Saturday 17 October 2026
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Origin Bancorp, Inc.
Origin Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $597.8 million, down 3.58% from fiscal 2024. In the quarter to June 2026, revenue grew 11.1%, EPS grew 134.0%, free cash flow grew 57.3% and total debt fell 29.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
51.60
0.20
−0.39%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 6 | 6 | 5 | 6 | 5 | 5 | 6 | 5 |
P/E ratio |
31.75 | 31.75 | 14.76 | 16.52 | 17.92 | 9.27 | 11.01 | 12.98 | 13.48 | 15.54 |
P/S ratio |
3.53 | 3.53 | 3.27 | 3.25 | 2.21 | 3.31 | 2.52 | 1.87 | 1.67 | 1.96 |
P/FCF ratio |
13.19 | 13.19 | 10.35 | 17.61 | 0.00 | 6.04 | 7.05 | 10.55 | 9.59 | 7.88 |
P/Operating CF |
25.06 | 25.06 | 54.60 | 39.35 | (90.16) | 37.51 | 18.66 | 36.95 | 34.63 | 26.97 |
P/B ratio |
1.82 | 1.82 | 1.36 | 1.48 | 1.00 | 1.38 | 1.02 | 1.02 | 0.90 | 0.94 |
Price to Tangible BV |
2.12 | 2.12 | 1.52 | 1.62 | 1.08 | 1.52 | 1.29 | 1.25 | 1.06 | 1.08 |
EV/Sales |
2.96 | 2.96 | 4.74 | 3.74 | 4.82 | 2.53 | 3.78 | 1.87 | 1.19 | 1.31 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
11.50 | 11.50 | 13.98 | 16.63 | 1,593.55 | 4.47 | 9.95 | 8.36 | 6.79 | 4.92 |
EV/FCF |
11.09 | 11.09 | 15.01 | 20.30 | (223.97) | 4.61 | 10.57 | 10.52 | 6.83 | 5.26 |
Quick Ratio |
0.07 | 0.05 | 0.03 | 0.07 | 0.06 | 0.11 | 0.05 | 0.03 | 0.06 | 0.05 |
Current Ratio |
0.99 | 1.00 | 1.05 | 1.06 | 1.09 | 0.91 | 0.97 | 0.96 | 0.97 | 0.97 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.95% | 3.71% | 9.43% | 8.02% | 14.97% | 5.94% | 8.68% | 2.86% | 1.78% | 0.37% |
Debt/Equity |
0.29 | 0.37 | 0.83 | 0.71 | 1.76 | 0.64 | 0.89 | 0.26 | 0.15 | 0.03 |
Asset Turnover |
0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
6.71 | 6.31 | 1.60 | 1.14 | 0.02 | 1.58 | 1.66 | 1.55 | 1.42 | 2.11 |
Capex/Depreciation |
(0.69) | 0.14 | (0.60) | (1.20) | (0.56) | (0.30) | (0.37) | (1.02) | (0.03) | (0.54) |
| 2.29% | 2.77% | 10.75% | 9.38% | 5.83% | 15.76% | 10.44% | 8.33% | 6.93% | 6.29% | |
| 0.20% | 0.24% | 1.08% | 1.06% | 0.56% | 1.40% | 1.00% | 0.86% | 0.79% | 0.78% | |
ROIC |
3.52% | 3.31% | 4.40% | 5.66% | 1.96% | 16.83% | 4.69% | 6.24% | 7.17% | 6.97% |
Return on Tangible Assets |
18.51% | 13.45% | 18.32% | 15.18% | 6.16% | (22.21%) | (50.43%) | (38.77%) | (76.42%) | (48.83%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
81.09% | 76.19% | 57.25% | 55.68% | 71.85% | 47.78% | 57.21% | 41.66% | 40.41% | 48.27% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.85% | 0.63% | 0.64% | 0.82% | 0.79% | 0.76% | 0.90% | 0.91% | 1.16% | 1.38% |
Graham Net Nets |
(0.30) | (0.30) | (0.35) | (0.17) | (0.98) | (1.03) | (1.15) | (0.56) | (0.39) | (0.27) |
Graham Number |
0.00 | 17.63 | 36.04 | 36.27 | 31.08 | 56.98 | 51.47 | 45.94 | 45.25 | 46.69 |
Earnings Yield |
3.15% | 3.15% | 6.78% | 6.05% | 5.58% | 10.79% | 9.08% | 7.71% | 7.42% | 6.43% |
Free Cash Flow Yield |
7.58% | 7.58% | 9.67% | 5.68% | (0.97%) | 16.55% | 14.18% | 9.48% | 10.43% | 12.70% |
Revenue per Share |
10.32 | 9.36 | 10.43 | 11.66 | 12.55 | 12.97 | 14.42 | 18.87 | 19.95 | 19.20 |
Operating CF per Share |
3.11 | 3.19 | 3.54 | 2.62 | 0.04 | 7.32 | 5.47 | 4.22 | 3.49 | 5.10 |
Capex per Share |
(0.45) | 0.07 | (0.24) | (0.47) | (0.31) | (0.21) | (0.32) | (0.87) | (0.02) | (0.33) |
Free Cash Flow per Share |
2.66 | 3.26 | 3.29 | 2.15 | (0.27) | 7.11 | 5.15 | 3.35 | 3.47 | 4.78 |
Cash per Share |
14.81 | 9.64 | 5.30 | 12.42 | 16.14 | 30.11 | 13.48 | 9.10 | 15.13 | 13.62 |
Shareholders Equity per Share |
23.94 | 21.65 | 24.99 | 25.53 | 27.69 | 31.16 | 35.68 | 34.48 | 36.85 | 40.04 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
23.94 | 21.65 | 24.99 | 25.53 | 27.69 | 31.16 | 35.68 | 34.48 | 36.85 | 40.04 |
Free Cash Flow |
46.70 | 63.37 | 72.46 | 50.43 | (6.31) | 166.49 | 137.18 | 103.14 | 107.89 | 148.68 |
Working Capital |
(42.78) | (4.32) | 190.63 | 274.46 | 508.54 | (569.35) | (274.14) | (335.11) | (226.71) | (278.26) |
Capital Expenditures |
(7.88) | 1.38 | (5.37) | (11.12) | (7.20) | (5.00) | (8.47) | (26.78) | (0.59) | (10.24) |
Net Current Asset Value |
(191.28) | (193.29) | (264.24) | (152.40) | (633.25) | (1,036.57) | (1,115.13) | (612.99) | (399.12) | (313.85) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | (0.01) | 0.02 | 0.04 | 0.02 | 0.02 | 0.02 | 0.05 | 0.00 | 0.02 |
Price to Operating Income |
29.29 | 29.29 | 12.01 | 13.35 | 14.63 | 7.59 | 9.00 | 10.27 | 10.64 | 12.24 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.13 | 0.13 | 0.12 | 0.12 | 0.16 | 0.20 | 0.23 | 0.22 | 0.18 | 0.15 |
Cash ROIC |
5.84% | 8.32% | 6.46% | 3.83% | (0.29%) | 8.75% | 6.38% | 6.36% | 6.03% | 8.71% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
68,052.42 | 57,514.59 | 39,858.14 | 28,919.68 | 56,482.54 | 94,406.51 | 55,296.17 | 13,454.88 | 11,359.66 | 14,650.17 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
3,477.64 | 3,477.64 | 3,647.58 | 4,005.88 | 4,989.96 | 6,161.00 | 7,173.20 | 8,013.41 | 8,237.12 | 8,265.18 |
Average Assets |
4,117.23 | 4,112.73 | 4,487.79 | 5,073.10 | 6,476.45 | 7,744.78 | 8,773.68 | 9,704.33 | 9,700.64 | 9,701.71 |
Average Common Equity |
354.92 | 354.96 | 452.44 | 574.52 | 623.21 | 688.68 | 840.08 | 1,006.42 | 1,104.08 | 1,195.97 |
Columns are period end dates