Saturday 17 October 2026 Export OPHC’s income statement to Excel — free account

OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $71.1 million, up 10.7% from fiscal 2024. In the quarter to June 2026, revenue grew 39.0%, EPS grew 29.0%, free cash flow grew 67.4% and total debt fell 22.0%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

8.79 0.16 −1.79%

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Market cap: $113.0M
P/E: 5.6×
Fwd P/E: 6.5×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
Piotroski F-Score Full definition →	+8 more TTM periods Free account	6	6	6	6
ROE Full definition →		15.02%	14.79%	14.85%	16.68%
ROA Full definition →		1.55%	1.63%	1.55%	1.71%
ROIC Full definition →		0.00%	24.17%	53.98%	62.53%
Return on Tangible Assets Full definition →		18.77%	12.22%	13.17%	14.18%
Average Days of Receivables Full definition →		0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →		1.39	1.45	1.84	1.57
Free Cash Flow Full definition →		16.36	16.95	22.08	26.03
Capital Expenditures Full definition →		(0.80)	(0.90)	(0.50)	(0.67)
Other line items
Cash ROIC Full definition →		4.65%	5.92%	7.20%	8.14%
Accounts Receivable Turnover Full definition →		0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →		0.03	0.03	0.02	0.02
Inventory Turnover Full definition →		0.00	0.00	0.00	0.00
Average Days of Payables Full definition →		15,491.34	15,624.05	17,769.27	18,364.13
Days of Inventory on Hand Full definition →		0.00	0.00	0.00	0.00
Tax Rate Full definition →		(0.25)	(0.25)	(0.25)	(0.25)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		36.47%	38.23%	40.07%	38.15%
Share Based Compensation of Revenue Full definition →		1.27%	1.23%	1.33%	1.22%
Operating CF/Net income Full definition →		1.09	1.07	1.29	1.30
Depreciation/Fixed assets Full definition →		0.40	0.29	0.27	0.24
Capex/Depreciation Full definition →		(0.88)	(1.25)	(0.65)	(0.89)
Revenue per Share Full definition →		5.83	6.08	6.36	5.02
Operating CF per Share Full definition →		1.46	1.53	1.89	1.62
Capex per Share Full definition →		(0.07)	(0.08)	(0.04)	(0.04)
Capex to Sales Full definition →		0.01	0.01	0.01	0.01

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Columns are period end dates

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