CPI Card Group Inc. PMTS
24.75
0.45
1.85%
as of 25 Sep
- Market cap
- $289.8M
- P/E
- 20.6×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
44.60 | 0.00 | 0.00 | 0.00 | 3.28 | 13.16 | 11.59 | 9.32 | 17.08 | 11.21 |
P/S ratio |
0.76 | 0.20 | 0.10 | 0.04 | 0.16 | 0.56 | 0.89 | 0.50 | 0.69 | 0.31 |
P/FCF ratio |
5.13 | 0.00 | 0.00 | 0.00 | 3.30 | 20.53 | 31.49 | 8.10 | 9.79 | 4.02 |
P/Operating CF |
11.62 | 4.90 | 3.08 | 1.72 | 4.16 | 36.49 | 21.61 | 19.00 | 12.50 | 4.20 |
P/B ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Sales |
1.65 | 1.50 | 1.25 | 1.11 | 1.05 | 1.32 | 1.48 | 1.09 | 1.22 | 0.81 |
EV/EBITDA |
10.06 | 0.00 | 12.83 | 7.02 | 5.60 | 6.44 | 7.34 | 6.08 | 7.27 | 5.57 |
EV/Operating CF |
8.48 | 138.22 | 90.93 | 108.47 | 14.92 | 24.50 | 22.47 | 14.19 | 13.55 | 7.36 |
EV/FCF |
11.13 | (69.37) | (151.40) | (231.01) | 22.01 | 48.80 | 52.29 | 17.48 | 17.23 | 10.60 |
Quick Ratio |
1.94 | 1.82 | 1.69 | 1.58 | 2.16 | 1.27 | 1.35 | 1.74 | 1.57 | 1.39 |
Current Ratio |
2.62 | 2.91 | 2.05 | 2.21 | 2.68 | 2.25 | 2.46 | 3.34 | 2.69 | 2.44 |
Net Debt/EBITDA |
5.24 | (651.19) | 11.47 | 6.68 | 4.76 | 3.73 | 2.92 | 3.18 | 3.06 | 3.37 |
Debt/Assets |
114.18% | 129.86% | 147.84% | 146.60% | 126.51% | 114.77% | 98.16% | 90.23% | 80.19% | 71.10% |
Debt/Equity |
(3.17) | (2.54) | (2.05) | (2.02) | (2.44) | (2.54) | (3.55) | (5.10) | (7.87) | (16.54) |
Asset Turnover |
1.13 | 0.90 | 1.16 | 1.32 | 1.30 | 1.40 | 1.68 | 1.51 | 1.49 | 1.44 |
Operating CF/Net income |
11.11 | (0.11) | (0.09) | (0.56) | 1.36 | 1.27 | 0.86 | 1.42 | 2.22 | 3.98 |
Capex/Depreciation |
(0.66) | (0.38) | (0.28) | (0.22) | (0.35) | (0.58) | (1.06) | (0.36) | (0.52) | (0.76) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (5.94%) | 20.49% | 27.84% | 3.37% | (11.03%) | (12.31%) | (35.98%) | (35.80%) | (44.59%) | (56.46%) | |
| 1.98% | (8.83%) | (16.98%) | (2.44%) | 6.73% | 5.97% | 12.94% | 8.13% | 6.07% | 3.97% | |
ROIC |
10.67% | (7.49%) | 2.10% | 11.09% | 17.01% | 22.38% | 24.96% | 19.18% | 18.58% | 13.84% |
Return on Tangible Assets |
4.88% | (19.74%) | (45.51%) | (5.55%) | 11.95% | 12.44% | 23.31% | 13.40% | 9.95% | 6.52% |
Average Days of Receivables |
37.24 | 66.46 | 70.42 | 61.69 | 76.12 | 59.83 | 61.82 | 60.53 | 64.93 | 64.09 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
20.74% | 27.80% | 26.59% | 23.85% | 21.07% | 20.18% | 19.08% | 19.85% | 22.56% | 21.20% |
Intangible Assets out of Total Assets |
0.45 | 0.37 | 0.40 | 0.37 | 0.28 | 0.26 | 0.22 | 0.21 | 0.16 | 0.17 |
Share Based Compensation of Revenue |
1.16% | 0.89% | 0.38% | 0.09% | 0.04% | 0.33% | 0.73% | 1.69% | 1.78% | 1.28% |
Graham Net Nets |
(1.14) | (5.49) | (10.66) | (27.30) | (5.10) | (1.17) | (0.50) | (0.81) | (0.55) | (1.30) |
Graham Number |
0.00 | 21.78 | 31.85 | 11.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
2.24% | (47.57%) | (146.72%) | (43.33%) | 30.44% | 7.60% | 8.63% | 10.73% | 5.85% | 8.92% |
Free Cash Flow Yield |
19.48% | (10.56%) | (8.28%) | (13.24%) | 30.27% | 4.87% | 3.18% | 12.35% | 10.22% | 24.85% |
Revenue per Share |
27.65 | 20.13 | 22.94 | 24.83 | 27.80 | 33.38 | 42.13 | 38.91 | 43.09 | 47.98 |
Operating CF per Share |
5.37 | 0.22 | 0.32 | 0.25 | 1.96 | 1.80 | 2.78 | 2.98 | 3.88 | 5.25 |
Capex per Share |
(1.28) | (0.65) | (0.51) | (0.37) | (0.63) | (0.90) | (1.58) | (0.56) | (0.83) | (1.60) |
Free Cash Flow per Share |
4.09 | (0.43) | (0.19) | (0.12) | 1.33 | 0.90 | 1.19 | 2.42 | 3.05 | 3.65 |
Cash per Share |
3.31 | 2.09 | 1.82 | 1.67 | 5.13 | 1.84 | 0.98 | 1.09 | 3.01 | 1.92 |
Shareholders Equity per Share |
(8.53) | (10.76) | (13.41) | (13.78) | (12.29) | (10.77) | (7.27) | (4.55) | (3.19) | (1.53) |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
(8.53) | (10.76) | (13.41) | (13.78) | (12.29) | (10.77) | (7.27) | (4.55) | (3.19) | (1.53) |
Free Cash Flow |
45.66 | (4.84) | (2.11) | (1.33) | 14.92 | 10.16 | 13.47 | 27.64 | 34.06 | 41.33 |
Working Capital |
57.14 | 67.04 | 43.20 | 50.53 | 95.61 | 80.93 | 99.56 | 115.93 | 127.46 | 120.85 |
Capital Expenditures |
(14.29) | (7.26) | (5.63) | (4.17) | (7.09) | (10.07) | (17.87) | (6.40) | (9.26) | (18.18) |
Net Current Asset Value |
(267.28) | (251.50) | (272.31) | (275.09) | (251.65) | (243.46) | (211.17) | (180.24) | (182.24) | (215.58) |
EV/EBIT |
17.54 | 0.00 | 69.76 | 12.47 | 8.55 | 8.33 | 8.90 | 7.84 | 9.35 | 7.99 |
Capex to Sales |
0.05 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.01 | 0.02 | 0.03 |
Net Profit Margin |
1.75% | (9.84%) | (14.64%) | (1.84%) | 5.17% | 4.25% | 7.68% | 5.40% | 4.06% | 2.75% |
Price to Operating Income |
8.09 | 0.00 | 5.57 | 0.41 | 1.28 | 3.51 | 5.36 | 3.63 | 5.31 | 3.03 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.40 | 0.42 | 0.52 | 0.46 | 0.51 | 0.37 | 0.29 | 0.28 | 0.26 | 0.22 |
Cash ROIC |
2.68% | (20.25%) | (20.10%) | (21.95%) | (6.79%) | (13.03%) | (11.74%) | (12.87%) | (9.10%) | (16.81%) |
Accounts Receivable Turnover |
6.94 | 6.20 | 5.68 | 5.77 | 5.57 | 5.93 | 6.70 | 5.76 | 6.04 | 6.01 |
Accounts Payable Turnover |
14.35 | 12.84 | 11.91 | 11.34 | 11.42 | 10.31 | 11.81 | 15.55 | 21.39 | 17.00 |
Inventory Turnover |
9.19 | 9.38 | 15.00 | 12.46 | 8.97 | 5.64 | 4.75 | 4.16 | 4.32 | 5.15 |
Average Days of Payables |
19.41 | 31.07 | 34.01 | 32.17 | 34.14 | 41.30 | 29.65 | 16.17 | 19.02 | 27.17 |
Days of Inventory on Hand |
34.19 | 32.38 | 20.24 | 39.41 | 44.83 | 90.60 | 83.22 | 89.14 | 85.72 | 70.61 |
Average Receivables |
44.50 | 36.12 | 45.05 | 48.18 | 56.05 | 63.30 | 71.04 | 77.15 | 79.61 | 90.46 |
Average Payables |
14.41 | 12.12 | 14.88 | 16.50 | 17.68 | 22.66 | 25.41 | 18.59 | 14.46 | 21.96 |
Average Inventory |
22.50 | 16.58 | 11.81 | 15.01 | 22.49 | 41.40 | 63.20 | 69.50 | 71.63 | 72.45 |
Average Assets |
272.39 | 249.21 | 220.60 | 210.11 | 239.58 | 267.15 | 282.40 | 295.17 | 321.67 | 376.42 |
Average Common Equity |
(90.94) | (107.42) | (134.57) | (151.94) | (146.17) | (129.53) | (101.55) | (67.01) | (43.78) | (26.48) |
Columns are period end dates