Saturday 17 October 2026
Export PDLB’s income statement to Excel — free account
Ponce Financial Group, Inc.
PDLB Financial Banks Regional
Ponce Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $194.9 million, up 14.8% from fiscal 2024. In the quarter to June 2026, revenue grew 11.0%, EPS grew 38.5%, free cash flow grew 35.8% and total debt rose 15.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years.
20.13
0.05
−0.25%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
16.33 | 13.51 | 12.66 | 14.04 |
P/S ratio |
1.78 | 1.91 | 1.93 | 2.25 | |
P/FCF ratio |
7.96 | 6.81 | 6.92 | 7.98 | |
P/Operating CF |
240.42 | 10.64 | 27.67 | 57.15 | |
P/B ratio |
1.10 | 1.17 | 1.18 | 1.37 | |
Price to Tangible BV |
1.10 | 1.17 | 1.18 | 1.37 | |
EV/Sales |
3.78 | 4.32 | 4.21 | 4.60 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
16.30 | 15.14 | 14.86 | 16.15 | |
EV/FCF |
16.87 | 15.41 | 15.09 | 16.32 | |
Quick Ratio |
0.07 | 0.06 | 0.05 | 0.06 | |
Current Ratio |
1.29 | 1.34 | 1.33 | 1.34 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
16.51% | 18.49% | 17.30% | 17.77% | |
Debt/Equity |
0.98 | 1.10 | 1.04 | 1.11 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
0.22 | 3.55 | 1.66 | 0.98 | |
Capex/Depreciation |
(0.53) | 0.03 | (0.04) | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
37.20% | 33.87% | 37.27% | 38.14% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
2.02% | 2.23% | 2.25% | 2.71% | |
Graham Net Nets |
0.10 | 0.17 | 0.23 | 0.24 | |
Graham Number |
16.47 | 19.46 | 20.53 | 21.58 | |
Earnings Yield |
6.12% | 7.40% | 7.90% | 7.12% | |
Free Cash Flow Yield |
12.56% | 14.69% | 14.45% | 12.54% | |
Revenue per Share |
2.12 | 2.30 | 2.21 | 2.31 | |
Operating CF per Share |
0.06 | 1.54 | 0.60 | 0.35 | |
Capex per Share |
(0.03) | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
0.03 | 1.54 | 0.60 | 0.35 | |
Cash per Share |
6.44 | 5.55 | 5.10 | 6.07 | |
Shareholders Equity per Share |
23.27 | 23.81 | 23.98 | 24.33 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
23.27 | 23.81 | 23.98 | 24.33 | |
Free Cash Flow |
0.79 | 34.98 | 13.83 | 8.04 | |
Working Capital |
593.87 | 696.28 | 699.16 | 767.09 | |
Capital Expenditures |
(0.61) | 0.04 | (0.05) | 0.00 | |
Net Current Asset Value |
34.08 | 64.28 | 87.90 | 109.00 | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
11.46 | 9.68 | 9.19 | 10.18 | |
| Other line items | |||||
Average Payables |
1,966.70 | 1,970.92 | 2,069.37 | 2,157.01 | |
Average Assets |
3,086.52 | 3,131.95 | 3,195.30 | 3,324.29 | |
Average Common Equity |
292.21 | 298.52 | 307.62 | 316.03 |
Columns are period end dates