PAR Technology Corporation

PAR Technology Software Application

PAR Technology Corporation’s revenue for fiscal 2025 (year ended December 2025) was $455.5 million, up 30.2% from fiscal 2024.

Revenue
+15.0%
EPS
+51.1%
Free cash flow
+300.7%
Total debt
+7.52%

Quarter to September 2026, against a year earlier

20.55 1.37 +7.14%
Market cap
$793.3M
P/E
0.0×
Fwd P/E
−17.1×
Dividend yield
—
F-score
4/9
Altman Z
1.49
Beneish M
−2.40
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 37.74
Sold, $m 2.51
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 1 1 — — — 1 2 — 1 — — —
Sell 1 1 — 4 — — 2 — 1 1 — —
Insider Ownership 1.83%

Capital & Financial Ratios $m

Size
Market Cap 793.34
Revenue ttm 514.59
Net income ttm (63.00)
Free cash flow ttm (0.37)
Net debt Q 423.02
Valuation
P/E 0.00
Forward P/E (17.10) (negative: loss-making)
Price / sales 1.62
Forward P/S Powerpack
Price / FCF 0.00
Price / book 1.03
Financial health
Current ratio Q 2.07 (at or above 1.5: strong)
Debt / equity Q 0.52
Interest coverage Q (1.66)
Growth
Revenue growth Q +15.04% (above 0%: growing)
Operating income growth Q +69.01% (above 0%: growing)
EPS, this year +406.67% (at or above 15%: strong)
EPS, next year A +77.37% (at or above 15%: strong)
Revenue, next year A +14.19% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A +160.12% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 33.43%
10-year low 10-year high
P/B against its own 10 years 6.74%
10-year low 10-year high
EV/Sales against its own 10 years 41.20%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—
Growth, 2019–23
−100.0%/yr
  1. 0.31 ’19
  2. 0.00 ’20 −100
  3. 0.00 ’21
  4. 0.00 ’22
  5. 0.00 ’23
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 85 122 94 —
Receivables 43 60 82 77
Inventory 24 22 27 41
Other 8 14 30 30
181 218 233 258
2023 2024 2025 Q'26
Payables 26 35 39 39
ST’ Debt — — 20 —
Other — — — —
80 112 141 125

Compound Annual Growth %

10y 5y 3y
Sales 7.12% 16.34% 20.19%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 28.34% 34.37% 30.04%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 (0.39) (0.41) (0.22) — —
’25 (0.60) (0.52) (0.45) (0.51) (2.09)
’24 (0.62) 1.60 (0.56) (0.57) (0.14)
’23 (0.58) (0.72) (0.56) (0.67) (2.53)
’22 (0.58) (0.70) (0.79) (0.50) (2.55)
’21 (0.38) (0.39) (1.23) (0.95) (3.02)
’20 (0.61) (0.49) (0.20) (0.60) (1.92)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 124 133 137 — —
’25 104 112 119 120 456
’24 70 78 97 105 350
’23 100 70 69 38 277
’22 80 85 93 4 262
’21 54 69 78 82 283
’20 55 46 55 59 214
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (17) 7 21 — —
’25 (17) (7) 8 (12) (27)
’24 (24) (14) 9 3 (25)
’23 (17) 4 (6) 1 (17)
’22 (21) (10) (2) (9) (43)
’21 (3) (30) (11) (10) (53)
’20 (15) 1 (1) (6) (20)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (19) 4 21 — —
’25 (19) (9) 5 (14) (36)
’24 (25) (16) 7 1 (32)
’23 (18) 0 (9) (1) (27)
’22 (23) (12) (4) (11) (50)
’21 (5) (32) (13) (11) (61)
’20 (17) (1) (3) (8) (29)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.4
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 230 233 201 187 214 283 262 277 350 456 515 +7.9% 520 577 630 +11.4%
Gross margin, % 20.12 21.93 18.64 19.98 18.39 21.96 31.15 32.32 41.75 43.47 42.87 +23.3 pt
EBT 4 0 (10) (19) (40) (85) (79) (80) (95) (82) (59) n/m
EBT margin, % 1.59 0.17 (4.96) (10.26) (18.50) (30.13) (30.09) (28.83) (27.05) (17.94) (11.38) (19.5) pt
Net income 2 (3) (24) (16) (37) (76) (69) (70) (5) (84) (63) n/m
Per share, $
Per share, $ Revenue 14.65 14.58 12.55 11.54 11.24 11.28 9.66 10.04 10.25 11.26 12.44 (2.9%)
Earnings 0.15 (0.22) (1.50) (0.96) (1.92) (3.02) (2.55) (2.53) (0.14) (2.09) (1.53) n/m
Cash flow 0.70 0.02 (0.24) (0.99) (1.06) (2.12) (1.59) (0.62) (0.74) (0.67) (0.01) n/m
Capex (0.39) (0.56) (0.49) (0.40) (0.49) (0.33) (0.27) (0.38) (0.20) (0.22) 0.00 (6.1%)
Free cash flow 0.31 (0.54) (0.73) (1.40) (1.55) (2.45) (1.86) (1.00) (0.94) (0.89) (0.01) n/m
Book value 4.44 4.33 2.86 4.49 9.91 20.10 13.82 12.09 25.52 20.39 19.60 +18.5%
Shares, m 16 16 16 16 19 25 27 28 34 40 41 +11.1%
Valuation, ×
Valuation, × P/E 49.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.0
P/S 0.38 0.63 1.73 2.66 5.58 4.68 2.75 4.25 7.09 3.22 1.62 3.3
P/B 1.24 2.13 7.59 6.85 6.34 2.63 1.92 3.53 2.85 1.78 1.03 3.7
EV/Sales 0.34 0.61 1.76 2.85 5.24 5.10 3.79 5.36 7.83 3.88 2.27 3.7
EV/FCF 15.93 (16.56) (30.22) (23.55) (37.99) (23.47) (19.68) (54.04) (85.61) (48.98) (97.92) (32.4)
Cash, $m
Cash, $m Operating cash flow 11 0 (4) (16) (20) (53) (43) (17) (25) (27) 0 n/m
Capex (6) (9) (8) (7) (9) (8) (7) (10) (7) (9) (12) +4.3%
Free cash flow 5 (9) (12) (23) (29) (61) (50) (27) (32) (36) 0 n/m
Balance, $m
Balance, $m Working capital 35 27 15 51 209 222 156 100 106 92 133 +11.3%
Net debt (8) (5) 4 35 (74) 118 273 293 246 300 423 n/m
Shareholders’ equity 70 69 46 73 188 504 375 333 872 825 811 +31.6%
Returns, %
Returns, % ROA 1.48 (2.83) (23.05) (10.95) (13.71) (12.31) (7.95) (8.42) (0.46) (6.14) (4.56) (7.6) pt
ROIC 2.26 (0.12) (12.77) (8.22) (13.10) (5.41) (6.66) (7.16) (4.42) (3.82) (2.55) (6.1) pt
ROE 2.59 (4.89) (41.98) (26.22) (27.99) (21.88) (15.76) (19.70) (0.83) (9.95) (7.64) (12.5) pt
People
People Employees 1,002 1,137 1,000 1,000 1,053 1,541 1,755 1,841 1,585 1,809 — +6.8%
Revenue/emp, $m 0.23 0.20 0.20 0.19 0.20 0.18 0.15 0.15 0.22 0.25 — +1.1%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 5 Nov 2026

PAR Technology Corporation vs peers in Software Application (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
DJCO Daily Journal Corp. (S.C.) $882.0M — (loss-making) — (loss-making) +15.25% (above 0%: growing) n/m +48.22% (above 0%: growing) 99.41% 19.52% Compare
DSP Viant Technology Inc. $841.2M 25.3× 62.4× +33.91% (above 0%: growing) n/m +38.79% (above 0%: growing) 100.00% (3.69%) Compare
PAR PAR Technology Corporation $793.3M — (loss-making) — (loss-making) +15.04% (above 0%: growing) n/m +300.71% (above 0%: growing) 43.81% (3.99%)
PUBM PubMatic, Inc. $764.3M — (loss-making) — (loss-making) +10.55% (above 0%: growing) n/m +47.47% (above 0%: growing) 67.07% 0.74% Compare
MITK Mitek Systems, Inc. $763.9M 34.4× 39.4× +18.17% (above 0%: growing) +280.00% (above 0%: growing) +19.18% (above 0%: growing) 84.86% 21.36% Compare
DCBO Docebo Inc. $758.5M 24.7× 36.8× +13.04% (above 0%: growing) −10.00% (below 0%: shrinking) −154.48% (below 0%: shrinking) 79.44% 3.76% Compare
SMWB Similarweb Ltd. $736.7M — (loss-making) — (loss-making) +8.76% (above 0%: growing) n/m +217.42% (above 0%: growing) 80.73% 0.96% Compare
YALA Truth Social God Bless America ETF $705.3M 6.2× 7.0× −2.31% (below 0%: shrinking) −12.50% (below 0%: shrinking) +9,191.70% (above 0%: growing) 67.55% 23.49% Compare
VTEX VTEX $677.8M 23.2× 19.9× +9.52% (above 0%: growing) +200.00% (above 0%: growing) +79.12% (above 0%: growing) 80.31% 15.00% Compare
Median of peers $761.2M 24.7× 36.8× +11.80% +95.00% +47.85% 80.52% 9.38%

All 230 Software Application stocks →

Pay and ownership Proxy statement filed 16 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 14.16m (8.55m) 57.78
2024 15.41m 30.91m 236.40
2023 9.67m 15.19m 141.64
2022 2.16m (7.77m) 84.81
2021 1.12m 1.93m 171.67

Ownership

Directors and executive officers, together 2.30%
Voss Capital, LP3773 Richmond, Suite 13.20%
Capital Research Global Investors333 South Hope Street55th Fl Los Angeles, California 7.80%
FMR LLC245 Summer StreetBoston, Massachusetts 7.00%
BlackRock, Inc.50 Hudson YardsNew York, NY 6.90%
T. Rowe Price Investment Management, Inc. 6.30%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

PAR Technology Corporation (PAR) Latest News

7 Nov

Impact 3 · · MarketBeat transcript

13 Aug

Impact 4 · · The Motley Fool transcript

8 Aug

Impact 3 · · MarketBeat transcript

24 Jun

Impact 4 · · StockStory

23 Jun

1 Jun

Impact 4 · · Insider Monkey
stockrow.com/PAR · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com