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Friday 6 November 2026
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MetroCity Bankshares, Inc.
MCBS Financial Banks Regional
MetroCity Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $246.0 million, up 4.25% from fiscal 2024.
- Revenue
- +23.2%
- EPS
- +23.5%
- Free cash flow
- −202.7%
- Total debt
- −11.8%
Quarter to September 2026, against a year earlier
36.14
0.06
+0.17%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | — | 5 | 7 | 5 | 6 | 6 | 3 |
P/E ratio |
6.98 | 4.56 | 4.26 | 9.59 | 10.15 | 11.42 | 8.76 | 11.86 | 12.53 | 9.94 |
P/S ratio |
0.00 | 0.00 | 0.00 | 3.49 | 3.52 | 4.94 | 3.30 | 2.90 | 3.42 | 2.78 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 13.81 | 2.57 | 10.66 | 4.12 | 7.54 | 12.73 | 17.30 |
P/Operating CF |
0.00 | 0.00 | (2.81) | (5.43) | 41.57 | 66.79 | (61.26) | (73.84) | 41.92 | (132.90) |
P/B ratio |
0.00 | 0.00 | 2.37 | 1.98 | 1.51 | 2.43 | 1.56 | 1.61 | 1.92 | 1.26 |
Price to Tangible BV |
0.00 | 0.00 | 2.37 | 1.98 | 1.51 | 2.43 | 1.56 | 1.61 | 1.92 | 1.44 |
EV/Sales |
0.00 | 0.00 | 0.00 | 1.64 | 3.14 | 5.36 | 4.49 | 3.76 | 3.95 | 3.29 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 0.00 | 6.25 | 2.31 | 11.66 | 5.51 | 9.66 | 14.69 | 21.47 |
EV/FCF |
0.00 | 0.00 | 0.00 | 6.47 | 2.29 | 11.56 | 5.60 | 9.76 | 14.70 | 20.50 |
Quick Ratio |
— | — | 0.12 | 0.22 | 0.10 | 0.20 | 0.07 | 0.05 | 0.09 | 0.10 |
Current Ratio |
— | — | 1.09 | 1.17 | 1.20 | 1.30 | 1.21 | 1.21 | 1.24 | 1.21 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
20.27% | 0.00% | 0.30% | 3.87% | 5.82% | 16.11% | 10.95% | 9.28% | 10.43% | 10.70% |
Debt/Equity |
2.08 | 0.00 | 0.03 | 0.29 | 0.45 | 1.72 | 1.07 | 0.85 | 0.89 | 0.94 |
Asset Turnover |
0.05 | 0.17 | 0.09 | 0.08 | 0.06 | 0.06 | 0.05 | 0.06 | 0.07 | 0.06 |
Operating CF/Net income |
1.06 | 4.76 | (3.89) | 0.72 | 3.92 | 1.06 | 2.15 | 1.59 | 0.98 | 0.55 |
Capex/Depreciation |
— | (9.75) | (2.17) | (0.40) | 0.31 | 0.21 | (0.60) | (0.31) | (0.01) | 0.50 |
| 16.71% | 26.36% | 27.23% | 23.21% | 15.77% | 23.06% | 19.57% | 14.12% | 16.07% | 14.20% | |
| 1.69% | 5.80% | 3.26% | 2.92% | 2.06% | 2.47% | 1.92% | 1.49% | 1.82% | 1.64% | |
ROIC |
0.00% | 25.03% | 180.06% | 0.00% | 14.89% | 14.78% | 10.45% | 8.01% | 9.99% | 9.08% |
Return on Tangible Assets |
288.80% | 265.81% | 34.14% | 18.42% | 11.54% | 8.94% | 10.81% | 8.76% | 9.45% | 8.46% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 36.86% | 36.05% | 32.49% | 42.52% | 38.78% | 28.13% | 22.61% | 22.84% | 23.66% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.77% | 1.36% | 1.24% | 1.74% | 1.00% | 1.17% | 1.15% | 1.11% | 1.18% |
Graham Net Nets |
0.00 | 0.00 | 0.22 | 0.28 | 0.35 | 0.18 | 0.29 | 0.30 | 0.29 | 0.31 |
Graham Number |
0.00 | 0.00 | 0.00 | 19.05 | 17.48 | 24.81 | 27.56 | 26.42 | 30.92 | 35.64 |
Earnings Yield |
14.33% | 21.91% | 23.45% | 10.43% | 9.85% | 8.75% | 11.42% | 8.43% | 7.98% | 10.06% |
Free Cash Flow Yield |
0.00% | 0.00% | 0.00% | 7.24% | 38.85% | 9.38% | 24.24% | 13.26% | 7.86% | 5.78% |
Revenue per Share |
2.40 | 3.89 | 4.57 | 5.02 | 4.09 | 5.57 | 6.51 | 8.37 | 9.33 | 9.56 |
Operating CF per Share |
0.90 | 6.36 | (6.66) | 1.31 | 5.57 | 2.56 | 5.30 | 3.26 | 2.51 | 1.47 |
Capex per Share |
0.00 | (0.24) | (0.08) | (0.04) | 0.04 | 0.02 | (0.09) | (0.03) | 0.00 | 0.07 |
Free Cash Flow per Share |
0.90 | 6.12 | (6.74) | 1.27 | 5.60 | 2.58 | 5.21 | 3.22 | 2.51 | 1.53 |
Cash per Share |
0.00 | 0.00 | 6.34 | 11.88 | 5.88 | 17.26 | 7.06 | 5.75 | 9.88 | 14.91 |
Shareholders Equity per Share |
4.53 | 0.00 | 6.97 | 8.83 | 9.56 | 11.35 | 13.75 | 15.14 | 16.67 | 21.15 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
4.53 | 0.00 | 6.97 | 8.83 | 9.56 | 11.35 | 13.75 | 15.14 | 16.67 | 21.15 |
Free Cash Flow |
21.35 | 146.03 | (162.94) | 31.10 | 143.48 | 66.04 | 132.38 | 81.28 | 63.48 | 39.47 |
Working Capital |
— | — | 106.70 | 228.36 | 301.46 | 677.29 | 564.88 | 571.12 | 664.63 | 780.54 |
Capital Expenditures |
(3.46) | (5.78) | (1.95) | (1.10) | 0.92 | 0.60 | (2.31) | (0.82) | (0.02) | 1.77 |
Net Current Asset Value |
(993.00) | 0.00 | 88.14 | 121.50 | 128.91 | 124.58 | 156.64 | 184.88 | 232.23 | 213.05 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.06 | 0.02 | 0.01 | (0.01) | 0.00 | 0.01 | 0.00 | 0.00 | (0.01) |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 7.06 | 7.57 | 8.52 | 5.99 | 8.52 | 9.25 | 7.01 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.05 | 0.06 | 0.19 | 0.21 | 0.22 | 0.27 | 0.15 | 0.16 | 0.12 |
Cash ROIC |
6.47% | 116.83% | (49.94%) | 5.44% | 28.36% | 5.36% | 14.64% | 9.55% | 6.07% | 2.75% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | 0.00 | 0.01 | 0.02 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | 0.00 | 30,946.83 | 21,458.43 | 47,015.36 | 180,665.42 | 35,256.47 | 10,912.02 | 10,540.92 | 14,724.55 |
Days of Inventory on Hand |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | — | 1,275.80 | 1,275.80 | 1,393.63 | 1,871.45 | 2,464.93 | 2,698.89 | 2,733.87 | 3,191.40 |
Average Assets |
1,194.50 | 550.00 | 1,266.33 | 1,532.25 | 1,764.67 | 2,501.82 | 3,266.70 | 3,465.03 | 3,548.43 | 4,181.22 |
Average Common Equity |
121.00 | 121.00 | 151.80 | 192.67 | 230.78 | 267.53 | 319.82 | 365.47 | 401.44 | 482.77 |
Columns are period end dates · fundamentals updated 5 Nov 2026