Pricing Log in Create free account
Saturday 17 October 2026 Export QNBC’s income statement to Excel — free account

QNB Corp.

QNBC

QNB Corp.’s revenue for fiscal 2025 (year ended December 2025) was $99.6 million, up 9.47% from fiscal 2024. In the quarter to June 2026, revenue grew 32.3%, EPS fell 41.9%, free cash flow grew 10.1% and total debt rose 37.9%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

45.85 0.10 +0.22%
Market cap
$284.2M
P/E
13.5×
Fwd P/E
—
Dividend yield
3.38%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.24
Total sells 0.01
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 3 1 9 — 1 — — — 2 — 1 —
Sell — — 1 — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 284.19
Revenue 108.10
Net Income 13.41
Free Cash Flow 14.58
Net Debt (32.61)
Current Ratio 0.84 (below 1: weak)
Debt/Equity 0.29 (at or below 0.5: strong)
P/E ratio 13.49
Fwd P/E —
P/S ratio 2.11
P/B ratio 1.24
Past 5Y EPS Growth 2.02%
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth —
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 1.8×, against a ten-year median of 1.6×; over the ten years it ranged from 0.4× in 2021 to 3.4× in 2018.
P/E against its own 10 years 79.40%
10-year low 10-year high
P/S against its own 10 years 46.44%
10-year low 10-year high
P/B against its own 10 years 69.52%
10-year low 10-year high
EV/Sales against its own 10 years 59.68%
10-year low 10-year high
EV/FCF against its own 10 years 97.49%
10-year low 10-year high

Dividends

Payout Ratio 0.46
Annual Dividend Rate 1.55
Annual Dividend Yield 3.38%
total individual payouts
2026 1.17
0.39
0.39
0.39
2025 1.52
0.38
0.38
0.38
0.38
2024 1.48
0.37
0.37
0.37
0.37
2023 1.48
0.37
0.37
0.37
0.37
2022 1.44
0.36
0.36
0.36
0.36
2021 1.40
0.35
0.35
0.35
0.35
2020 1.36
0.34
0.34
0.34
0.34
2019 1.32
0.33
0.33
0.33
0.33
2018 1.28
0.32
0.32
0.32
0.32
2017 1.24
0.31
0.31
0.31
0.31
2016 1.20
0.30
0.30
0.30
0.30
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 65 56 57 87
Receivables — — — —
Inventory — — — —
Other — — — —
1,157 1,269 1,315 1,797
2023 2024 2025 Q'26
Payables 1,489 1,629 1,643 2,067
ST’ Debt — — — —
Other — — — —
1,588 1,690 1,728 2,147

Compound Annual Growth %

10y 5y 3y
Sales 10.14% 14.19% 19.64%
Cash Flow 6.19% 16.94% (0.42%)
Earnings 5.52% 3.12% (3.99%)
Book Value 3.66% (0.74%) 22.22%

Revenue $m

Mar Jun Sep Dec Year
’26 24 33 — — —
’25 24 25 25 26 100
’24 21 22 24 24 91
’23 17 17 20 20 74
’22 13 13 14 18 58
’21 15 14 13 14 57
’20 10 14 14 14 51
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (2) 7 — — —
’25 (1) 6 4 8 17
’24 2 4 4 7 16
’23 4 3 1 6 14
’22 2 6 5 4 17
’21 8 3 8 11 30
’20 2 0 (1) 7 8
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (3) 6 — — —
’25 (1) 5 3 8 15
’24 1 3 2 6 13
’23 4 3 1 6 14
’22 2 5 5 4 16
’21 5 3 8 11 27
’20 2 0 (1) 7 7
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.73 0.60 — — —
’25 0.69 1.04 0.98 1.06 3.78
’24 0.71 0.67 0.91 0.83 3.12
’23 1.15 0.52 0.65 0.31 2.63
’22 1.04 0.94 0.96 1.52 4.47
’21 1.42 1.09 0.96 1.17 4.64
’20 0.06 1.11 1.07 1.17 3.42
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 29.20 35.80 38.50 36.07 26.00 31.02 25.50 21.50 21.39 32.16

Analyst estimates 2026–2028

Powerpack
High 37.00 44.40 50.00 39.00 38.75 40.00 38.50 31.70 34.00 36.01
People
People Employees 186 181 191 203 200 186 198 197 198 197
Revenue/emp, $m 0.21 0.25 0.25 0.27 0.26 0.30 0.29 0.38 0.46 0.51
Income, $m
Income, $m Revenue 39 45 48 55 51 57 58 74 91 100
Gross margin, % 87.83 87.37 82.98 81.50 87.44 91.79 86.37 60.87 54.71 58.42
EBT 12 14 13 15 15 20 20 12 14 18
EBT margin, % 30.79 31.54 26.81 27.78 28.55 36.17 33.68 15.86 15.78 18.00
Net income 9 8 11 12 12 16 16 9 11 14
Depreciation 3 3 2 3 5 5 4 3 3 3
Per share, $
Per share, $ Revenue 11.49 13.12 13.89 15.65 14.50 15.91 16.32 20.47 24.77 26.80
Earnings 2.64 2.42 3.27 3.53 3.42 4.64 4.47 2.63 3.12 3.79
Cash flow 3.35 4.71 4.81 3.97 2.15 8.55 4.72 4.00 4.42 4.47
Capex (0.09) (0.18) (0.70) (0.87) (0.20) (0.89) (0.15) (0.21) (0.96) (0.31)
Free cash flow 3.25 4.53 4.11 3.11 1.94 7.66 4.57 3.79 3.46 4.17
Book value 27.63 28.75 30.13 34.51 38.01 38.41 19.91 25.15 28.14 34.87
Shares, m 3 3 3 3 4 4 4 4 4 4
Valuation, ×
Valuation, × P/E 13.56 18.53 11.74 10.95 9.40 7.76 5.90 9.89 10.87 9.20
P/S 3.12 3.42 2.77 2.47 2.21 2.26 1.61 1.27 1.37 1.30
P/B 1.30 1.56 1.28 1.12 0.84 0.94 1.32 1.03 1.21 1.00
EV/Sales 2.72 3.02 2.48 2.16 1.62 2.18 1.42 0.66 1.51 1.13
EV/FCF 9.61 8.75 8.36 10.89 12.06 4.53 5.08 3.54 10.82 7.25
Cash, $m
Cash, $m Operating cash flow 11 16 17 14 8 30 17 14 16 17
Capex 0 (1) (2) (3) (1) (3) (1) (1) (4) (1)
Free cash flow 11 16 14 11 7 27 16 14 13 15
Balance, $m
Balance, $m Working capital (321) (303) (273) (261) (326) (584) (525) (431) (421) (413)
Total debt — — — — 10 10 10 20 69 39
Net debt (15) (18) (14) (19) (30) (5) (11) (45) 13 (18)
Shareholders’ equity 94 99 104 121 134 136 71 91 103 130
Returns, %
Returns, % ROA 0.86 0.75 0.97 1.03 0.91 1.06 0.95 0.56 0.64 0.75
ROIC 9.57 10.98 8.94 9.31 8.79 9.70 20.45 16.13 7.72 10.65
ROE 9.70 8.63 11.17 10.98 9.47 12.17 15.35 11.72 11.79 12.10
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

QNB Corp. vs peers (Q) = latest quarter vs a year earlier

No peers yet.

QNB Corp. (QNBC) key facts

  • Strength: QNB Corp.’s revenue for fiscal 2025 (year ended December 2025) was $99.6 million, up 9.47% from fiscal 2024.
  • Strength: Net income was $14.1 million, or $3.79 per share (basic), a net margin of 14.2%.
  • As of October 16, 2026, QNBC traded at $45.85, a market capitalization of $284.2 million.
  • At that price the stock trades at 13.5× trailing-twelve-month earnings and 2.1× sales; its P/E is higher than 79% of its own readings over the past ten years.
  • QNB Corp. pays an annual dividend of $1.55 per share, a yield of 3.38%, with a payout ratio of 46.0%.
  • Return on equity was 12.1% and debt-to-equity 0.29.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

QNB Corp. (QNBC) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/QNBC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com