Saturday 17 October 2026
Export NKSH’s income statement to Excel — free account
National Bankshares, Inc.
NKSH Financial Banks Regional
National Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $85.3 million, up 7.88% from fiscal 2024. In the quarter to June 2026, revenue grew 6.17%, EPS grew 119.4% and free cash flow grew 118.6%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
43.44
0.12
+0.28%
Follow NKSH
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.07 | 22.44 | 15.70 | 16.95 | 12.65 | 10.93 | 9.23 | 12.46 | 23.53 | 13.47 |
Piotroski F-Score |
4 | 5 | 8 | 8 | 5 | 7 | 8 | 6 | 6 | 7 |
P/S ratio |
6.25 | 6.42 | 4.97 | 5.48 | 3.91 | 4.17 | 3.83 | 2.86 | 2.24 | 2.50 |
P/FCF ratio |
16.89 | 27.78 | 13.40 | 16.02 | 16.81 | 9.60 | 8.48 | 13.28 | 28.40 | 14.07 |
P/Operating CF |
71.81 | (6,821.87) | 45.66 | 45.69 | 55.72 | 42.78 | 21.34 | 89.12 | 32.65 | 29.86 |
P/B ratio |
1.68 | 1.70 | 1.33 | 1.61 | 1.01 | 1.16 | 1.95 | 1.39 | 1.13 | 1.15 |
Price to Tangible BV |
1.74 | 1.75 | 1.37 | 1.66 | 1.04 | 1.20 | 2.05 | 1.45 | 1.23 | 1.23 |
EV/Sales |
4.26 | 5.08 | 3.84 | 3.84 | 1.31 | 1.55 | 2.68 | 1.57 | 0.87 | 1.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
11.68 | 22.60 | 9.90 | 11.01 | 4.92 | 3.62 | 5.67 | 6.92 | 7.29 | 8.61 |
EV/FCF |
11.52 | 21.99 | 10.36 | 11.23 | 5.62 | 3.58 | 5.92 | 7.30 | 11.04 | 10.16 |
Quick Ratio |
0.09 | 0.06 | 0.05 | 0.08 | 0.10 | 0.09 | 0.05 | 0.06 | 0.07 | 0.04 |
Current Ratio |
0.71 | 0.69 | 0.73 | 0.73 | 0.69 | 0.63 | 0.60 | 0.63 | 0.66 | 0.65 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.05 | 0.05 |
Operating CF/Net income |
1.17 | 0.78 | 1.23 | 1.08 | 0.86 | 1.12 | 1.14 | 0.99 | 1.24 | 1.13 |
Capex/Depreciation |
0.21 | 0.33 | (1.01) | (0.39) | (0.80) | 0.13 | (0.67) | (0.45) | (1.92) | (4.26) |
| 8.53% | 7.76% | 8.61% | 9.34% | 8.37% | 10.39% | 16.49% | 11.92% | 5.13% | 9.27% | |
| 1.23% | 1.13% | 1.29% | 1.36% | 1.13% | 1.27% | 1.53% | 0.94% | 0.44% | 0.87% | |
ROIC |
14.51% | 10.66% | 9.76% | 13.56% | 18.29% | 29.54% | 39.45% | 22.17% | 15.58% | 9.53% |
Return on Tangible Assets |
(5.08%) | (4.40%) | (5.81%) | (6.01%) | (4.17%) | (3.75%) | (4.25%) | (2.84%) | (1.42%) | (2.85%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
50.75% | 49.73% | 49.33% | 47.98% | 51.90% | 48.08% | 44.26% | 41.01% | 41.83% | 42.22% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.06% | 0.16% | 0.23% |
Graham Net Nets |
(1.05) | (1.09) | (1.19) | (1.08) | (2.06) | (2.56) | (2.64) | (2.93) | (3.18) | (2.74) |
Graham Number |
35.20 | 34.67 | 37.78 | 40.80 | 41.51 | 47.73 | 44.68 | 37.79 | 26.40 | 40.36 |
Earnings Yield |
4.98% | 4.46% | 6.37% | 5.90% | 7.91% | 9.15% | 10.83% | 8.02% | 4.25% | 7.43% |
Free Cash Flow Yield |
5.92% | 3.60% | 7.46% | 6.24% | 5.95% | 10.42% | 11.79% | 7.53% | 3.52% | 7.11% |
Revenue per Share |
6.91 | 7.03 | 7.32 | 8.20 | 8.01 | 8.60 | 10.44 | 11.58 | 12.84 | 13.41 |
Operating CF per Share |
2.52 | 1.58 | 2.85 | 2.86 | 2.13 | 3.68 | 4.92 | 2.64 | 1.53 | 2.81 |
Capex per Share |
0.03 | 0.04 | (0.13) | (0.06) | (0.27) | 0.05 | (0.21) | (0.14) | (0.52) | (0.43) |
Free Cash Flow per Share |
2.55 | 1.62 | 2.72 | 2.81 | 1.86 | 3.73 | 4.72 | 2.50 | 1.01 | 2.38 |
Cash per Share |
13.71 | 9.39 | 8.28 | 13.43 | 20.85 | 22.49 | 12.08 | 14.92 | 17.55 | 9.32 |
Shareholders Equity per Share |
25.62 | 26.57 | 27.34 | 27.92 | 30.94 | 30.88 | 20.48 | 23.86 | 25.39 | 29.07 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
25.62 | 26.57 | 27.34 | 27.92 | 30.94 | 30.88 | 20.48 | 23.86 | 25.39 | 29.07 |
Free Cash Flow |
17.78 | 11.30 | 18.92 | 18.46 | 12.07 | 23.19 | 28.25 | 14.71 | 6.23 | 15.15 |
Working Capital |
(302.89) | (328.74) | (286.80) | (299.73) | (395.84) | (553.71) | (619.94) | (563.25) | (553.32) | (573.31) |
Capital Expenditures |
0.24 | 0.30 | (0.88) | (0.37) | (1.72) | 0.31 | (1.25) | (0.81) | (3.21) | (2.74) |
Net Current Asset Value |
(315.08) | (340.80) | (300.56) | (317.94) | (417.70) | (569.50) | (631.97) | (572.71) | (562.33) | (584.39) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
(0.01) | (0.01) | 0.02 | 0.01 | 0.03 | (0.01) | 0.02 | 0.01 | 0.04 | 0.03 |
Price to Operating Income |
15.60 | 15.39 | 12.23 | 14.30 | 10.60 | 9.04 | 7.54 | 10.46 | 14.69 | 11.13 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.13 | 0.11 | 0.10 | 0.11 | 0.22 | 0.24 | 0.18 | 0.16 | 0.10 | 0.03 |
Cash ROIC |
6.50% | 4.51% | 7.63% | 6.78% | 3.60% | 7.00% | 14.48% | 6.44% | 2.35% | 6.21% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
91,420.15 | 93,770.40 | 76,076.65 | 55,380.74 | 81,113.11 | 176,089.17 | 182,645.03 | 25,473.31 | 17,801.40 | 19,959.35 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,031.15 | 1,051.59 | 1,055.84 | 1,085.85 | 1,208.45 | 1,395.87 | 1,518.66 | 1,523.35 | 1,574.36 | 1,635.84 |
Average Assets |
1,218.73 | 1,245.35 | 1,256.39 | 1,288.93 | 1,420.76 | 1,610.92 | 1,689.86 | 1,666.46 | 1,733.50 | 1,818.07 |
Average Common Equity |
175.19 | 181.58 | 187.57 | 186.98 | 192.17 | 196.18 | 157.22 | 131.60 | 148.47 | 170.66 |
Columns are period end dates