Ponce Financial Group, Inc.

PDLB Financial Banks Regional

Ponce Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $194.9 million, up 14.8% from fiscal 2024. In the quarter to June 2026, revenue grew 11.0%, EPS grew 38.5%, free cash flow grew 35.8% and total debt rose 15.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

20.13 0.05 −0.25%
Market cap
$488.1M
P/E
14.2×
Fwd P/E
1.8×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
7 7 8 8

+8 more TTM periods

ROE
10.33% 9.83% 9.24% 6.97%
ROA
0.98% 0.95% 0.88% 0.66%
ROIC
2.71% 2.60% 2.37% 2.02%
Return on Tangible Assets
4.17% 4.23% 3.87% 3.34%
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
2.50 2.42 2.40 1.85
Free Cash Flow
57.64 55.52 54.62 42.03
Capital Expenditures
(0.62) (0.87) (0.98) (1.49)
Other line items
Cash ROIC
4.36% 4.48% 4.32% 3.51%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.04 0.04 0.04 0.04
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
9,811.63 9,232.72 8,715.28 8,657.15
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.25) (0.25) (0.25) (0.26)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
36.61% 36.68% 36.32% 38.08%
Share Based Compensation of Revenue
2.31% 2.12% 2.13% 2.11%
Operating CF/Net income
1.79 1.86 2.02 2.14
Depreciation/Fixed assets
0.33 0.32 0.30 0.29
Capex/Depreciation
(0.13) (0.18) (0.21) (0.31)
Revenue per Share
8.87 8.67 8.57 8.24
Operating CF per Share
2.53 2.45 2.44 1.91
Capex per Share
(0.03) (0.04) (0.04) (0.07)
Capex to Sales
0.00 0.00 0.01 0.01

Fold the line items

Columns are period end dates