.35) |
Capex/Depreciation |
(0.45) | (0.54) | (0.26) | (0.39) | (0.48) | (0.36) | (0.60) | (0.42) | (0.40) |
Interest Coverage |
2.87 | 2.74 | (5.32) | (2.22) | (15.00) | (10.79) | (28.79) | (0.99) | (18.26) |
| 7.45% | 8.31% | (16.43%) | (21.64%) | (6.82%) | 1.39% | (12.56%) | (1.27%) | (40.91%) | |
| 8.63% | 9.61% | (11.05%) | (11.16%) | (3.58%) | 0.77% | (7.02%) | (0.66%) | (18.52%) | |
ROIC |
0.00% | 5.46% | (4.95%) | (2.77%) | (2.57%) | (2.24%) | (6.13%) | (0.46%) | (20.86%) |
Return on Tangible Assets |
(7,223.39%) | 1,545.75% | 855.07% | (190.06%) | (698.91%) | 32.98% | (87.47%) | (5.79%) | 603.02% |
Average Days of Receivables |
0.00 | 16.79 | 51.06 | 50.17 | 55.33 | 43.85 | 44.32 | 38.42 | 39.15 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
15.54% | 22.38% | 92.69% | 56.31% | 54.75% | 53.38% | 50.11% | 46.47% | 45.92% |
Intangible Assets out of Total Assets |
0.00 | 0.55 | 0.53 | 0.75 | 0.83 | 0.82 | 0.77 | 0.70 | 0.67 |
Share Based Compensation of Revenue |
0.66% | 0.61% | 21.91% | 12.54% | 10.18% | 7.25% | 7.47% | 7.79% | 5.93% |
Graham Net Nets |
(4.02) | (1.38) | (0.61) | (0.31) | (0.44) | (0.82) | (0.67) | (0.76) | (1.67) |
Graham Number |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.74 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
(0.10%) | (1.32%) | (15.12%) | (8.70%) | (3.34%) | 1.75% | (14.45%) | (1.44%) | (83.01%) |
Free Cash Flow Yield |
(0.01%) | 28.14% | 2.55% | 1.93% | 0.60% | 1.19% | (0.04%) | 7.60% | (0.39%) |
Revenue per Share |
0.00 | 4.03 | 2.93 | 2.97 | 2.63 | 3.14 | 3.29 | 3.48 | 3.61 |
Operating CF per Share |
0.00 | 0.75 | 0.60 | 0.55 | 0.64 | 0.84 | 1.15 | 1.67 | 1.06 |
Capex per Share |
0.00 | (0.18) | (0.22) | (0.47) | (0.53) | (0.45) | (0.71) | (0.50) | (0.49) |
Free Cash Flow per Share |
0.00 | 0.57 | 0.37 | 0.08 | 0.11 | 0.39 | 0.44 | 1.17 | 0.57 |
Cash per Share |
0.00 | 0.41 | 0.69 | 1.75 | 0.60 | 0.73 | 1.44 | 2.50 | 1.70 |
Shareholders Equity per Share |
0.00 | 3.38 | 11.75 | 10.66 | 10.96 | 10.45 | 9.23 | 8.60 | 5.63 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
0.00 | 3.38 | 11.75 | 10.66 | 10.96 | 10.45 | 9.23 | 8.60 | 5.63 |
Free Cash Flow |
17.71 | 18.38 | 13.37 | 4.21 | 9.18 | 34.68 | 39.25 | 105.24 | 49.13 |
Working Capital |
(0.13) | (0.57) | (8.08) | 53.93 | 3.37 | 34.55 | 123.18 | 173.00 | (43.82) |
Capital Expenditures |
(3.44) | (5.80) | (7.92) | (24.27) | (44.15) | (39.54) | (64.36) | (44.85) | (41.98) |
Net Current Asset Value |
(0.13) | (89.90) | (318.46) | (434.43) | (677.09) | (581.85) | (508.40) | (523.49) | (521.13) |
EV/EBIT |
0.00 | 8.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.04 | 0.08 | 0.16 | 0.20 | 0.14 | 0.22 | 0.14 | 0.14 |
Price to Operating Income |
0.00 | 3.93 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | |||||||||
Depreciation/Fixed assets |
0.00 | 8.68 | 19.10 | 38.21 | 24.26 | 25.28 | 34.06 | 44.79 | 84.60 |
Cash ROIC |
38,913.63% | 8.49% | 2.03% | 0.47% | 0.65% | 2.40% | 2.82% | 7.04% | 4.66% |
Accounts Receivable Turnover |
0.00 | 12.38 | 10.15 | 8.63 | 8.04 | 8.36 | 8.53 | 9.08 | 9.35 |
Accounts Payable Turnover |
0.00 | 11.54 | 4.14 | 3.86 | 3.47 | 3.10 | 3.18 | 2.81 | 2.86 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 14.16 | 135.23 | 104.62 | 132.12 | 122.64 | 115.36 | 147.31 | 118.97 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
— | 10.50 | 10.31 | 17.97 | 27.27 | 33.39 | 34.78 | 34.48 | 33.06 |
Average Payables |
— | 6.50 | 6.25 | 10.73 | 15.98 | 20.93 | 21.91 | 25.47 | 27.04 |
Average Assets |
109.50 | 109.62 | 500.55 | 946.01 | 1,397.91 | 1,656.32 | 1,573.32 | 1,545.87 | 1,385.83 |
Average Common Equity |
126.74 | 126.75 | 336.59 | 487.94 | 734.61 | 920.66 | 879.54 | 801.98 | 627.48 |
Columns are period end dates