Saturday 17 October 2026
Export NWFL’s income statement to Excel — free account
Norwood Financial Corp.
NWFL Financial Banks Regional
Norwood Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $136.1 million, up 34.2% from fiscal 2024. In the quarter to June 2026, revenue grew 28.5%, EPS grew 28.4%, free cash flow grew 65.6% and total debt fell 23.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
33.84
0.38
+1.14%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
4 | 8 | 8 | 8 |
| 3.56% | 12.18% | 10.19% | 11.20% | ||
| 0.33% | 1.17% | 0.97% | 1.09% | ||
ROIC |
2.58% | 8.81% | 8.98% | 9.03% | |
Return on Tangible Assets |
(4.18%) | (14.21%) | (15.74%) | (15.18%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
2.67 | 3.17 | 2.47 | 2.76 | |
Free Cash Flow |
24.89 | 29.25 | 26.62 | 29.95 | |
Capital Expenditures |
(5.11) | (4.72) | (4.24) | (3.06) | |
| Other line items | |||||
Cash ROIC |
6.52% | 8.45% | 5.61% | 7.21% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
15,461.25 | 15,739.47 | 18,370.17 | 17,895.18 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.20) | (0.21) | (0.21) | (0.21) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
47.86% | 37.92% | 38.72% | 38.95% | |
Share Based Compensation of Revenue |
0.24% | 0.18% | 0.18% | 0.18% | |
Operating CF/Net income |
3.92 | 1.22 | 1.20 | 1.15 | |
Depreciation/Fixed assets |
0.08 | 0.07 | 0.07 | 0.07 | |
Capex/Depreciation |
(2.80) | (2.95) | (2.37) | (1.72) | |
Revenue per Share |
12.07 | 14.75 | 13.45 | 14.25 | |
Operating CF per Share |
3.22 | 3.68 | 2.87 | 3.05 | |
Capex per Share |
(0.55) | (0.51) | (0.39) | (0.28) | |
Capex to Sales |
0.05 | 0.03 | 0.03 | 0.02 |
Columns are period end dates