Saturday 17 October 2026
Export RC’s income statement to Excel — free account
Ready Capital Corp
Ready Capital Corp’s revenue for fiscal 2025 (year ended December 2025) was $569.2 million, down 36.5% from fiscal 2024. In the quarter to June 2026, revenue fell 49.3%, EPS fell 85.3%, free cash flow grew 231.2% and total debt fell 37.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
1.10
0.02
−1.79%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.70 | 11.01 | 7.40 | 8.29 | 16.38 | 7.20 | 6.35 | 4.16 | 0.00 | 0.00 |
Piotroski F-Score |
2 | 5 | 5 | 3 | 4 | 3 | 5 | 6 | 3 | 4 |
P/S ratio |
2.63 | 3.45 | 2.62 | 2.82 | 2.59 | 2.71 | 1.82 | 1.59 | 1.29 | 0.63 |
P/FCF ratio |
15.56 | 1.32 | 3.11 | 0.00 | 7.10 | 41.04 | 3.30 | 11.71 | 3.38 | 0.71 |
P/Operating CF |
123.16 | 4.57 | 87.11 | 51.94 | 9.67 | 23.22 | 5.57 | (50.66) | 39.55 | (33.33) |
P/B ratio |
0.65 | 0.86 | 0.79 | 0.77 | 0.80 | 0.92 | 0.68 | 0.59 | 0.63 | 0.23 |
Price to Tangible BV |
0.77 | 1.03 | 1.00 | 0.90 | 0.93 | 1.11 | 0.71 | 0.62 | 0.68 | 0.26 |
EV/Sales |
6.90 | 9.30 | 9.04 | 9.39 | 8.58 | 10.64 | 7.23 | 4.81 | 4.85 | 7.51 |
EV/EBITDA |
6.82 | 8.41 | 7.77 | 8.54 | 7.15 | 10.82 | 7.08 | 4.49 | 4.53 | 6.87 |
EV/Operating CF |
57.32 | 3.65 | 10.92 | (41.18) | 32.21 | (122.08) | 13.36 | 88.90 | 15.82 | 9.89 |
EV/FCF |
40.88 | 3.56 | 10.75 | (40.40) | 23.56 | 161.12 | 13.12 | 35.45 | 12.74 | 8.42 |
Quick Ratio |
0.40 | 0.11 | 0.09 | 0.09 | 0.13 | 0.10 | 0.07 | 0.07 | 0.08 | 0.08 |
Current Ratio |
1.76 | 2.04 | 1.71 | 1.71 | 1.69 | 1.46 | 1.39 | 1.86 | 1.72 | 1.48 |
Net Debt/EBITDA |
16.94 | 5.26 | 5.52 | 5.97 | 5.00 | 8.07 | 5.30 | 3.01 | 3.33 | 6.30 |
Debt/Assets |
105.38% | 35.05% | 38.59% | 32.74% | 32.33% | 35.82% | 32.56% | 25.82% | 33.21% | 53.59% |
Debt/Equity |
4.97 | 1.59 | 2.08 | 1.93 | 2.08 | 2.67 | 2.00 | 1.21 | 1.73 | 2.52 |
Asset Turnover |
0.06 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 | 0.08 | 0.08 | 0.06 |
Operating CF/Net income |
0.34 | 8.14 | 2.37 | (0.72) | 1.54 | (0.23) | 1.93 | 0.15 | (0.62) | (1.82) |
Capex/Depreciation |
4.48 | 0.33 | (0.02) | (0.07) | 0.51 | (1.74) | 3.09 | 1.17 | 1.28 | 1.59 |
Interest Coverage |
2.37 | 1.87 | 1.66 | 1.57 | 1.58 | 2.02 | 1.72 | 1.32 | 1.30 | 1.12 |
| 9.53% | 7.82% | 10.59% | 10.36% | 5.34% | 15.00% | 12.64% | 15.40% | (20.40%) | (14.12%) | |
| 1.99% | 1.69% | 2.13% | 1.82% | 0.87% | 2.02% | 1.76% | 2.75% | (3.93%) | (2.65%) | |
ROIC |
2.96% | 6.38% | 6.87% | 6.33% | 7.25% | 5.84% | 7.70% | 10.38% | 11.04% | 6.44% |
Return on Tangible Assets |
6.43% | 5.86% | 9.13% | 7.94% | 4.55% | 12.10% | 16.84% | 16.67% | (27.70%) | (16.83%) |
Average Days of Receivables |
19.23 | 17.83 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.03 | 0.04 | 0.04 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.64% | 2.05% | 1.75% | 1.13% | 0.80% | 0.91% | 1.02% |
Graham Net Nets |
(0.79) | (1.09) | (2.06) | (2.97) | (3.17) | (4.03) | (4.80) | (3.66) | (3.79) | (4.90) |
Graham Number |
23.20 | 23.46 | 27.20 | 29.01 | 16.29 | 28.87 | 25.82 | 30.86 | 0.00 | 0.00 |
Earnings Yield |
8.55% | 9.08% | 13.52% | 12.06% | 6.10% | 13.88% | 15.74% | 24.05% | (38.71%) | (66.97%) |
Free Cash Flow Yield |
6.43% | 75.84% | 32.11% | (8.24%) | 14.08% | 2.44% | 30.26% | 8.54% | 29.58% | 141.63% |
Revenue per Share |
5.14 | 4.41 | 5.28 | 5.47 | 4.81 | 5.77 | 6.21 | 6.44 | 5.30 | 3.46 |
Operating CF per Share |
0.62 | 11.24 | 4.37 | (1.25) | 1.28 | (0.50) | 3.36 | 0.35 | 1.63 | 2.63 |
Capex per Share |
0.25 | 0.15 | (0.01) | (0.02) | 0.32 | 0.61 | 0.07 | 0.53 | 0.40 | 0.47 |
Free Cash Flow per Share |
0.87 | 11.40 | 4.36 | (1.27) | 1.60 | 0.11 | 3.43 | 0.88 | 2.02 | 3.09 |
Cash per Share |
15.00 | 2.40 | 2.60 | 2.85 | 3.47 | 4.10 | 1.83 | 1.15 | 1.03 | 1.50 |
Shareholders Equity per Share |
20.72 | 17.72 | 17.58 | 20.11 | 15.52 | 18.69 | 17.69 | 18.02 | 11.50 | 10.04 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
20.72 | 17.72 | 17.58 | 20.11 | 15.52 | 18.69 | 17.69 | 18.02 | 11.50 | 10.04 |
Free Cash Flow |
23.12 | 357.29 | 140.00 | (53.41) | 86.15 | 7.31 | 366.67 | 129.13 | 342.06 | 508.93 |
Working Capital |
765.21 | 738.84 | 648.83 | 919.34 | 985.83 | 1,242.08 | 1,105.77 | 1,988.23 | 1,601.92 | 1,407.64 |
Capital Expenditures |
6.63 | 4.80 | (0.30) | (1.01) | 17.26 | 41.75 | 7.52 | 78.00 | 67.24 | 76.81 |
Net Current Asset Value |
(282.91) | (517.17) | (914.67) | (1,926.10) | (2,122.16) | (4,310.34) | (5,807.62) | (5,496.66) | (4,372.67) | (1,749.96) |
EV/EBIT |
6.90 | 9.23 | 8.44 | 9.05 | 8.02 | 10.20 | 7.11 | 4.81 | 4.79 | 7.45 |
Capex to Sales |
(0.05) | (0.03) | 0.00 | 0.00 | (0.07) | (0.11) | (0.01) | (0.08) | (0.07) | (0.13) |
Price to Operating Income |
2.63 | 3.45 | 2.44 | 2.72 | 2.42 | 2.60 | 1.79 | 1.59 | 1.27 | 0.63 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
0.63% | 23.58% | 7.70% | (2.06%) | 3.12% | 0.15% | 6.25% | 2.14% | 6.23% | 8.39% |
Accounts Receivable Turnover |
19.54 | 19.79 | 21.67 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
7.01 | 6.99 | 7.82 | — | — | — | — | — | — | — |
Average Payables |
58.94 | 72.42 | 74.68 | 86.06 | 116.53 | 159.53 | 168.51 | 180.55 | 197.77 | 179.84 |
Average Assets |
2,467.52 | 2,564.39 | 2,780.17 | 4,006.93 | 5,174.56 | 7,453.06 | 10,577.51 | 12,031.10 | 11,291.57 | 8,955.86 |
Average Common Equity |
516.10 | 553.78 | 559.77 | 704.43 | 839.50 | 1,001.71 | 1,474.04 | 2,152.94 | 2,175.69 | 1,678.13 |
Columns are period end dates