Saturday 17 October 2026
Export NSP’s income statement to Excel — free account
Insperity, Inc.
NSP Industrials Staffing & Employment Services
Insperity, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.8 billion, up 3.51% from fiscal 2024. In the quarter to June 2026, revenue grew 1.69%, EPS grew 171.4%, free cash flow grew 147.7% and total debt rose 13.6%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
51.38
0.58
+1.14%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
23.13 | 28.38 | 28.81 | 23.25 | 22.87 | 36.57 | 24.05 | 26.27 | 31.77 | 0.00 |
Piotroski F-Score |
6 | 8 | 7 | 4 | 6 | 6 | 9 | 5 | 5 | 3 |
Altman Z-Score |
5.16 | 5.37 | 6.34 | 5.62 | 4.97 | 5.24 | 5.18 | 5.30 | 3.86 | 3.95 |
P/S ratio |
0.51 | 0.71 | 1.01 | 0.80 | 0.73 | 0.91 | 0.72 | 0.70 | 0.45 | 0.22 |
P/FCF ratio |
13.36 | 12.94 | 25.77 | 23.23 | 12.63 | 19.97 | 13.55 | 28.56 | 6.11 | 0.00 |
Altman Z″-Score (non-manufacturers) |
2.15 | 2.13 | 2.69 | 2.57 | 2.75 | 2.13 | 2.42 | 2.37 | 1.66 | 1.24 |
Beneish M-Score |
(2.65) | (2.90) | (2.54) | (2.45) | (3.31) | (2.54) | (2.74) | (2.42) | (3.20) | (1.72) |
P/Operating CF |
13.46 | 16.09 | 33.71 | 21.87 | 13.07 | 22.11 | 19.09 | 77.81 | 4.76 | 5.77 |
Dividend Safety Score |
— | — | — | — | — | — | — | — | — | 40 |
P/B ratio |
24.60 | 35.14 | 49.54 | 847.66 | 71.03 | 0.00 | 52.84 | 48.01 | 30.36 | 31.99 |
Price to Tangible BV |
31.38 | 43.51 | 59.25 | 0.00 | 99.76 | 0.00 | 62.64 | 55.71 | 35.06 | 44.59 |
EV/Sales |
0.43 | 0.62 | 0.93 | 0.76 | 0.67 | 0.86 | 0.65 | 0.63 | 0.33 | 0.16 |
EV/EBITDA |
10.26 | 13.75 | 17.64 | 15.24 | 12.66 | 20.08 | 13.23 | 15.71 | 13.60 | 31.38 |
EV/Operating CF |
8.69 | 9.56 | 19.31 | 15.97 | 8.28 | 16.35 | 11.09 | 20.79 | 4.21 | (3.95) |
EV/FCF |
11.33 | 11.31 | 23.86 | 22.00 | 11.56 | 18.72 | 12.14 | 26.05 | 4.54 | (3.55) |
Quick Ratio |
1.01 | 1.02 | 1.08 | 1.06 | 1.14 | 1.05 | 1.06 | 1.02 | 1.01 | 0.99 |
Current Ratio |
1.07 | 1.07 | 1.12 | 1.12 | 1.19 | 1.10 | 1.12 | 1.11 | 1.08 | 1.06 |
Net Debt/EBITDA |
(1.84) | (1.98) | (1.41) | (0.85) | (1.17) | (1.35) | (1.53) | (1.52) | (4.69) | (10.66) |
Debt/Assets |
11.51% | 9.81% | 12.12% | 19.31% | 23.32% | 21.07% | 18.11% | 17.41% | 14.21% | 16.75% |
Debt/Equity |
1.72 | 1.57 | 1.86 | 66.05 | 8.37 | (208.23) | 4.55 | 3.93 | 3.80 | 8.02 |
Asset Turnover |
3.48 | 3.35 | 3.39 | 3.34 | 2.88 | 2.98 | 3.13 | 3.12 | 2.79 | 2.84 |
Operating CF/Net income |
2.25 | 2.57 | 1.38 | 1.37 | 2.52 | 2.10 | 1.94 | 1.16 | 5.71 | 39.71 |
Capex/Depreciation |
(2.03) | (1.81) | (1.53) | (1.99) | (3.07) | (0.85) | (0.73) | (0.93) | (0.86) | (0.69) |
Interest Coverage |
44.37 | 40.44 | 38.35 | 24.41 | 24.29 | 23.24 | 17.86 | 8.11 | 4.18 | (0.42) |
| 55.37% | 130.69% | 185.47% | 365.34% | 570.22% | 585.86% | 450.31% | 195.12% | 95.29% | (9.79%) | |
| 7.62% | 8.41% | 11.84% | 11.55% | 9.23% | 7.44% | 9.44% | 8.22% | 3.86% | (0.29%) | |
ROIC |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
53.91% | 55.31% | 63.16% | 58.93% | 35.37% | 37.95% | 49.93% | 48.03% | 26.22% | (2.51%) |
Average Days of Receivables |
34.15 | 38.02 | 38.19 | 39.71 | 33.44 | 38.59 | 38.27 | 39.05 | 45.98 | 45.81 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
12.53% | 12.87% | 12.54% | 12.00% | 13.55% | 12.23% | 12.12% | 11.95% | 13.54% | 12.70% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.57% | 0.74% | 0.53% | 0.56% | 1.40% | 0.82% | 0.84% | 0.82% | 0.93% | 0.90% |
Graham Net Nets |
(0.14) | (0.09) | (0.06) | (0.12) | (0.15) | (0.11) | (0.10) | (0.10) | (0.14) | (0.30) |
Graham Number |
7.11 | 8.52 | 11.72 | 2.91 | 9.58 | 0.00 | 15.04 | 15.86 | 11.84 | 0.00 |
Earnings Yield |
4.32% | 3.52% | 3.47% | 4.30% | 4.37% | 2.73% | 4.16% | 3.81% | 3.15% | (0.46%) |
Free Cash Flow Yield |
7.48% | 7.73% | 3.88% | 4.31% | 7.92% | 5.01% | 7.38% | 3.50% | 16.36% | (21.00%) |
Revenue per Share |
70.59 | 80.36 | 92.89 | 107.37 | 111.34 | 129.40 | 156.29 | 170.68 | 173.18 | 179.26 |
Operating CF per Share |
3.49 | 5.19 | 4.48 | 5.11 | 9.00 | 6.77 | 9.13 | 5.21 | 13.68 | (7.32) |
Capex per Share |
(0.81) | (0.80) | (0.85) | (1.40) | (2.55) | (0.85) | (0.79) | (1.05) | (1.00) | (0.82) |
Free Cash Flow per Share |
2.67 | 4.39 | 3.62 | 3.70 | 6.45 | 5.91 | 8.34 | 4.16 | 12.68 | (8.13) |
Cash per Share |
7.93 | 9.68 | 10.43 | 11.23 | 16.49 | 17.03 | 21.47 | 20.16 | 29.58 | 19.53 |
Shareholders Equity per Share |
1.45 | 1.61 | 1.88 | 0.10 | 1.15 | (0.05) | 2.14 | 2.47 | 2.55 | 1.21 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
1.45 | 1.61 | 1.88 | 0.10 | 1.15 | (0.05) | 2.14 | 2.47 | 2.55 | 1.21 |
Free Cash Flow |
111.42 | 180.14 | 149.30 | 148.87 | 248.24 | 227.30 | 317.00 | 158.00 | 482.00 | (309.00) |
Working Capital |
39.36 | 54.21 | 94.20 | 105.70 | 172.34 | 116.28 | 158.50 | 159.00 | 155.00 | 102.00 |
Capital Expenditures |
(33.95) | (33.06) | (35.18) | (56.29) | (98.12) | (32.86) | (30.00) | (40.00) | (38.00) | (31.00) |
Net Current Asset Value |
(206.33) | (218.44) | (247.60) | (416.17) | (462.88) | (510.01) | (446.11) | (431.00) | (415.00) | (435.00) |
EV/EBIT |
11.88 | 15.68 | 19.90 | 17.55 | 14.74 | 24.54 | 15.39 | 18.79 | 18.72 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
Price to Operating Income |
14.00 | 17.94 | 21.49 | 18.53 | 16.10 | 26.19 | 17.18 | 20.61 | 25.17 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.21 | 0.19 | 0.20 | 0.19 | 0.15 | 0.18 | 0.21 | 0.22 | 0.23 | 0.25 |
Cash ROIC |
22.49% | 31.71% | 22.90% | 20.54% | 23.68% | 22.24% | 25.03% | 12.86% | 30.31% | (26.71%) |
Accounts Receivable Turnover |
12.36 | 10.66 | 10.29 | 9.92 | 9.94 | 10.83 | 10.34 | 9.85 | 8.64 | 8.09 |
Accounts Payable Turnover |
511.96 | 512.88 | 368.70 | 471.70 | 646.39 | 658.42 | 696.83 | 581.79 | 526.57 | 739.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.62 | 0.86 | 1.23 | 0.47 | 0.65 | 0.56 | 0.57 | 0.74 | 0.66 | 0.37 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
237.95 | 309.52 | 372.21 | 435.05 | 431.11 | 459.23 | 574.24 | 658.38 | 761.50 | 842.00 |
Average Payables |
4.79 | 5.32 | 8.53 | 7.59 | 5.38 | 6.31 | 7.07 | 9.37 | 10.50 | 8.00 |
Average Assets |
846.04 | 985.43 | 1,127.76 | 1,293.41 | 1,489.64 | 1,668.68 | 1,896.17 | 2,079.63 | 2,358.50 | 2,400.00 |
Average Common Equity |
116.49 | 63.42 | 72.00 | 40.88 | 24.11 | 21.18 | 39.75 | 87.64 | 95.50 | 71.50 |
Columns are period end dates