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Friday 6 November 2026
Export PBAM’s income statement to Excel — free account
Private Bancorp of America, Inc.
PBAM Financial Banks Regional
Private Bancorp of America, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $172.3 million, up 6.87% from fiscal 2024.
- Revenue
- +1.51%
- EPS
- +27.2%
- Free cash flow
- +7,335.4%
- Total debt
- −27.3%
Quarter to June 2026, against a year earlier
84.92
0.79
+0.94%
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| Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Sep '25 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 7 | 6 | 6 | 6 | 5 | — | — |
P/E ratio |
9.54 | 9.54 | 9.54 | 7.13 | 7.29 | 5.01 | 9.27 | — | 8.18 |
P/S ratio |
0.00 | 0.00 | 1.63 | 2.00 | 1.96 | 1.55 | 2.04 | — | 1.92 |
P/FCF ratio |
0.00 | 0.00 | 2.15 | 2.73 | 1.88 | 1.58 | 4.01 | — | 3.48 |
P/Operating CF |
0.00 | 0.00 | 2.14 | 3.14 | 3.79 | 4.27 | 8.72 | — | 25.63 |
P/B ratio |
0.00 | 0.00 | 0.94 | 1.16 | 1.26 | 1.09 | 1.47 | — | 1.25 |
Price to Tangible BV |
0.00 | 0.00 | 0.94 | 1.18 | 1.28 | 1.11 | 1.49 | — | 1.26 |
EV/Sales |
0.00 | 0.00 | (7.30) | 0.06 | 0.80 | 0.79 | 1.17 | — | 1.05 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
EV/Operating CF |
0.00 | 0.00 | (9.56) | 0.08 | 0.76 | 0.79 | 2.22 | — | 1.85 |
EV/FCF |
0.00 | 0.00 | (9.62) | 0.08 | 0.77 | 0.80 | 2.30 | — | 1.91 |
Quick Ratio |
0.06 | 0.11 | 0.23 | 0.11 | 0.08 | 0.09 | 0.08 | 0.12 | 0.07 |
Current Ratio |
0.97 | 1.03 | 1.05 | 1.00 | 1.00 | 1.02 | 1.03 | 1.01 | 1.00 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.43% | 0.43% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.04 | 0.04 |
Asset Turnover |
0.00 | 0.06 | 0.05 | 0.05 | 0.05 | 0.07 | 0.07 | 0.00 | 0.07 |
Operating CF/Net income |
1.70 | (60.66) | 4.44 | 0.39 | 1.68 | 0.83 | 1.06 | — | 0.00 |
Capex/Depreciation |
(1.32) | (1.89) | (0.25) | 9.35 | 0.10 | 0.54 | 1.31 | — | — |
| 0.00% | (0.47%) | 10.53% | 17.57% | 18.04% | 24.65% | 17.37% | 0.00% | 15.46% | |
| 0.00% | (0.04%) | 0.89% | 1.46% | 1.45% | 2.02% | 1.55% | 0.00% | 1.58% | |
ROIC |
9.70% | 0.00% | 0.00% | 0.00% | 323.11% | 974.36% | 38.07% | 0.00% | 31.27% |
Return on Tangible Assets |
(18.15%) | (1.16%) | 15.41% | 573.89% | 298.89% | 83.58% | 53.20% | 0.00% | 424.66% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — | 0.00% |
Selling, General and Administrative Expense of Revenue |
71.60% | 85.23% | 63.77% | 53.90% | 55.06% | 28.97% | 34.76% | — | 39.07% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
2.78% | 2.16% | 1.82% | 1.64% | 1.40% | 1.14% | 1.48% | — | 0.00% |
Graham Net Nets |
0.00 | 0.00 | 13.02 | 0.01 | 0.04 | 0.23 | 0.11 | — | (0.01) |
Graham Number |
0.00 | 0.00 | 29.24 | 44.41 | 50.77 | 72.90 | 74.16 | — | 85.30 |
Earnings Yield |
10.49% | 10.49% | 10.49% | 14.03% | 13.71% | 19.97% | 10.79% | — | 12.22% |
Free Cash Flow Yield |
0.00% | 0.00% | 46.41% | 36.66% | 53.08% | 63.14% | 24.92% | — | 28.75% |
Revenue per Share |
7.24 | 10.10 | 11.34 | 13.49 | 16.48 | 23.12 | 28.30 | — | 30.03 |
Operating CF per Share |
1.39 | 4.86 | 8.65 | 1.45 | 7.41 | 5.94 | 6.62 | — | 0.00 |
Capex per Share |
(0.25) | (0.31) | (0.05) | (0.10) | (0.07) | (0.15) | (0.27) | — | 0.00 |
Free Cash Flow per Share |
1.14 | 4.55 | 8.60 | 1.35 | 7.35 | 5.79 | 6.36 | — | 0.00 |
Cash per Share |
9.22 | 21.22 | 51.33 | 27.97 | 24.58 | 32.25 | 29.50 | 0.00 | 27.77 |
Shareholders Equity per Share |
16.80 | 18.23 | 19.61 | 23.19 | 25.80 | 32.90 | 39.23 | 0.00 | 46.00 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.80 | 18.23 | 19.61 | 23.19 | 25.80 | 32.90 | 39.23 | 0.00 | 46.00 |
Free Cash Flow |
5.65 | 23.88 | 47.23 | 7.47 | 40.80 | 32.69 | 36.22 | — | — |
Working Capital |
(24.56) | 33.14 | 66.84 | 1.32 | 6.46 | 46.83 | 64.47 | 19.31 | 6.72 |
Capital Expenditures |
(1.25) | (1.61) | (0.29) | (0.56) | (0.36) | (0.83) | (1.51) | — | — |
Net Current Asset Value |
(24.56) | 33.14 | 66.84 | 1.32 | 6.46 | 46.83 | 36.47 | 8.31 | (4.28) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Capex to Sales |
0.03 | 0.03 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | — | 0.00 |
Price to Operating Income |
0.00 | 0.00 | 7.65 | 5.00 | 5.15 | 3.54 | 6.47 | — | 5.71 |
| Other line items | |||||||||
Depreciation/Fixed assets |
0.43 | 0.27 | 0.44 | (0.03) | (2.13) | (0.91) | (0.50) | 0.00 | 0.00 |
Cash ROIC |
4.37% | 11.53% | 12.12% | 2.64% | 14.58% | 8.89% | 8.63% | 0.00% | 0.00% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.03 | 0.00 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Days of Payables |
58,138.14 | 36,880.19 | 58,992.18 | 107,382.38 | 98,488.97 | 19,367.63 | 14,336.56 | 0.00 | 17,214.89 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Payables |
— | 773.36 | 981.60 | 1,229.31 | 1,510.39 | 1,775.25 | 2,004.91 | 2,203.41 | 2,248.12 |
Average Assets |
— | 956.58 | 1,197.86 | 1,423.41 | 1,685.98 | 2,003.67 | 2,288.24 | 2,500.25 | 2,555.77 |
Average Common Equity |
— | 89.62 | 101.72 | 118.06 | 135.84 | 164.55 | 204.66 | 240.74 | 260.96 |
Columns are period end dates