Saturday 17 October 2026
Export PAPL’s income statement to Excel — free account
Pineapple Financial Inc.
PAPL Financial Mortgage Finance
Pineapple Financial Inc.’s revenue for fiscal 2025 (year ended August 2025) was $3.0 million, up 11.1% from fiscal 2024. In the quarter to May 2026, revenue fell 16.7%, EPS grew 199.0%, free cash flow fell 914.0% and total debt rose 1,576.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three.
0.89
0.02
−2.20%
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| Aug '25 | Aug '24 | Aug '23 | Aug '22 | Aug '21 | Aug '20 | |
|---|---|---|---|---|---|---|
P/E ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Piotroski F-Score |
5 | 2 | 2 | 1 | — | — |
P/S ratio |
0.83 | 2.37 | 5.67 | 5.67 | 5.67 | 5.67 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
(4.91) | (24.03) | (81.95) | (81.95) | (81.95) | (81.95) |
P/B ratio |
2.75 | 4.71 | 7.95 | 7.95 | 7.95 | 7.95 |
Price to Tangible BV |
0.00 | 0.00 | 212.15 | 212.15 | 212.15 | 212.15 |
EV/Sales |
0.52 | 2.65 | 5.94 | 5.94 | 5.94 | 5.94 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(1.65) | (4.17) | (7.03) | (7.03) | (7.03) | (7.03) |
EV/FCF |
(0.82) | (2.52) | (4.28) | (4.28) | (4.28) | (4.28) |
Quick Ratio |
0.74 | 0.53 | 1.26 | 5.12 | 15.74 | 0.00 |
Current Ratio |
0.77 | 0.64 | 1.45 | 5.73 | 16.06 | — |
Net Debt/EBITDA |
0.53 | (0.08) | (0.30) | 1.15 | 37.51 | 0.00 |
Debt/Assets |
21.97% | 19.91% | 30.24% | 15.87% | 3.33% | 3.38% |
Debt/Equity |
1.31 | 0.60 | 0.78 | 0.22 | 0.04 | 0.07 |
Asset Turnover |
0.63 | 0.62 | 0.45 | 0.51 | 0.76 | 0.00 |
Operating CF/Net income |
0.26 | 0.42 | 0.75 | 0.65 | (2.85) | 1.13 |
Capex/Depreciation |
(1.10) | (1.33) | (3.09) | (4.97) | (1.11) | — |
Interest Coverage |
(5.22) | (39.91) | (48.41) | (28.83) | (9.03) | — |
| (322.56%) | (261.72%) | (87.61%) | (48.68%) | (6.63%) | 0.00% | |
| (76.49%) | (94.04%) | (50.81%) | (40.12%) | (5.95%) | 0.00% | |
ROIC |
0.00% | (150.86%) | (70.53%) | (100.38%) | (102.46%) | 0.00% |
Return on Tangible Assets |
586.76% | 1,162.90% | (366.81%) | (71.14%) | (3.43%) | 1,162.30% |
Average Days of Receivables |
11.27 | 21.07 | 110.71 | 10.56 | 8.12 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
160.82% | 211.20% | 214.93% | 168.31% | 106.11% | 0.00% |
Intangible Assets out of Total Assets |
0.46 | 0.54 | 0.37 | 0.11 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
7.87% | 0.00% | 1.32% | 20.08% | 19.03% | 0.00% |
Graham Net Nets |
(0.88) | (0.29) | (0.08) | (0.08) | (0.08) | (0.08) |
Graham Number |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
(149.39%) | (62.92%) | (19.79%) | (19.79%) | (19.79%) | (19.79%) |
Free Cash Flow Yield |
(76.14%) | (44.43%) | (24.51%) | (24.51%) | (24.51%) | (24.51%) |
Revenue per Share |
4.49 | 7.53 | 7.93 | 11.42 | 14.98 | 0.36 |
Operating CF per Share |
(1.42) | (4.78) | (6.71) | (5.82) | 3.36 | 0.02 |
Capex per Share |
(1.42) | (3.13) | (4.32) | (3.34) | (0.31) | 0.00 |
Free Cash Flow per Share |
(2.84) | (7.91) | (11.03) | (9.16) | 3.05 | 0.02 |
Cash per Share |
3.18 | 1.62 | 2.28 | 12.36 | 35.20 | 0.04 |
Shareholders Equity per Share |
1.36 | 3.78 | 5.66 | 14.67 | 34.73 | 0.02 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
1.36 | 3.78 | 5.66 | 14.67 | 34.73 | 0.02 |
Free Cash Flow |
(1.89) | (2.83) | (3.48) | (2.89) | 0.61 | 0.16 |
Working Capital |
(0.68) | (0.51) | 0.52 | 3.70 | 6.78 | — |
Capital Expenditures |
(0.94) | (1.12) | (1.36) | (1.05) | (0.06) | — |
Net Current Asset Value |
(2.19) | (1.85) | (1.15) | 2.68 | 6.56 | (0.15) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.32 | 0.42 | 0.54 | 0.29 | 0.02 | 0.00 |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||
Depreciation/Fixed assets |
13.90 | 5.50 | 1.82 | 0.86 | 0.95 | 0.00 |
Cash ROIC |
(44.87%) | (102.93%) | (89.05%) | (30.26%) | 4.28% | 35.10% |
Accounts Receivable Turnover |
24.15 | 5.88 | 5.80 | 42.21 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Receivables |
0.12 | 0.46 | 0.43 | 0.09 | — | — |
Average Payables |
1.63 | 0.87 | 0.69 | 0.59 | — | — |
Average Assets |
4.76 | 4.36 | 5.53 | 7.00 | 3.95 | — |
Average Common Equity |
1.13 | 1.57 | 3.21 | 5.77 | 3.54 | — |
Columns are period end dates