Saturday 17 October 2026
Export PAY’s income statement to Excel — free account
Paymentus Holdings, Inc.
PAY Technology Software Infrastructure
Paymentus Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 37.3% from fiscal 2024. In the quarter to June 2026, revenue grew 28.8%, EPS grew 66.7% and free cash flow grew 73.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years.
31.54
0.59
−1.84%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '17 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
7 | 6 | 6 | 4 | 5 | — | — | — |
P/E ratio |
59.60 | 88.30 | 94.29 | 0.00 | 443.91 | 210.68 | 210.68 | — |
Altman Z-Score |
25.21 | 29.45 | 19.57 | 10.72 | 28.72 | — | — | — |
P/S ratio |
3.31 | 4.66 | 3.52 | 2.01 | 9.97 | 9.13 | 9.13 | — |
Altman Z″-Score (non-manufacturers) |
10.39 | 9.70 | 9.27 | 9.17 | 7.55 | 7.18 | 12.67 | — |
P/FCF ratio |
31.72 | 151.74 | 63.15 | 0.00 | 0.00 | 125.78 | 125.78 | — |
Beneish M-Score |
(3.16) | (2.17) | (2.83) | (2.17) | (1.93) | (3.29) | — | — |
P/Operating CF |
87.67 | 145.57 | 88.49 | 67.83 | 29,003.31 | 412.50 | 412.50 | — |
P/B ratio |
7.06 | 8.37 | 5.03 | 2.51 | 10.22 | 33.11 | 33.11 | — |
Price to Tangible BV |
9.50 | 12.14 | 7.99 | 4.36 | 18.38 | 33.11 | 33.11 | — |
EV/Sales |
3.04 | 4.42 | 3.22 | 1.71 | 9.46 | 8.99 | 8.99 | — |
EV/EBITDA |
30.02 | 45.29 | 38.30 | 36.72 | 153.82 | 0.00 | 0.00 | — |
EV/Operating CF |
22.40 | 60.57 | 28.76 | 42.78 | 192.04 | 68.16 | 68.16 | — |
EV/FCF |
29.12 | 143.92 | 57.80 | (74.33) | (4,762.73) | 123.93 | 123.93 | — |
Quick Ratio |
4.33 | 4.08 | 4.14 | 4.25 | 3.34 | 2.47 | 4.91 | — |
Current Ratio |
4.46 | 4.24 | 4.31 | 4.45 | 3.45 | 2.57 | 5.18 | — |
Net Debt/EBITDA |
(2.68) | (2.46) | (3.54) | (6.43) | (8.26) | (1.75) | (1.13) | — |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.16% | 0.19% | 0.33% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Asset Turnover |
1.92 | 1.61 | 1.27 | 1.06 | 1.32 | 2.94 | 5.86 | — |
Operating CF/Net income |
2.42 | 1.44 | 3.08 | (38.73) | 2.77 | 4.18 | 1.95 | — |
Capex/Depreciation |
(0.82) | (0.91) | (1.02) | (1.20) | (1.46) | (1.84) | (2.09) | — |
| 12.80% | 9.65% | 5.40% | (0.13%) | 2.99% | 11.15% | 11.77% | — | |
| 10.76% | 8.17% | 4.62% | (0.11%) | 2.36% | 8.30% | 22.37% | — | |
ROIC |
20.02% | 10.15% | 4.59% | (0.75%) | 3.50% | 30.21% | 27.88% | — |
Return on Tangible Assets |
19.49% | 16.65% | 10.67% | (0.29%) | 3.83% | 16.88% | 20.92% | — |
Average Days of Receivables |
31.59 | 51.57 | 45.53 | 50.88 | 42.84 | 36.34 | 33.07 | — |
Research and Development Expense of Revenue |
5.14% | 5.89% | 7.20% | 8.29% | 8.63% | 8.12% | 7.58% | — |
Selling, General and Administrative Expense of Revenue |
13.32% | 16.29% | 19.53% | 22.42% | 19.44% | 16.47% | 16.20% | — |
Intangible Assets out of Total Assets |
0.22 | 0.26 | 0.32 | 0.36 | 0.36 | 0.11 | 0.18 | 0.00 |
Share Based Compensation of Revenue |
1.56% | 1.26% | 1.53% | 1.36% | 0.79% | 0.66% | 0.67% | — |
Graham Net Nets |
0.08 | 0.06 | 0.09 | 0.16 | 0.04 | 0.03 | 0.03 | — |
Graham Number |
7.30 | 5.70 | 3.81 | 0.00 | 2.46 | 1.40 | 0.00 | — |
Earnings Yield |
1.68% | 1.13% | 1.06% | (0.05%) | 0.23% | 0.47% | 0.47% | — |
Free Cash Flow Yield |
3.15% | 0.66% | 1.58% | (1.14%) | (0.02%) | 0.80% | 0.80% | — |
Revenue per Share |
9.55 | 7.01 | 4.98 | 4.07 | 3.51 | 2.92 | 2.28 | — |
Operating CF per Share |
1.29 | 0.51 | 0.56 | 0.16 | 0.17 | 0.34 | 0.17 | — |
Capex per Share |
(0.30) | (0.29) | (0.28) | (0.26) | (0.18) | (0.14) | (0.12) | — |
Free Cash Flow per Share |
1.00 | 0.22 | 0.28 | (0.09) | (0.01) | 0.20 | 0.05 | — |
Cash per Share |
2.59 | 1.68 | 1.48 | 1.23 | 1.79 | 0.45 | 0.27 | — |
Shareholders Equity per Share |
4.47 | 3.90 | 3.48 | 3.25 | 3.42 | 0.82 | 0.66 | — |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Book value per Share |
4.47 | 3.90 | 3.48 | 3.25 | 3.42 | 0.82 | 0.66 | — |
Free Cash Flow |
125.03 | 27.06 | 34.53 | (11.43) | (0.92) | 20.77 | 4.98 | — |
Working Capital |
342.48 | 264.09 | 207.56 | 177.47 | 182.00 | 48.72 | 41.55 | — |
Capital Expenditures |
(37.10) | (36.58) | (34.30) | (31.30) | (20.41) | (14.85) | (12.53) | — |
Net Current Asset Value |
333.84 | 254.99 | 195.10 | 164.60 | 169.63 | 39.33 | 39.64 | — |
EV/EBIT |
48.08 | 85.92 | 109.42 | 0.00 | 360.89 | 0.00 | 0.00 | — |
Capex to Sales |
0.03 | 0.04 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | — |
Price to Operating Income |
52.38 | 90.58 | 119.53 | 0.00 | 380.26 | 0.00 | 0.00 | — |
| Other line items | ||||||||
Depreciation/Fixed assets |
51.81 | 34.78 | 21.57 | 14.33 | 6.83 | 4.55 | 4.06 | — |
Cash ROIC |
14.13% | 3.89% | 5.63% | (2.09%) | (0.16%) | 15.80% | 5.19% | — |
Accounts Receivable Turnover |
10.56 | 8.73 | 8.42 | 8.59 | 10.34 | 11.74 | 9.14 | — |
Accounts Payable Turnover |
15.81 | 14.90 | 13.42 | 12.87 | 13.19 | 22.02 | 16.99 | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Days of Payables |
25.94 | 28.73 | 29.72 | 30.72 | 32.95 | 29.36 | 4.92 | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Receivables |
113.36 | 99.91 | 72.97 | 57.85 | 38.23 | 25.71 | 25.81 | — |
Average Payables |
56.92 | 42.53 | 32.21 | 26.99 | 20.79 | 9.50 | 9.50 | — |
Average Assets |
622.07 | 540.56 | 483.20 | 467.24 | 298.91 | 102.67 | 40.23 | — |
Average Common Equity |
522.99 | 457.61 | 413.40 | 391.66 | 235.25 | 76.49 | 76.49 | — |
Columns are period end dates