Saturday 7 November 2026
Export PBFS’s income statement to Excel — free account
Pioneer Bancorp, Inc.
PBFS Financial Banks Regional
Pioneer Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $126.7 million, up 21.0% from fiscal 2024.
- Revenue
- +17.4%
- EPS
- −46.2%
- Free cash flow
- +356.7%
Quarter to September 2026, against a year earlier
18.31
0.07
+0.38%
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| Sep '26 From the 10-Q filed 6 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
— | 24.50 | 17.05 | 16.31 |
+8 more quarters Free account |
P/S ratio |
— | 3.04 | 2.59 | 2.60 | |
P/FCF ratio |
— | 17.48 | 24.75 | 34.87 | |
P/Operating CF |
— | 28.00 | (2,083.80) | 58.13 | |
P/B ratio |
— | 1.25 | 1.02 | 1.02 | |
Price to Tangible BV |
— | 1.42 | 1.06 | 1.06 | |
EV/Sales |
— | 2.71 | 1.77 | 1.94 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 15.19 | 15.78 | 22.15 | |
EV/FCF |
— | 15.58 | 16.86 | 26.03 | |
Quick Ratio |
0.11 | 0.05 | 0.08 | 0.08 | |
Current Ratio |
0.00 | 1.00 | 1.01 | 1.03 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
2.89% | 0.00% | 0.00% | 2.32% | |
Debt/Equity |
0.23 | 0.00 | 0.00 | 0.15 | |
Asset Turnover |
0.00 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
197.61 | 4.21 | (0.03) | 1.52 | |
Capex/Depreciation |
— | (0.11) | 3.09 | (0.55) | |
Research and Development Expense of Revenue |
— | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
— | 63.03% | 58.64% | 53.41% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
— | 1.71% | 1.67% | 1.35% | |
Graham Net Nets |
— | (0.15) | (0.07) | (0.12) | |
Graham Number |
— | 14.63 | 15.83 | 15.69 | |
Earnings Yield |
— | 4.08% | 5.87% | 6.13% | |
Free Cash Flow Yield |
— | 5.72% | 4.04% | 2.87% | |
Revenue per Share |
0.00 | 1.55 | 1.34 | 1.36 | |
Operating CF per Share |
0.70 | 0.61 | (0.01) | 0.23 | |
Capex per Share |
0.00 | (0.01) | (0.03) | 0.02 | |
Free Cash Flow per Share |
0.70 | 0.60 | (0.03) | 0.25 | |
Cash per Share |
9.84 | 3.94 | 6.51 | 5.46 | |
Shareholders Equity per Share |
13.49 | 13.66 | 13.63 | 13.23 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
13.49 | 13.66 | 13.63 | 13.23 | |
Free Cash Flow |
16.80 | 14.47 | (0.80) | 6.12 | |
Working Capital |
(2,130.83) | 5.91 | 15.08 | 49.64 | |
Capital Expenditures |
— | (0.18) | (0.64) | 0.44 | |
Net Current Asset Value |
(2,275.45) | (60.43) | (25.02) | (38.00) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
— | 0.00 | 0.02 | (0.01) | |
Price to Operating Income |
— | 17.51 | 12.53 | 11.58 | |
| Other line items | |||||
Average Payables |
2,012.93 | 1,855.41 | 1,786.98 | 1,662.68 | |
Average Assets |
2,421.03 | 2,230.03 | 2,144.99 | 2,065.21 | |
Average Common Equity |
318.75 | 321.29 | 319.64 | 314.21 |
Columns are period end dates · fundamentals updated 6 Nov 2026