Old Republic International Corporation

ORI Financial Insurance Property & Casualty

Old Republic International Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.1 billion, up 11.0% from fiscal 2024.

Revenue
+5.21%
EPS
−11.6%
Free cash flow
−23.9%
Total debt
+10.1%

Quarter to September 2026, against a year earlier

39.86 1.08 +2.78%
Market cap
$9.3B
P/E
8.5×
Fwd P/E
8.9×
Dividend yield
3.19%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Old Republic International Corporation (ORI) Net margin

Alert me on Net margin

Old Republic International Corporation's net margin over the twelve months to 30 September 2026 was 11.2%, up 1.0 percentage points from fiscal 2025 (10.2%). Over the past ten years it has ranged from 5.92% (fiscal 2018) to 16.4% (fiscal 2021); the current reading is higher than 73% of that period. That is in line with the Insurance Property & Casualty industry median of 10.8% and below the Financial sector median of 14.6%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 10.2% (0.12)
FY2024 10.4% 2.11
FY2023 8.25% (0.24)
FY2022 8.49% (7.93)
FY2021 16.4% 8.62
FY2020 7.80% (6.36)
FY2019 14.2% 8.24
FY2018 5.92% (3.03)
FY2017 8.95% 1.04
FY2016 7.91% 0.59

Quarterly newest first

Period Net margin Change (points)
Sep 2026 9.54% (3.33)
Jun 2026 12.9% (0.88)
Mar 2026 13.8% 5.11
Dec 2025 8.64% (2.89)
43 more quarters

Against its own ten years

Low 5.92% High 16.4%
Ten-year median 8.49%
Current reading's percentile 72

Net margin against peers

Company Net margin
KNSL Kinsale Capital Group, Inc. compare 26.9%
RLI RLI Corp. compare 20.3%
AFG American Financial Group, Inc. compare 11.5%
ORI Old Republic International Corporation 11.2%
THG The Hanover Insurance Group, Inc. compare 11.0%
MCY Mercury General Corporation compare 10.5%
SIGI Selective Insurance Group, Inc. compare 9.23%
AIZ Assurant, Inc. compare 7.84%
CNA CNA Financial Corporation compare 6.80%
Insurance Property & Casualty industry median 10.8%
Financial sector median 14.6%
Market median 1.22%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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