Norwood Financial Corp.

NWFL Financial Banks Regional

Norwood Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $136.1 million, up 34.2% from fiscal 2024. In the quarter to June 2026, revenue grew 28.5%, EPS grew 28.4%, free cash flow grew 65.6% and total debt fell 23.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

33.84 0.38 +1.14%
Market cap
$364.8M
P/E
11.7×
Fwd P/E
10.1×
Dividend yield
3.78%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
Piotroski F-Score

+8 more TTM periods

4 8 8 8
ROE
3.56% 12.18% 10.19% 11.20%
ROA
0.33% 1.17% 0.97% 1.09%
ROIC
2.58% 8.81% 8.98% 9.03%
Return on Tangible Assets
(4.18%) (14.21%) (15.74%) (15.18%)
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
2.67 3.17 2.47 2.76
Free Cash Flow
24.89 29.25 26.62 29.95
Capital Expenditures
(5.11) (4.72) (4.24) (3.06)
Other line items
Cash ROIC
6.52% 8.45% 5.61% 7.21%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
15,461.25 15,739.47 18,370.17 17,895.18
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.20) (0.21) (0.21) (0.21)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
47.86% 37.92% 38.72% 38.95%
Share Based Compensation of Revenue
0.24% 0.18% 0.18% 0.18%
Operating CF/Net income
3.92 1.22 1.20 1.15
Depreciation/Fixed assets
0.08 0.07 0.07 0.07
Capex/Depreciation
(2.80) (2.95) (2.37) (1.72)
Revenue per Share
12.07 14.75 13.45 14.25
Operating CF per Share
3.22 3.68 2.87 3.05
Capex per Share
(0.55) (0.51) (0.39) (0.28)
Capex to Sales
0.05 0.03 0.03 0.02

Fold the line items

Columns are period end dates