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Friday 6 November 2026
Export OPFI’s income statement to Excel — free account
OppFi Inc.
OPFI Financial Credit Services
OppFi Inc.’s revenue for fiscal 2025 (year ended December 2025) was $381.2 million, up 18.6% from fiscal 2024.
- Revenue
- −11.3%
- EPS
- −72.3%
- Free cash flow
- −18.4%
- Total debt
- +8.97%
Quarter to September 2026, against a year earlier
6.21
0.06
−0.96%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 5 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
12.60 | 3.25 | 2.95 | 2.62 |
P/S ratio |
0.76 | 0.55 | 1.84 | 1.46 | |
P/FCF ratio |
0.75 | 0.53 | 1.74 | 1.40 | |
P/Operating CF |
2.46 | 2.27 | 7.28 | 6.01 | |
P/B ratio |
0.93 | 0.60 | 1.62 | 1.16 | |
Price to Tangible BV |
0.93 | 0.60 | 1.62 | 1.16 | |
EV/Sales |
1.33 | 1.03 | 2.35 | — | |
EV/EBITDA |
2.36 | 1.92 | 4.70 | — | |
EV/Operating CF |
1.26 | 0.96 | 2.11 | — | |
EV/FCF |
1.32 | 1.01 | 2.22 | — | |
Quick Ratio |
1.74 | 1.85 | 1.83 | 0.00 | |
Current Ratio |
1.75 | 1.86 | 1.85 | — | |
Net Debt/EBITDA |
5.47 | 4.09 | 5.32 | 0.00 | |
Debt/Assets |
42.61% | 39.48% | 35.87% | 41.51% | |
Debt/Equity |
1.04 | 0.83 | 0.67 | 0.79 | |
Asset Turnover |
0.55 | 0.56 | 0.50 | 0.45 | |
Operating CF/Net income |
6.93 | 3.20 | 6.20 | 2.47 | |
Capex/Depreciation |
(3.55) | (4.30) | (2.07) | 0.00 | |
Interest Coverage |
4.29 | 5.16 | 4.00 | — | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
24.54% | 22.14% | 24.39% | 0.00% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
2.00% | 1.91% | 3.57% | 1.75% | |
Graham Net Nets |
0.69 | 1.11 | 0.35 | 0.38 | |
Graham Number |
14.48 | 26.13 | 21.57 | 16.42 | |
Earnings Yield |
7.93% | 30.74% | 33.94% | 38.14% | |
Free Cash Flow Yield |
132.78% | 188.16% | 57.41% | 71.45% | |
Revenue per Share |
3.11 | 3.26 | 1.28 | 1.09 | |
Operating CF per Share |
4.25 | 3.39 | 1.36 | 1.00 | |
Capex per Share |
(0.18) | (0.19) | (0.07) | (0.04) | |
Free Cash Flow per Share |
4.07 | 3.20 | 1.29 | 0.96 | |
Cash per Share |
3.39 | 3.73 | 1.36 | 1.65 | |
Shareholders Equity per Share |
11.22 | 12.81 | 6.14 | 5.21 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
11.22 | 12.81 | 6.14 | 5.21 | |
Free Cash Flow |
111.93 | 85.63 | 87.41 | 81.53 | |
Working Capital |
277.01 | 281.10 | 271.37 | — | |
Capital Expenditures |
(4.90) | (5.15) | (4.63) | (3.78) | |
Net Current Asset Value |
199.32 | 229.96 | 235.58 | (399.08) | |
EV/EBIT |
2.45 | 1.98 | 4.88 | — | |
Capex to Sales |
0.06 | 0.06 | 0.05 | 0.04 | |
Price to Operating Income |
1.73 | 1.29 | 4.82 | 4.02 | |
| Other line items | |||||
Average Receivables |
510.98 | 481.21 | 495.92 | — | |
Average Payables |
1.83 | 1.90 | 1.93 | 1.94 | |
Average Assets |
697.63 | 680.03 | 722.05 | 781.51 | |
Average Common Equity |
271.54 | 289.87 | 315.98 | 360.29 |
Columns are period end dates · fundamentals updated 5 Nov 2026