Saturday 17 October 2026
Export PAY’s income statement to Excel — free account
Paymentus Holdings, Inc.
PAY Technology Software Infrastructure
Paymentus Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 37.3% from fiscal 2024. In the quarter to June 2026, revenue grew 28.8%, EPS grew 66.7% and free cash flow grew 73.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years.
31.54
0.59
−1.84%
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| Dec '17 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | 5 | 4 | 6 | 6 | 7 |
P/E ratio |
— | 210.68 | 210.68 | 443.91 | 0.00 | 94.29 | 88.30 | 59.60 |
Altman Z-Score |
— | — | — | 28.72 | 10.72 | 19.57 | 29.45 | 25.21 |
P/S ratio |
— | 9.13 | 9.13 | 9.97 | 2.01 | 3.52 | 4.66 | 3.31 |
Altman Z″-Score (non-manufacturers) |
— | 12.67 | 7.18 | 7.55 | 9.17 | 9.27 | 9.70 | 10.39 |
P/FCF ratio |
— | 125.78 | 125.78 | 0.00 | 0.00 | 63.15 | 151.74 | 31.72 |
Beneish M-Score |
— | — | (3.29) | (1.93) | (2.17) | (2.83) | (2.17) | (3.16) |
P/Operating CF |
— | 412.50 | 412.50 | 29,003.31 | 67.83 | 88.49 | 145.57 | 87.67 |
P/B ratio |
— | 33.11 | 33.11 | 10.22 | 2.51 | 5.03 | 8.37 | 7.06 |
Price to Tangible BV |
— | 33.11 | 33.11 | 18.38 | 4.36 | 7.99 | 12.14 | 9.50 |
EV/Sales |
— | 8.99 | 8.99 | 9.46 | 1.71 | 3.22 | 4.42 | 3.04 |
EV/EBITDA |
— | 0.00 | 0.00 | 153.82 | 36.72 | 38.30 | 45.29 | 30.02 |
EV/Operating CF |
— | 68.16 | 68.16 | 192.04 | 42.78 | 28.76 | 60.57 | 22.40 |
EV/FCF |
— | 123.93 | 123.93 | (4,762.73) | (74.33) | 57.80 | 143.92 | 29.12 |
Quick Ratio |
— | 4.91 | 2.47 | 3.34 | 4.25 | 4.14 | 4.08 | 4.33 |
Current Ratio |
— | 5.18 | 2.57 | 3.45 | 4.45 | 4.31 | 4.24 | 4.46 |
Net Debt/EBITDA |
— | (1.13) | (1.75) | (8.26) | (6.43) | (3.54) | (2.46) | (2.68) |
Debt/Assets |
0.00% | 0.00% | 0.33% | 0.19% | 0.16% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
— | 5.86 | 2.94 | 1.32 | 1.06 | 1.27 | 1.61 | 1.92 |
Operating CF/Net income |
— | 1.95 | 4.18 | 2.77 | (38.73) | 3.08 | 1.44 | 2.42 |
Capex/Depreciation |
— | (2.09) | (1.84) | (1.46) | (1.20) | (1.02) | (0.91) | (0.82) |
| — | 11.77% | 11.15% | 2.99% | (0.13%) | 5.40% | 9.65% | 12.80% | |
| — | 22.37% | 8.30% | 2.36% | (0.11%) | 4.62% | 8.17% | 10.76% | |
ROIC |
— | 27.88% | 30.21% | 3.50% | (0.75%) | 4.59% | 10.15% | 20.02% |
Return on Tangible Assets |
— | 20.92% | 16.88% | 3.83% | (0.29%) | 10.67% | 16.65% | 19.49% |
Average Days of Receivables |
— | 33.07 | 36.34 | 42.84 | 50.88 | 45.53 | 51.57 | 31.59 |
Research and Development Expense of Revenue |
— | 7.58% | 8.12% | 8.63% | 8.29% | 7.20% | 5.89% | 5.14% |
Selling, General and Administrative Expense of Revenue |
— | 16.20% | 16.47% | 19.44% | 22.42% | 19.53% | 16.29% | 13.32% |
Intangible Assets out of Total Assets |
0.00 | 0.18 | 0.11 | 0.36 | 0.36 | 0.32 | 0.26 | 0.22 |
Share Based Compensation of Revenue |
— | 0.67% | 0.66% | 0.79% | 1.36% | 1.53% | 1.26% | 1.56% |
Graham Net Nets |
— | 0.03 | 0.03 | 0.04 | 0.16 | 0.09 | 0.06 | 0.08 |
Graham Number |
— | 0.00 | 1.40 | 2.46 | 0.00 | 3.81 | 5.70 | 7.30 |
Earnings Yield |
— | 0.47% | 0.47% | 0.23% | (0.05%) | 1.06% | 1.13% | 1.68% |
Free Cash Flow Yield |
— | 0.80% | 0.80% | (0.02%) | (1.14%) | 1.58% | 0.66% | 3.15% |
Revenue per Share |
— | 2.28 | 2.92 | 3.51 | 4.07 | 4.98 | 7.01 | 9.55 |
Operating CF per Share |
— | 0.17 | 0.34 | 0.17 | 0.16 | 0.56 | 0.51 | 1.29 |
Capex per Share |
— | (0.12) | (0.14) | (0.18) | (0.26) | (0.28) | (0.29) | (0.30) |
Free Cash Flow per Share |
— | 0.05 | 0.20 | (0.01) | (0.09) | 0.28 | 0.22 | 1.00 |
Cash per Share |
— | 0.27 | 0.45 | 1.79 | 1.23 | 1.48 | 1.68 | 2.59 |
Shareholders Equity per Share |
— | 0.66 | 0.82 | 3.42 | 3.25 | 3.48 | 3.90 | 4.47 |
Interest Debt per Share |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
— | 0.66 | 0.82 | 3.42 | 3.25 | 3.48 | 3.90 | 4.47 |
Free Cash Flow |
— | 4.98 | 20.77 | (0.92) | (11.43) | 34.53 | 27.06 | 125.03 |
Working Capital |
— | 41.55 | 48.72 | 182.00 | 177.47 | 207.56 | 264.09 | 342.48 |
Capital Expenditures |
— | (12.53) | (14.85) | (20.41) | (31.30) | (34.30) | (36.58) | (37.10) |
Net Current Asset Value |
— | 39.64 | 39.33 | 169.63 | 164.60 | 195.10 | 254.99 | 333.84 |
EV/EBIT |
— | 0.00 | 0.00 | 360.89 | 0.00 | 109.42 | 85.92 | 48.08 |
Capex to Sales |
— | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.04 | 0.03 |
Price to Operating Income |
— | 0.00 | 0.00 | 380.26 | 0.00 | 119.53 | 90.58 | 52.38 |
| Other line items | ||||||||
Depreciation/Fixed assets |
— | 4.06 | 4.55 | 6.83 | 14.33 | 21.57 | 34.78 | 51.81 |
Cash ROIC |
— | 5.19% | 15.80% | (0.16%) | (2.09%) | 5.63% | 3.89% | 14.13% |
Accounts Receivable Turnover |
— | 9.14 | 11.74 | 10.34 | 8.59 | 8.42 | 8.73 | 10.56 |
Accounts Payable Turnover |
— | 16.99 | 22.02 | 13.19 | 12.87 | 13.42 | 14.90 | 15.81 |
Inventory Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | 4.92 | 29.36 | 32.95 | 30.72 | 29.72 | 28.73 | 25.94 |
Days of Inventory on Hand |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
— | 25.81 | 25.71 | 38.23 | 57.85 | 72.97 | 99.91 | 113.36 |
Average Payables |
— | 9.50 | 9.50 | 20.79 | 26.99 | 32.21 | 42.53 | 56.92 |
Average Assets |
— | 40.23 | 102.67 | 298.91 | 467.24 | 483.20 | 540.56 | 622.07 |
Average Common Equity |
— | 76.49 | 76.49 | 235.25 | 391.66 | 413.40 | 457.61 | 522.99 |
Columns are period end dates