Pinnacle Financial Partners, Inc. PNFP
94.97
1.09
1.16%
as of 25 Sep
- Market cap
- $14.3B
- P/E
- 13.0×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
23.47 | 23.55 | 9.87 | 12.21 | 15.94 | 14.06 | 9.89 | 12.16 | 18.97 | 11.71 |
P/S ratio |
6.15 | 5.44 | 3.10 | 3.67 | 3.63 | 5.05 | 3.02 | 2.39 | 2.85 | 2.22 |
P/FCF ratio |
21.68 | 37.81 | 7.90 | 12.55 | 12.51 | 11.36 | 9.96 | 11.11 | 10.72 | 10.67 |
P/Operating CF |
40.12 | 92.92 | 23.35 | 41.77 | 38.82 | 32.95 | 51.57 | 62.14 | 17.49 | 63.37 |
P/B ratio |
1.99 | 1.15 | 0.90 | 1.12 | 1.04 | 1.42 | 1.02 | 1.14 | 1.41 | 1.07 |
Price to Tangible BV |
3.20 | 2.31 | 1.68 | 1.97 | 1.72 | 2.22 | 1.58 | 1.69 | 2.01 | 1.48 |
EV/Sales |
7.33 | 6.73 | 4.15 | 5.39 | 1.98 | 3.10 | 2.86 | 2.51 | 2.48 | 1.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
23.33 | 31.69 | 10.12 | 16.62 | 6.21 | 6.72 | 8.45 | 14.61 | 8.42 | 7.87 |
EV/FCF |
25.86 | 46.76 | 10.58 | 18.42 | 6.83 | 6.96 | 9.43 | 11.67 | 9.33 | 8.69 |
Quick Ratio |
0.02 | 0.05 | 0.04 | 0.03 | 0.14 | 0.13 | 0.03 | 0.06 | 0.08 | 0.07 |
Current Ratio |
0.98 | 1.00 | 0.97 | 1.00 | 0.94 | 0.87 | 0.86 | 0.90 | 0.90 | 0.89 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.76% | 8.04% | 7.71% | 10.11% | 5.03% | 3.41% | 2.12% | 5.34% | 4.37% | 3.82% |
Debt/Equity |
0.51 | 0.48 | 0.49 | 0.65 | 0.36 | 0.25 | 0.16 | 0.42 | 0.36 | 0.31 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
1.20 | 0.95 | 1.31 | 1.08 | 1.40 | 1.28 | 1.11 | 0.87 | 1.97 | 1.21 |
Capex/Depreciation |
(0.92) | 4.96 | 4.65 | (1.47) | (0.47) | (0.20) | (0.49) | 0.88 | (0.59) | (0.46) |
| 9.59% | 6.69% | 9.37% | 9.63% | 6.74% | 10.47% | 10.50% | 9.84% | 7.64% | 9.61% | |
| 1.28% | 1.04% | 1.52% | 1.52% | 0.97% | 1.40% | 1.36% | 1.22% | 0.91% | 1.14% | |
ROIC |
6.13% | 4.37% | 5.54% | 4.68% | 8.59% | 16.16% | 8.33% | 7.01% | 6.86% | 8.81% |
Return on Tangible Assets |
(143.66%) | 86.70% | (152.05%) | 122.20% | (24.48%) | (13.60%) | (11.60%) | (14.88%) | (11.79%) | (12.98%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
49.23% | 44.76% | 40.82% | 39.24% | 56.65% | 46.79% | 46.93% | 34.96% | 37.45% | 37.78% |
Intangible Assets out of Total Assets |
0.05 | 0.08 | 0.07 | 0.07 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 |
Share Based Compensation of Revenue |
2.26% | 2.50% | 1.54% | 1.59% | 1.40% | 1.75% | 2.21% | 1.50% | 1.33% | 1.32% |
Graham Net Nets |
(0.34) | (0.46) | (0.73) | (0.62) | (0.76) | (0.80) | (1.17) | (1.06) | (0.83) | (1.13) |
Graham Number |
48.05 | 60.85 | 73.51 | 82.01 | 75.19 | 101.54 | 106.57 | 111.36 | 105.01 | 127.62 |
Earnings Yield |
4.26% | 4.25% | 10.13% | 8.19% | 6.27% | 7.11% | 10.11% | 8.22% | 5.27% | 8.54% |
Free Cash Flow Yield |
4.61% | 2.64% | 12.66% | 7.97% | 7.99% | 8.80% | 10.04% | 9.00% | 9.33% | 9.37% |
Revenue per Share |
11.26 | 12.25 | 14.88 | 17.44 | 17.76 | 18.91 | 23.64 | 36.66 | 40.14 | 42.96 |
Operating CF per Share |
3.54 | 2.60 | 6.10 | 5.65 | 5.66 | 8.71 | 7.99 | 6.29 | 11.83 | 9.87 |
Capex per Share |
(0.19) | (0.84) | (0.27) | (0.55) | (0.51) | (0.30) | (0.83) | 1.59 | (1.16) | (0.93) |
Free Cash Flow per Share |
3.35 | 1.76 | 5.84 | 5.10 | 5.15 | 8.41 | 7.16 | 7.88 | 10.67 | 8.94 |
Cash per Share |
4.27 | 12.23 | 9.36 | 6.90 | 52.56 | 54.35 | 15.55 | 29.34 | 44.94 | 46.38 |
Shareholders Equity per Share |
34.78 | 58.15 | 51.43 | 57.04 | 65.07 | 70.37 | 72.88 | 79.40 | 84.12 | 91.64 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
34.78 | 58.15 | 51.43 | 57.04 | 65.07 | 70.37 | 72.88 | 79.40 | 84.12 | 91.64 |
Free Cash Flow |
144.19 | 112.39 | 449.99 | 389.41 | 387.99 | 634.55 | 542.10 | 599.07 | 815.74 | 687.44 |
Working Capital |
(177.46) | (65.34) | (501.96) | 54.11 | (1,534.67) | (4,054.73) | (5,032.80) | (3,931.90) | (4,212.24) | (5,166.56) |
Capital Expenditures |
(8.12) | (53.48) | (20.77) | (42.09) | (38.76) | (22.90) | (62.82) | 120.66 | (88.57) | (71.57) |
Net Current Asset Value |
(1,024.80) | (1,965.65) | (2,589.63) | (3,046.08) | (3,704.25) | (5,743.92) | (6,307.80) | (7,039.72) | (7,240.96) | (8,067.68) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.07 | 0.02 | 0.03 | 0.03 | 0.02 | 0.04 | (0.04) | 0.03 | 0.02 |
Net Profit Margin |
26.25% | 22.28% | 31.32% | 30.10% | 22.76% | 35.89% | 30.48% | 19.63% | 14.98% | 18.98% |
Price to Operating Income |
14.67 | 12.88 | 7.76 | 9.82 | 13.07 | 11.06 | 7.74 | 9.32 | 15.05 | 9.37 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.10 | (0.04) | (0.02) | 0.10 | 0.29 | 0.39 | 0.39 | 0.54 | 0.48 | 0.46 |
Cash ROIC |
2.60% | (1.60%) | 3.10% | 2.05% | 1.29% | 3.44% | 3.65% | 2.05% | 4.87% | 3.27% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.02 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
82,795.47 | 64,685.35 | 32,703.15 | 24,407.63 | 50,751.97 | 115,634.11 | 52,161.33 | 12,890.75 | 11,735.53 | 13,868.95 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
7,865.36 | 12,605.50 | 17,650.41 | 19,515.07 | 23,943.30 | 29,505.05 | 33,132.89 | 36,750.53 | 40,691.40 | 45,119.76 |
Average Assets |
9,954.58 | 16,700.16 | 23,618.37 | 26,418.27 | 31,369.18 | 36,701.13 | 40,219.71 | 44,964.95 | 50,274.67 | 55,147.75 |
Average Common Equity |
1,326.15 | 2,602.32 | 3,836.95 | 4,160.84 | 4,521.62 | 4,890.48 | 5,197.87 | 5,560.46 | 6,016.71 | 6,520.67 |
Columns are period end dates