Saturday 17 October 2026 Export OPHC’s income statement to Excel — free account

OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $71.1 million, up 10.7% from fiscal 2024. In the quarter to June 2026, revenue grew 39.0%, EPS grew 29.0%, free cash flow grew 67.4% and total debt fell 22.0%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

8.79 0.16 −1.79%

Follow OPHC

Alert me

Market cap: $113.0M
P/E: 5.6×
Fwd P/E: 6.5×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
Piotroski F-Score Full definition →	6	6	6	6	+8 more TTM periods Free account
ROE Full definition →	16.68%	14.85%	14.79%	15.02%
ROA Full definition →	1.71%	1.55%	1.63%	1.55%
ROIC Full definition →	62.53%	53.98%	24.17%	0.00%
Return on Tangible Assets Full definition →	14.18%	13.17%	12.22%	18.77%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →	1.57	1.84	1.45	1.39
Free Cash Flow Full definition →	26.03	22.08	16.95	16.36
Capital Expenditures Full definition →	(0.67)	(0.50)	(0.90)	(0.80)
Other line items
Cash ROIC Full definition →	8.14%	7.20%	5.92%	4.65%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.02	0.02	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	18,364.13	17,769.27	15,624.05	15,491.34
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00
Tax Rate Full definition →	(0.25)	(0.25)	(0.25)	(0.25)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	38.15%	40.07%	38.23%	36.47%
Share Based Compensation of Revenue Full definition →	1.22%	1.33%	1.23%	1.27%
Operating CF/Net income Full definition →	1.30	1.29	1.07	1.09
Depreciation/Fixed assets Full definition →	0.24	0.27	0.29	0.40
Capex/Depreciation Full definition →	(0.89)	(0.65)	(1.25)	(0.88)
Revenue per Share Full definition →	5.02	6.36	6.08	5.83
Operating CF per Share Full definition →	1.62	1.89	1.53	1.46
Capex per Share Full definition →	(0.04)	(0.04)	(0.08)	(0.07)
Capex to Sales Full definition →	0.01	0.01	0.01	0.01

Fold the line items

Columns are period end dates

Stockrow Weekly