Friday 6 November 2026
Export RM’s income statement to Excel — free account
Regional Management Corp.
Regional Management Corp.’s revenue for fiscal 2025 (year ended December 2025) was $645.6 million, up 9.70% from fiscal 2024.
- Revenue
- +8.03%
- EPS
- +9.80%
- Free cash flow
- −5.64%
- Total debt
- +10.9%
Quarter to September 2026, against a year earlier
36.83
0.79
−2.10%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
5.78 | 8.11 | 6.15 | 8.19 |
+8 more quarters Free account |
P/S ratio |
0.40 | 0.55 | 0.45 | 0.57 | |
P/FCF ratio |
0.89 | 1.19 | 0.95 | 1.25 | |
P/Operating CF |
3.29 | 4.59 | 3.65 | 4.56 | |
P/B ratio |
0.71 | 0.98 | 0.79 | 0.98 | |
Price to Tangible BV |
0.79 | 1.08 | 0.86 | 1.07 | |
EV/Sales |
— | 2.87 | 2.74 | 2.96 | |
EV/EBITDA |
— | 12.33 | 11.74 | 13.34 | |
EV/Operating CF |
— | 5.85 | 5.53 | 6.18 | |
EV/FCF |
— | 6.18 | 5.84 | 6.54 | |
Quick Ratio |
60.68 | 64.04 | 59.88 | 49.92 | |
Current Ratio |
60.68 | 64.04 | 59.88 | 49.92 | |
Net Debt/EBITDA |
34.67 | 43.49 | 38.46 | 38.87 | |
Debt/Assets |
78.98% | 78.43% | 77.88% | 78.05% | |
Debt/Equity |
4.58 | 4.42 | 4.30 | 4.40 | |
Asset Turnover |
0.32 | 0.33 | 0.33 | 0.32 | |
Operating CF/Net income |
5.46 | 9.90 | 7.11 | 6.20 | |
Capex/Depreciation |
(1.98) | (2.27) | (2.77) | (4.82) | |
Interest Coverage |
1.82 | 1.46 | 1.65 | 1.71 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
38.39% | 38.95% | 38.65% | 38.02% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
1.09% | 1.42% | 1.14% | 1.65% | |
Graham Net Nets |
0.89 | 0.65 | 0.81 | 0.64 | |
Graham Number |
70.71 | 69.36 | 69.54 | 64.90 | |
Earnings Yield |
17.30% | 12.33% | 16.25% | 12.21% | |
Free Cash Flow Yield |
112.89% | 83.97% | 104.76% | 79.92% | |
Revenue per Share |
19.92 | 18.69 | 18.26 | 18.00 | |
Operating CF per Share |
9.20 | 8.98 | 8.84 | 8.49 | |
Capex per Share |
(0.51) | (0.54) | (0.46) | (0.47) | |
Free Cash Flow per Share |
8.69 | 8.45 | 8.38 | 8.02 | |
Cash per Share |
15.70 | 13.19 | 11.27 | 10.39 | |
Shareholders Equity per Share |
42.49 | 42.09 | 41.02 | 39.57 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
42.49 | 42.09 | 41.02 | 39.57 | |
Free Cash Flow |
77.97 | 75.94 | 76.75 | 75.63 | |
Working Capital |
2,036.83 | 1,961.01 | 1,904.34 | 1,925.05 | |
Capital Expenditures |
(4.57) | (4.81) | (4.25) | (4.44) | |
Net Current Asset Value |
241.87 | 240.85 | 239.78 | 233.56 | |
EV/EBIT |
— | 12.72 | 11.93 | 13.39 | |
Capex to Sales |
0.03 | 0.03 | 0.03 | 0.03 | |
Price to Operating Income |
1.76 | 2.45 | 1.95 | 2.56 | |
| Other line items | |||||
Average Receivables |
1,860.04 | 1,791.03 | 1,738.80 | 1,755.69 | |
Average Payables |
36.79 | 34.71 | 33.19 | 34.56 | |
Average Assets |
2,119.35 | 2,048.36 | 1,986.72 | 2,006.52 | |
Average Common Equity |
376.63 | 370.64 | 366.86 | 365.09 |
Columns are period end dates · fundamentals updated 5 Nov 2026