Saturday 17 October 2026
Export NWBI’s income statement to Excel — free account
Northwest Bancshares, Inc.
NWBI Financial Banks Regional
Northwest Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $878.9 million, up 16.2% from fiscal 2024. In the quarter to June 2026, revenue grew 18.2%, EPS grew 42.3%, free cash flow grew 538.7% and total debt rose 93.6%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.
14.93
0.04
+0.27%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.90 | 16.70 | 11.77 | 13.40 | 11.61 | 20.89 | 15.84 | 16.29 | 17.72 | 37.14 |
Piotroski F-Score |
6 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 7 | 5 |
P/S ratio |
1.85 | 2.22 | 2.27 | 3.14 | 3.18 | 2.71 | 3.38 | 3.70 | 3.59 | 4.20 |
P/FCF ratio |
11.47 | 13.37 | 18.91 | 10.28 | 9.52 | 11.95 | 14.96 | 12.94 | 11.36 | 15.02 |
P/Operating CF |
262.85 | (21.78) | 35.31 | 26.91 | 26.31 | (114.54) | 104.17 | 53.17 | 46.33 | 33.87 |
P/B ratio |
0.86 | 1.05 | 1.03 | 1.18 | 1.13 | 1.00 | 1.29 | 1.37 | 1.39 | 1.55 |
Price to Tangible BV |
1.16 | 1.38 | 1.37 | 1.60 | 1.50 | 1.35 | 1.77 | 1.86 | 1.92 | 2.18 |
EV/Sales |
2.37 | 2.42 | 3.01 | 4.55 | 1.60 | 2.13 | 3.97 | 4.29 | 3.89 | 3.88 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
13.58 | 14.35 | 22.77 | 14.50 | 4.38 | 8.60 | 16.09 | 14.44 | 12.02 | 12.34 |
EV/FCF |
14.69 | 14.62 | 25.08 | 14.87 | 4.79 | 9.42 | 17.60 | 15.01 | 12.32 | 13.89 |
Quick Ratio |
0.02 | 0.02 | 0.01 | 0.01 | 0.10 | 0.06 | 0.01 | 0.01 | 0.01 | 0.05 |
Current Ratio |
0.94 | 0.94 | 0.96 | 0.96 | 0.91 | 0.97 | 1.03 | 1.02 | 1.00 | 1.00 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
4.12% | 3.09% | 4.46% | 6.55% | 2.70% | 2.98% | 3.51% | 3.60% | 2.34% | 2.64% |
Debt/Equity |
0.37 | 0.28 | 0.41 | 0.62 | 0.25 | 0.27 | 0.27 | 0.27 | 0.18 | 0.22 |
Asset Turnover |
0.06 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.22 | 1.27 | 0.69 | 1.32 | 1.34 | 1.88 | 1.15 | 1.32 | 1.61 | 2.73 |
Capex/Depreciation |
31.01 | (0.10) | (0.31) | (0.38) | (1.22) | (1.44) | (2.30) | (0.52) | (0.23) | (0.87) |
| 7.22% | 6.36% | 8.85% | 8.66% | 9.82% | 5.18% | 8.46% | 8.56% | 7.94% | 4.26% | |
| 0.81% | 0.69% | 0.94% | 0.93% | 1.08% | 0.62% | 1.10% | 1.11% | 1.00% | 0.53% | |
ROIC |
4.33% | 4.62% | 5.28% | 4.77% | 18.37% | 5.83% | 5.47% | 5.50% | 6.50% | 5.04% |
Return on Tangible Assets |
(19.68%) | (18.11%) | (34.03%) | (38.62%) | (16.53%) | (33.79%) | 28.20% | 31.21% | 58.25% | 26.67% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.37% | 51.65% | 52.89% | 63.18% | 57.72% | 71.30% | 59.61% | 61.94% | 62.68% | 70.75% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
0.70% | 0.80% | 0.65% | 0.73% | 0.84% | 0.75% | 1.32% | 1.50% | 1.04% | 2.53% |
Graham Net Nets |
(1.05) | (0.80) | (0.88) | (0.93) | (0.95) | (0.68) | (0.17) | (0.15) | (0.19) | (0.30) |
Graham Number |
17.09 | 14.94 | 17.17 | 16.63 | 18.56 | 13.25 | 17.46 | 16.98 | 15.90 | 11.39 |
Earnings Yield |
7.75% | 5.99% | 8.50% | 7.46% | 8.62% | 4.79% | 6.31% | 6.14% | 5.64% | 2.69% |
Free Cash Flow Yield |
8.72% | 7.48% | 5.29% | 9.73% | 10.50% | 8.37% | 6.68% | 7.73% | 8.80% | 6.66% |
Revenue per Share |
6.49 | 5.95 | 5.54 | 4.44 | 4.45 | 4.71 | 4.93 | 4.58 | 4.65 | 4.33 |
Operating CF per Share |
1.13 | 1.00 | 0.73 | 1.39 | 1.63 | 1.17 | 1.22 | 1.36 | 1.50 | 1.36 |
Capex per Share |
(0.09) | (0.02) | (0.07) | (0.03) | (0.14) | (0.10) | (0.10) | (0.05) | (0.04) | (0.15) |
Free Cash Flow per Share |
1.05 | 0.99 | 0.67 | 1.36 | 1.49 | 1.07 | 1.11 | 1.31 | 1.47 | 1.21 |
Cash per Share |
1.72 | 2.27 | 0.97 | 1.10 | 10.14 | 6.12 | 0.58 | 0.67 | 0.77 | 3.92 |
Shareholders Equity per Share |
13.95 | 12.57 | 12.25 | 11.82 | 12.55 | 12.80 | 12.90 | 12.32 | 11.96 | 11.77 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
13.95 | 12.57 | 12.25 | 11.82 | 12.55 | 12.80 | 12.90 | 12.32 | 11.96 | 11.77 |
Free Cash Flow |
141.79 | 125.36 | 84.33 | 171.11 | 187.94 | 128.18 | 116.56 | 133.68 | 148.08 | 120.49 |
Working Capital |
(780.38) | (677.23) | (534.39) | (490.47) | (1,083.96) | (383.04) | 244.19 | 194.58 | 10.23 | 25.02 |
Capital Expenditures |
(11.63) | (2.31) | (8.56) | (4.32) | (17.52) | (12.25) | (10.90) | (5.23) | (3.72) | (15.23) |
Net Current Asset Value |
(1,706.71) | (1,337.11) | (1,408.61) | (1,644.53) | (1,698.93) | (1,049.32) | (303.29) | (260.63) | (318.53) | (545.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.00 | 0.01 | 0.01 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.04 |
Price to Operating Income |
9.99 | 12.94 | 9.13 | 10.13 | 8.73 | 13.52 | 12.01 | 12.82 | 11.99 | 21.67 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.18 | 0.20 | 0.08 | 0.09 | 0.05 | 0.03 | 0.07 | 0.11 | 0.11 |
Cash ROIC |
5.04% | 5.38% | 3.64% | 6.70% | 5.77% | 4.77% | 6.54% | 7.99% | 9.84% | 6.64% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
22,692.71 | 18,974.40 | 28,722.36 | 148,826.72 | 164,792.15 | 99,993.36 | 55,102.13 | 77,581.46 | 101,772.33 | 75,120.69 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
13,043.79 | 12,062.23 | 11,722.23 | 11,882.86 | 11,950.20 | 10,095.62 | 8,243.09 | 7,860.58 | 7,854.66 | 7,247.45 |
Average Assets |
15,587.42 | 14,413.67 | 14,266.22 | 14,307.42 | 14,153.89 | 12,150.09 | 10,050.84 | 9,485.85 | 9,493.79 | 9,287.77 |
Average Common Equity |
1,743.64 | 1,574.09 | 1,521.40 | 1,537.53 | 1,561.14 | 1,445.99 | 1,305.46 | 1,232.68 | 1,189.19 | 1,166.91 |
Columns are period end dates