Private Bancorp of America, Inc. PBAM
—
86.25
0.46
0.54%
as of 25 Sep
- Market cap
- $491.6M
- P/E
- 11.1×
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Growth Flags
show if company had growth for consecutive years
| Dec '25 | Sep '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | |
|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
8.18 | — | 9.27 | 5.01 | 7.29 | 7.13 | 9.54 | 9.54 | 9.54 |
P/S ratio |
1.92 | — | 2.04 | 1.55 | 1.96 | 2.00 | 1.63 | 0.00 | 0.00 |
P/FCF ratio |
2.70 | — | 2.81 | 1.58 | 1.88 | 2.73 | 2.15 | 0.00 | 0.00 |
P/Operating CF |
25.63 | — | 8.72 | 6.06 | 4.37 | 18.59 | 2.14 | 0.00 | 0.00 |
P/B ratio |
1.25 | — | 1.47 | 1.09 | 1.26 | 1.16 | 0.94 | 0.00 | 0.00 |
Price to Tangible BV |
1.26 | — | 1.49 | 1.11 | 1.28 | 1.18 | 0.94 | 0.00 | 0.00 |
EV/Sales |
1.05 | — | 1.17 | 0.79 | 0.80 | 0.06 | (7.30) | 0.00 | 0.00 |
EV/EBITDA |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
1.45 | — | 1.57 | 0.79 | 0.76 | 0.08 | (9.56) | 0.00 | 0.00 |
EV/FCF |
1.49 | — | 1.61 | 0.80 | 0.77 | 0.08 | (9.62) | 0.00 | 0.00 |
Quick Ratio |
0.07 | 0.12 | 0.08 | 0.09 | 0.08 | 0.11 | 0.23 | 0.11 | 0.06 |
Current Ratio |
1.00 | 1.01 | 1.03 | 1.02 | 1.00 | 1.00 | 1.05 | 1.03 | 0.97 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.43% | 0.43% | 1.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.04 | 0.04 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.07 | 0.00 | 0.07 | 0.07 | 0.05 | 0.05 | 0.05 | 0.06 | 0.00 |
Operating CF/Net income |
0.00 | — | 1.06 | 0.83 | 1.68 | 0.39 | 4.44 | (60.66) | 1.70 |
Capex/Depreciation |
— | — | 1.31 | 0.54 | 0.10 | 9.35 | (0.25) | (1.89) | (1.32) |
| 15.46% | 0.00% | 17.37% | 24.65% | 18.04% | 17.57% | 10.53% | (0.47%) | 0.00% | |
| 1.58% | 0.00% | 1.55% | 2.02% | 1.45% | 1.46% | 0.89% | (0.04%) | 0.00% | |
ROIC |
31.27% | 0.00% | 38.07% | 974.36% | 323.11% | 0.00% | 0.00% | 0.00% | 9.70% |
Return on Tangible Assets |
424.66% | 0.00% | 53.20% | 83.58% | 298.89% | 573.89% | 15.41% | (1.16%) | (18.15%) |
Average Days of Receivables |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
39.07% | — | 34.76% | 28.97% | 55.06% | 53.90% | 63.77% | 85.23% | 71.60% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | — | 1.48% | 1.14% | 1.40% | 1.64% | 1.82% | 2.16% | 2.78% |
Graham Net Nets |
(0.01) | — | 0.11 | 0.23 | 0.04 | 0.01 | 13.02 | 0.00 | 0.00 |
Graham Number |
85.30 | — | 74.16 | 72.90 | 50.77 | 44.41 | 29.24 | 0.00 | 0.00 |
Earnings Yield |
12.22% | — | 10.79% | 19.97% | 13.71% | 14.03% | 10.49% | 10.49% | 10.49% |
Free Cash Flow Yield |
36.98% | — | 35.62% | 63.14% | 53.08% | 36.66% | 46.41% | 0.00% | 0.00% |
Revenue per Share |
30.03 | — | 28.30 | 23.12 | 16.48 | 13.49 | 11.34 | 10.10 | 7.24 |
Operating CF per Share |
0.00 | — | 6.62 | 5.94 | 7.41 | 1.45 | 8.65 | 4.86 | 1.39 |
Capex per Share |
0.00 | — | (0.27) | (0.15) | (0.07) | (0.10) | (0.05) | (0.31) | (0.25) |
Free Cash Flow per Share |
0.00 | — | 6.36 | 5.79 | 7.35 | 1.35 | 8.60 | 4.55 | 1.14 |
Cash per Share |
27.77 | 0.00 | 29.50 | 32.25 | 24.58 | 27.97 | 51.33 | 21.22 | 9.22 |
Shareholders Equity per Share |
46.00 | 0.00 | 39.23 | 32.90 | 25.80 | 23.19 | 19.61 | 18.23 | 16.80 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
46.00 | 0.00 | 39.23 | 32.90 | 25.80 | 23.19 | 19.61 | 18.23 | 16.80 |
Free Cash Flow |
— | — | 36.22 | 32.69 | 40.80 | 7.47 | 47.23 | 23.88 | 5.65 |
Working Capital |
6.72 | 19.31 | 64.47 | 46.83 | 6.46 | 1.32 | 66.84 | 33.14 | (24.56) |
Capital Expenditures |
— | — | (1.51) | (0.83) | (0.36) | (0.56) | (0.29) | (1.61) | (1.25) |
Net Current Asset Value |
(4.28) | 8.31 | 36.47 | 46.83 | 6.46 | 1.32 | 66.84 | 33.14 | (24.56) |
EV/EBIT |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | — | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.03 | 0.03 |
Net Profit Margin |
23.41% | — | 22.04% | 31.06% | 26.76% | 27.77% | 17.20% | (0.79%) | 11.26% |
Price to Operating Income |
5.71 | — | 6.47 | 3.54 | 5.15 | 5.00 | 7.65 | 0.00 | 0.00 |
| Other line items | |||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | (0.50) | (0.91) | (2.13) | (0.03) | 0.44 | 0.27 | 0.43 |
Cash ROIC |
(0.64%) | (0.42%) | 8.44% | 8.65% | 14.09% | 2.02% | 11.51% | 10.78% | 3.61% |
Accounts Receivable Turnover |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.00 | 0.03 | 0.02 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
Inventory Turnover |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
17,214.89 | 0.00 | 14,336.56 | 19,367.63 | 98,488.97 | 107,382.38 | 58,992.18 | 36,880.19 | 58,138.14 |
Days of Inventory on Hand |
0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
2,248.12 | 2,203.41 | 2,004.91 | 1,775.25 | 1,510.39 | 1,229.31 | 981.60 | 773.36 | — |
Average Assets |
2,555.77 | 2,500.25 | 2,288.24 | 2,003.67 | 1,685.98 | 1,423.41 | 1,197.86 | 956.58 | — |
Average Common Equity |
260.96 | 240.74 | 204.66 | 164.55 | 135.84 | 118.06 | 101.72 | 89.62 | — |
Columns are period end dates