Saturday 17 October 2026
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Radian Group Inc.
RDN Financial Insurance Specialty
Radian Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, down 0.76% from fiscal 2024. In the quarter to June 2026, revenue grew 92.6%, EPS fell 17.5%, free cash flow grew 148.0% and total debt fell 61.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
34.04
0.44
+1.31%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
8.59 | 7.99 | 7.50 | 4.37 | 6.58 | 10.02 | 7.77 | 5.78 | 37.32 | 12.75 |
Piotroski F-Score |
5 | 4 | 5 | 5 | 7 | 4 | 9 | 8 | 6 | 7 |
P/S ratio |
4.19 | 4.01 | 3.86 | 2.73 | 2.99 | 2.75 | 3.44 | 2.75 | 3.68 | 3.10 |
P/FCF ratio |
43.39 | 0.00 | 8.72 | 8.77 | 7.31 | 6.17 | 7.88 | 5.38 | 13.56 | 11.08 |
P/Operating CF |
12.33 | (17.95) | 17.14 | 30.61 | 25.88 | 24.79 | 28.00 | 18.86 | 31.66 | 40.68 |
P/B ratio |
1.05 | 1.05 | 1.03 | 0.83 | 0.93 | 0.92 | 1.30 | 1.00 | 1.50 | 1.34 |
Price to Tangible BV |
1.05 | 1.05 | 1.04 | 0.83 | 0.94 | 0.93 | 1.31 | 1.02 | 1.53 | 1.48 |
EV/Sales |
5.10 | 5.36 | 5.15 | 4.00 | 4.05 | 3.79 | 4.05 | 3.54 | 4.45 | 3.91 |
EV/EBITDA |
7.08 | 6.50 | 6.21 | 4.59 | 6.35 | 9.89 | 6.82 | 6.05 | 11.78 | 7.57 |
EV/Operating CF |
50.92 | (9.74) | 11.44 | 12.26 | 9.67 | 8.27 | 8.90 | 6.66 | 15.06 | 12.69 |
EV/FCF |
52.77 | (9.72) | 11.63 | 12.85 | 9.90 | 8.49 | 9.27 | 6.92 | 16.36 | 13.99 |
Quick Ratio |
0.35 | 0.32 | 0.29 | 0.29 | 0.30 | 0.22 | 0.55 | 0.53 | 0.45 | 0.26 |
Current Ratio |
0.35 | 0.32 | 0.29 | 0.29 | 0.30 | 0.22 | 0.55 | 0.53 | 0.45 | 0.26 |
Net Debt/EBITDA |
1.20 | 1.10 | 1.51 | 1.36 | 1.52 | 2.39 | 0.94 | 1.23 | 1.27 | 1.42 |
Debt/Assets |
13.66% | 12.79% | 20.24% | 22.22% | 19.91% | 19.91% | 15.01% | 17.62% | 17.41% | 18.24% |
Debt/Equity |
0.23 | 0.24 | 0.35 | 0.40 | 0.37 | 0.37 | 0.25 | 0.32 | 0.34 | 0.37 |
Asset Turnover |
0.14 | 0.15 | 0.16 | 0.16 | 0.17 | 0.20 | 0.23 | 0.21 | 0.21 | 0.22 |
Operating CF/Net income |
0.21 | (1.10) | 0.88 | 0.52 | 0.93 | 1.67 | 1.03 | 1.12 | 2.98 | 1.24 |
Capex/Depreciation |
(0.09) | (0.03) | (0.15) | (0.23) | (0.17) | (0.24) | (0.36) | (0.38) | (0.11) | (0.50) |
Interest Coverage |
12.59 | 10.61 | 11.02 | 12.28 | 10.07 | 7.74 | 16.08 | 12.13 | 7.34 | 7.89 |
| 12.39% | 13.40% | 14.50% | 18.17% | 14.06% | 9.45% | 17.84% | 18.68% | 4.12% | 11.48% | |
| 6.93% | 7.42% | 8.23% | 9.97% | 7.61% | 5.34% | 10.25% | 9.92% | 2.06% | 5.36% | |
ROIC |
8.43% | 9.25% | 9.13% | 10.96% | 8.44% | 5.19% | 10.67% | 9.51% | 6.33% | 9.00% |
Return on Tangible Assets |
(167.29%) | (175.40%) | (166.66%) | (174.68%) | (81.38%) | (42.41%) | (180.26%) | (121.10%) | (20.55%) | (30.78%) |
Average Days of Receivables |
51.53 | 47.07 | 46.43 | 44.59 | 52.67 | 49.35 | 113.41 | 142.29 | 137.16 | 90.50 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.05 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.63) | (0.80) | (0.67) | (0.91) | (0.81) | (0.85) | (0.42) | (0.63) | (0.52) | (0.68) |
Graham Number |
56.86 | 52.05 | 48.95 | 48.23 | 40.41 | 31.56 | 37.60 | 32.20 | 13.25 | 20.82 |
Earnings Yield |
11.64% | 12.52% | 13.34% | 22.89% | 15.19% | 9.98% | 12.88% | 17.30% | 2.68% | 7.84% |
Free Cash Flow Yield |
2.30% | (13.75%) | 11.47% | 11.41% | 13.68% | 16.21% | 12.69% | 18.59% | 7.38% | 9.03% |
Revenue per Share |
8.58 | 7.91 | 7.44 | 7.09 | 7.06 | 7.36 | 7.31 | 5.94 | 5.67 | 5.85 |
Operating CF per Share |
0.86 | (4.35) | 3.35 | 2.31 | 2.96 | 3.37 | 3.33 | 3.16 | 1.67 | 1.80 |
Capex per Share |
(0.03) | (0.01) | (0.05) | (0.11) | (0.07) | (0.09) | (0.13) | (0.12) | (0.13) | (0.17) |
Free Cash Flow per Share |
0.83 | (4.36) | 3.29 | 2.21 | 2.89 | 3.28 | 3.19 | 3.04 | 1.54 | 1.63 |
Cash per Share |
0.18 | 0.13 | 0.13 | 0.34 | 0.81 | 0.48 | 0.46 | 0.50 | 0.45 | 0.29 |
Shareholders Equity per Share |
34.29 | 30.33 | 27.81 | 23.34 | 22.61 | 21.92 | 19.39 | 16.28 | 13.93 | 13.56 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
34.29 | 30.33 | 27.81 | 23.34 | 22.61 | 21.92 | 19.39 | 16.28 | 13.93 | 13.56 |
Free Cash Flow |
115.66 | (665.13) | 520.90 | 370.63 | 544.51 | 641.42 | 666.81 | 651.78 | 331.90 | 346.18 |
Working Capital |
(365.44) | (367.97) | (425.71) | (496.29) | (813.20) | (1,008.56) | (460.85) | (537.44) | (676.21) | (1,072.61) |
Capital Expenditures |
(4.21) | (1.56) | (8.53) | (17.67) | (12.60) | (17.02) | (27.63) | (26.01) | (28.68) | (35.54) |
Net Current Asset Value |
(3,147.04) | (3,890.88) | (3,026.30) | (2,942.37) | (3,235.86) | (3,375.03) | (2,188.85) | (2,222.65) | (2,345.53) | (2,622.00) |
EV/EBIT |
7.10 | 6.93 | 6.38 | 4.59 | 6.35 | 9.89 | 6.82 | 6.05 | 11.78 | 7.57 |
Capex to Sales |
0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 |
Price to Operating Income |
6.34 | 5.72 | 5.26 | 3.41 | 5.20 | 8.25 | 6.19 | 5.12 | 11.30 | 6.86 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
2.71 | 2.64 | 0.91 | 1.08 | 1.01 | 0.89 | 0.88 | 1.87 | 3.11 | 1.00 |
Cash ROIC |
1.96% | (11.56%) | 8.75% | 6.68% | 9.12% | 10.76% | 12.91% | 13.84% | 8.05% | 8.65% |
Accounts Receivable Turnover |
7.38 | 7.90 | 7.98 | 7.06 | 6.88 | 4.30 | 3.15 | 2.67 | 3.19 | 6.05 |
Accounts Payable Turnover |
0.17 | 0.04 | (0.03) | (0.25) | 0.13 | 0.52 | 0.24 | 0.19 | 0.20 | 0.22 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
2,223.58 | 7,902.92 | (12,380.31) | (1,098.83) | 2,750.76 | 786.29 | 1,417.29 | 1,825.91 | 1,702.48 | 1,545.47 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
162.28 | 152.66 | 147.62 | 168.69 | 193.20 | 334.48 | 485.37 | 477.67 | 383.07 | 204.65 |
Average Payables |
551.03 | 569.16 | 646.93 | 928.03 | 1,227.47 | 1,164.40 | 1,086.15 | 1,186.12 | 1,336.51 | 1,549.10 |
Average Assets |
8,405.97 | 8,141.73 | 7,328.83 | 7,451.46 | 7,893.60 | 7,378.17 | 6,561.48 | 6,107.77 | 5,882.03 | 5,752.64 |
Average Common Equity |
4,702.69 | 4,510.83 | 4,158.57 | 4,089.06 | 4,271.57 | 4,166.54 | 3,768.72 | 3,244.38 | 2,936.16 | 2,684.61 |
Columns are period end dates