Pioneer Bancorp, Inc. PBFS
17.67
0.30
1.73%
as of 25 Sep
- Market cap
- $431.5M
- P/E
- 25.6×
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Growth Flags
show if company had growth for consecutive years
| Dec '17 | Jun '18 | Jun '19 | Jun '20 | Jun '21 | Jun '22 | Jun '23 | Jun '24 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
— | 15.69 | 15.69 | 13.64 | 240.40 | 24.50 | 10.17 | 16.76 | — | 16.31 |
P/S ratio |
— | 0.00 | 0.00 | 3.31 | 5.05 | 4.25 | 2.64 | 2.50 | — | 2.60 |
P/FCF ratio |
— | 0.00 | 0.00 | 21.85 | 7.94 | 4.40 | 6.24 | 11.37 | — | 34.87 |
P/Operating CF |
— | 0.00 | 0.00 | 24.28 | 55.59 | 11.51 | 16.62 | 28.94 | — | 58.13 |
P/B ratio |
— | 0.00 | 0.00 | 1.02 | 1.27 | 1.02 | 0.84 | 0.88 | — | 1.02 |
Price to Tangible BV |
— | 0.00 | 0.00 | 1.07 | 1.32 | 1.06 | 0.88 | 0.93 | — | 1.06 |
EV/Sales |
— | (3.28) | (3.28) | 1.33 | (0.06) | (1.90) | 0.94 | 0.98 | — | 1.94 |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
EV/Operating CF |
— | 24.72 | 24.72 | 7.07 | (0.09) | (1.97) | 2.18 | 4.30 | — | 22.15 |
EV/FCF |
— | 60.94 | 60.94 | 8.78 | (0.10) | (1.96) | 2.21 | 4.45 | — | 26.03 |
Quick Ratio |
0.00 | 0.10 | 0.17 | 0.12 | 0.21 | 0.22 | 0.10 | 0.11 | 0.06 | 0.08 |
Current Ratio |
0.00 | 0.97 | 0.96 | 1.03 | 0.92 | 0.81 | 0.84 | 0.98 | 0.97 | 1.03 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
5.49% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.27% | 0.00% | 2.02% | 2.32% |
Debt/Equity |
(0.52) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.13 | 0.15 |
Asset Turnover |
0.00 | 0.09 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.06 | 0.00 | 0.06 |
Operating CF/Net income |
0.00 | 2.00 | 0.84 | 0.39 | 30.32 | 4.86 | 1.20 | 1.56 | — | 0.55 |
Capex/Depreciation |
0.00 | (3.16) | (0.73) | (0.61) | (0.12) | 0.09 | (0.16) | (1.14) | — | 0.60 |
| 24.38% | 21.22% | 6.06% | 2.99% | 0.47% | 4.28% | 8.62% | 5.42% | 0.00% | 6.46% | |
| 1.88% | 1.67% | 0.53% | 0.35% | 0.06% | 0.55% | 1.15% | 0.81% | 0.00% | 0.98% | |
ROIC |
0.00% | 0.00% | 0.00% | 5.59% | 0.00% | 0.00% | 14.36% | 9.24% | 0.00% | 7.41% |
Return on Tangible Assets |
(1.14%) | 429.71% | (43.03%) | 6.54% | (1.33%) | (3.68%) | (11.06%) | 228.75% | 0.00% | 23.81% |
Average Days of Receivables |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Research and Development Expense of Revenue |
— | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 64.59% | 81.73% | 84.50% | 84.47% | 72.37% | 60.85% | 60.62% | — | 53.52% |
Intangible Assets out of Total Assets |
0.06 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
— | 0.00% | 0.00% | 1.44% | 0.89% | 1.00% | 0.60% | 0.60% | — | 1.50% |
Graham Net Nets |
— | 0.00 | 0.00 | 0.03 | (0.49) | (1.45) | (1.28) | (0.31) | — | (0.12) |
Graham Number |
— | 0.00 | 0.00 | 11.63 | 3.27 | 9.32 | 14.48 | 12.82 | — | 15.69 |
Earnings Yield |
— | 6.37% | 6.37% | 7.33% | 0.42% | 4.08% | 9.83% | 5.97% | — | 6.13% |
Free Cash Flow Yield |
— | 0.00% | 0.00% | 4.58% | 12.59% | 22.70% | 16.02% | 8.79% | — | 2.87% |
Revenue per Share |
— | 2.28 | 0.00 | 2.77 | 2.38 | 2.30 | 3.38 | 4.15 | — | 5.18 |
Operating CF per Share |
— | 0.89 | 0.00 | 0.08 | 1.30 | 1.99 | 1.04 | 0.95 | — | 0.45 |
Capex per Share |
0.00 | (0.31) | 0.00 | (0.06) | (0.02) | 0.02 | (0.02) | (0.03) | — | (0.07) |
Free Cash Flow per Share |
0.00 | 0.58 | 0.00 | 0.02 | 1.29 | 2.00 | 1.03 | 0.91 | — | 0.39 |
Cash per Share |
— | 4.63 | 0.00 | 6.27 | 12.96 | 14.96 | 5.98 | 6.56 | 0.00 | 5.46 |
Shareholders Equity per Share |
0.00 | 4.54 | 0.00 | 8.95 | 9.49 | 9.65 | 10.60 | 11.77 | 0.00 | 13.23 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
0.00 | 4.54 | 0.00 | 8.95 | 9.49 | 9.65 | 10.60 | 11.77 | 0.00 | 13.23 |
Free Cash Flow |
0.00 | 15.06 | 4.46 | 0.46 | 32.22 | 50.38 | 25.82 | 23.01 | — | 9.46 |
Working Capital |
(1,010.03) | (40.23) | (58.70) | 38.62 | (120.09) | (317.03) | (240.01) | (33.43) | (47.15) | 49.64 |
Capital Expenditures |
0.00 | (7.94) | (1.67) | (1.56) | (0.43) | 0.41 | (0.45) | (0.84) | — | (1.66) |
Net Current Asset Value |
(1,015.03) | (56.03) | (72.41) | 6.32 | (147.62) | (358.35) | (287.65) | (82.06) | (136.14) | (38.00) |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Capex to Sales |
0.00 | 0.13 | 0.02 | 0.02 | 0.01 | (0.01) | 0.01 | 0.01 | — | 0.01 |
Net Profit Margin |
0.00% | 19.39% | 10.66% | 7.51% | 1.80% | 17.75% | 25.77% | 14.58% | — | 16.02% |
Price to Operating Income |
— | 0.00 | 0.00 | 0.00 | 0.00 | 40.12 | 16.41 | 345.60 | — | 11.58 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.06 | 0.05 | 0.06 | 0.09 | 0.12 | 0.07 | 0.02 | 0.00 | (0.08) |
Cash ROIC |
0.00% | (8.35%) | (10.07%) | (10.20%) | (1.11%) | 1.93% | (3.64%) | (3.52%) | (8.04%) | (4.82%) |
Accounts Receivable Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.02 |
Inventory Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Days of Payables |
0.00 | 131,778.29 | 108,466.76 | 97,992.97 | 264,823.24 | 418,923.02 | 102,471.89 | 25,952.48 | 0.00 | 20,893.95 |
Days of Inventory on Hand |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Payables |
1,010.03 | 1,080.14 | 1,240.79 | 1,300.73 | 1,400.52 | 1,605.59 | 1,611.07 | 1,546.05 | 1,568.22 | 1,662.68 |
Average Assets |
612.61 | 687.60 | 1,376.21 | 1,497.35 | 1,661.33 | 1,880.24 | 1,910.21 | 1,875.80 | 1,937.57 | 2,065.21 |
Average Common Equity |
47.17 | 54.20 | 120.66 | 173.61 | 230.89 | 240.22 | 254.66 | 281.61 | 300.54 | 314.21 |
Columns are period end dates