Saturday 17 October 2026
Export OPRT’s income statement to Excel — free account
Oportun Financial Corporation
OPRT Financial Credit Services
Oportun Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $956.7 million, down 4.50% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 13.3%, free cash flow grew 5.05% and total debt was flat, each against the same quarter a year earlier. Operating cash flow growth for five consecutive years.
9.08
0.13
−1.41%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
14.28 | 12.13 | 9.80 | 9.21 |
+8 more quarters Free account |
P/S ratio |
0.29 | 0.23 | 0.26 | 0.30 | |
P/FCF ratio |
0.70 | 0.56 | 0.63 | 0.78 | |
P/Operating CF |
2.53 | 2.11 | 2.26 | 2.91 | |
P/B ratio |
0.68 | 0.55 | 0.63 | 0.75 | |
Price to Tangible BV |
0.81 | 0.67 | 0.77 | 0.93 | |
EV/Sales |
2.74 | 2.71 | 2.82 | 2.73 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
6.16 | 6.18 | 6.54 | 6.61 | |
EV/FCF |
6.55 | 6.57 | 6.95 | 7.04 | |
Quick Ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
Current Ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
80.86% | 80.86% | 81.52% | 80.18% | |
Debt/Equity |
6.22 | 6.46 | 6.81 | 6.66 | |
Asset Turnover |
0.30 | 0.30 | 0.30 | 0.30 | |
Operating CF/Net income |
12.81 | 44.23 | 31.98 | 19.05 | |
Capex/Depreciation |
(0.71) | (0.72) | (0.65) | (0.60) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
75.32% | 77.47% | 73.96% | 70.31% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
1.26% | 1.81% | 1.07% | 1.04% | |
Graham Net Nets |
0.82 | 0.96 | 0.84 | 0.63 | |
Graham Number |
8.70 | 8.45 | 10.10 | 11.13 | |
Earnings Yield |
7.01% | 8.24% | 10.21% | 10.86% | |
Free Cash Flow Yield |
143.18% | 178.75% | 158.45% | 129.01% | |
Revenue per Share |
4.82 | 4.82 | 5.34 | 5.11 | |
Operating CF per Share |
2.26 | 2.19 | 2.35 | 2.12 | |
Capex per Share |
(0.13) | (0.14) | (0.13) | (0.13) | |
Free Cash Flow per Share |
2.13 | 2.05 | 2.21 | 1.99 | |
Cash per Share |
4.39 | 4.42 | 4.29 | 4.79 | |
Shareholders Equity per Share |
8.41 | 8.35 | 8.40 | 8.22 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
8.41 | 8.35 | 8.40 | 8.22 | |
Free Cash Flow |
103.05 | 97.22 | 102.66 | 92.92 | |
Working Capital |
2,949.18 | 2,981.69 | 3,073.03 | 2,983.62 | |
Capital Expenditures |
(6.26) | (6.51) | (6.20) | (6.12) | |
Net Current Asset Value |
227.00 | 210.44 | 205.25 | 181.29 | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.03 | 0.03 | 0.03 | 0.03 | |
Price to Operating Income |
6.91 | 6.34 | 5.57 | 6.96 | |
| Other line items | |||||
Average Assets |
3,165.20 | 3,196.92 | 3,242.48 | 3,218.74 | |
Average Common Equity |
391.56 | 381.19 | 371.95 | 355.71 |
Columns are period end dates