Saturday 17 October 2026
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Meridian Bank
MRBK Financial Banks Regional
Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024. In the quarter to June 2026, revenue fell 3.50%, EPS fell 2.00%, free cash flow grew 89.0% and total debt was flat, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.
18.51
0.10
+0.54%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 5 | 5 | 6 | 6 | 5 | 6 | 6 | 7 |
P/E ratio |
14.50 | 0.00 | 13.40 | 12.32 | 4.79 | 6.21 | 8.22 | 11.64 | 9.33 | 9.16 |
P/S ratio |
0.00 | 0.00 | 1.44 | 1.51 | 0.85 | 2.78 | 1.38 | 0.91 | 0.77 | 0.97 |
P/FCF ratio |
0.00 | 0.00 | 11.70 | 6.22 | 0.00 | 2.77 | 2.19 | 9.04 | 16.87 | 8.81 |
P/Operating CF |
7.20 | (11.72) | 81.47 | 7.55 | 40.01 | 11.44 | 8.53 | 19.57 | (216.42) | (32.23) |
P/B ratio |
0.00 | 0.69 | 1.00 | 1.07 | 0.90 | 2.68 | 1.17 | 0.97 | 0.89 | 1.00 |
Price to Tangible BV |
0.00 | 0.73 | 1.05 | 1.12 | 0.93 | 2.75 | 1.20 | 1.00 | 0.91 | 1.01 |
EV/Sales |
0.00 | 0.00 | 1.33 | 1.56 | 1.98 | 2.88 | 1.39 | 0.87 | 0.88 | 1.04 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 9.20 | 6.22 | (1.87) | 2.78 | 2.14 | 7.80 | 18.20 | 8.77 |
EV/FCF |
0.00 | 0.00 | 10.80 | 6.44 | (1.86) | 2.88 | 2.22 | 8.64 | 19.34 | 9.43 |
Quick Ratio |
— | 0.05 | 0.03 | 0.04 | 0.03 | 0.02 | 0.02 | 0.03 | 0.01 | 0.02 |
Current Ratio |
— | 1.05 | 1.03 | 1.06 | 1.14 | 0.99 | 0.98 | 0.98 | 0.97 | 0.98 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
17.96% | 2.59% | 1.55% | 3.83% | 11.99% | 2.36% | 1.96% | 2.22% | 2.08% | 1.95% |
Debt/Equity |
1.89 | 0.22 | 0.14 | 0.37 | 1.46 | 0.25 | 0.26 | 0.32 | 0.29 | 0.25 |
Asset Turnover |
0.04 | 0.09 | 0.08 | 0.08 | 0.10 | 0.09 | 0.07 | 0.08 | 0.09 | 0.08 |
Operating CF/Net income |
(8.65) | 5.62 | 1.35 | 2.06 | (5.99) | 4.64 | 3.88 | 1.42 | 0.59 | 1.11 |
Capex/Depreciation |
— | (2.50) | (1.15) | (0.39) | 0.49 | 1.62 | (1.21) | (0.37) | (0.09) | (1.63) |
| 4.77% | 2.36% | 7.74% | 9.10% | 20.16% | 23.18% | 13.70% | 8.51% | 9.92% | 11.76% | |
| 0.47% | 0.23% | 0.88% | 0.98% | 1.84% | 2.07% | 1.16% | 0.61% | 0.71% | 0.88% | |
ROIC |
0.00% | 4.11% | 6.49% | 6.73% | 6.94% | 15.87% | 11.24% | 7.02% | 7.03% | 8.30% |
Return on Tangible Assets |
41.84% | 4.27% | 21.56% | 16.34% | 13.43% | 3,270.68% | (70.99%) | (43.29%) | (38.27%) | (54.18%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 82.65% | 71.35% | 64.97% | 67.78% | 65.70% | 64.34% | 49.80% | 45.88% | 47.91% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.28% | 0.38% | 0.32% | 0.51% | 1.01% | 1.13% | 0.70% | 0.49% | 0.58% |
Graham Net Nets |
0.00 | 0.09 | 0.06 | 0.02 | (0.32) | (0.16) | (0.65) | (0.80) | (0.87) | (0.67) |
Graham Number |
0.00 | 0.00 | 11.11 | 13.18 | 23.76 | 21.39 | 23.26 | 19.51 | 22.59 | 27.60 |
Earnings Yield |
6.90% | 0.00% | 7.46% | 8.12% | 20.87% | 16.10% | 12.16% | 8.59% | 10.72% | 10.92% |
Free Cash Flow Yield |
0.00% | 0.00% | 8.55% | 16.09% | (125.03%) | 36.08% | 45.59% | 11.06% | 5.93% | 11.35% |
Revenue per Share |
8.37 | 9.67 | 5.97 | 6.69 | 12.22 | 6.63 | 11.06 | 15.16 | 17.76 | 18.14 |
Operating CF per Share |
(9.69) | 1.40 | 0.86 | 1.68 | (12.94) | 6.86 | 7.18 | 1.70 | 0.86 | 2.15 |
Capex per Share |
0.00 | (0.32) | (0.13) | (0.06) | (0.06) | (0.22) | (0.25) | (0.16) | (0.05) | (0.15) |
Free Cash Flow per Share |
(9.69) | 1.08 | 0.73 | 1.63 | (13.00) | 6.64 | 6.93 | 1.53 | 0.81 | 2.00 |
Cash per Share |
0.00 | 4.74 | 1.87 | 3.07 | 3.00 | 0.98 | 3.26 | 5.10 | 2.47 | 3.16 |
Shareholders Equity per Share |
20.82 | 13.54 | 8.56 | 9.42 | 11.57 | 6.87 | 13.00 | 14.22 | 15.43 | 17.63 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
20.82 | 13.54 | 8.56 | 9.42 | 11.57 | 6.87 | 13.00 | 14.22 | 15.43 | 17.63 |
Free Cash Flow |
(32.58) | 8.07 | 9.39 | 20.82 | (159.21) | 159.75 | 81.76 | 17.03 | 9.03 | 22.61 |
Working Capital |
— | 33.92 | 27.85 | 55.49 | 189.07 | (10.72) | (44.10) | (44.14) | (54.87) | (52.71) |
Capital Expenditures |
(3.54) | (2.41) | (1.64) | (0.75) | (0.75) | (5.37) | (2.91) | (1.82) | (0.57) | (1.69) |
Net Current Asset Value |
(665.00) | 6.32 | 6.66 | 2.10 | (40.15) | (71.01) | (116.10) | (123.63) | (132.51) | (132.99) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.03 | 0.02 | 0.01 | 0.01 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 |
Price to Operating Income |
0.00 | 0.00 | 10.48 | 9.58 | 3.69 | 9.56 | 6.15 | 9.07 | 6.99 | 7.01 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.10 | 0.14 | 0.22 | (0.20) | (0.28) | 0.18 | 0.37 | 0.53 | 0.08 |
Cash ROIC |
(16.13%) | 5.07% | 6.30% | 10.20% | (41.40%) | 69.65% | 35.24% | 6.44% | 3.63% | 7.92% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.04 | 0.04 | 0.04 |
Inventory Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | 33,750.34 | 24,066.58 | 18,798.11 | 33,168.91 | 62,767.89 | 33,617.75 | 9,838.78 | 8,608.15 | 10,017.25 |
Days of Inventory on Hand |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | 689.62 | 689.62 | 801.65 | 1,046.25 | 1,343.87 | 1,579.45 | 1,767.97 | 1,914.42 | 2,081.75 |
Average Assets |
796.00 | 795.52 | 926.76 | 1,073.75 | 1,435.11 | 1,716.82 | 1,887.84 | 2,154.21 | 2,316.03 | 2,473.93 |
Average Common Equity |
79.00 | 79.18 | 105.46 | 115.12 | 131.16 | 153.49 | 159.32 | 155.65 | 164.77 | 185.62 |
Columns are period end dates