Joint Stock Company Kaspi.kz Sponsored ADR

KSPI Technology Software Infrastructure

Joint Stock Company Kaspi.kz Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $7.7 billion, up 44.6% from fiscal 2024.

Revenue
+20.7%
EPS
+5.19%
Free cash flow
+73.4%
Total debt
−100.0%

Quarter to June 2026, against a year earlier

92.09 1.30 −1.39%
Market cap
$17.8B
P/E
8.5×
Fwd P/E
6.4×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Joint Stock Company Kaspi.kz Sponsored ADR (KSPI) Free cash flow margin

Alert me on Free cash flow margin

Joint Stock Company Kaspi.kz Sponsored ADR's free cash flow margin over the twelve months to 30 June 2026 was 22.4%, up 10.3 percentage points from fiscal 2025 (12.1%). That is above the Software Infrastructure industry median of 0.00% and above the Technology sector median of 1.27%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 12.1% (7.08)
FY2024 19.2% (35.97)
FY2023 55.2% (20.53)
FY2022 75.7% —

Free cash flow margin against peers

Company Free cash flow margin
CHKP Check Point Software Technologies Ltd. compare 39.9%
GEN Gen Digital Inc. compare 34.0%
GDDY GoDaddy Inc. compare 33.7%
NTNX Nutanix compare 29.5%
FFIV F5, Inc. compare 25.4%
KSPI Joint Stock Company Kaspi.kz Sponsored ADR 22.4%
RBRK Rubrik, Inc. compare 18.6%
IOT Samsara Inc. compare 13.8%
TOST Toast, Inc. compare 8.47%
Software Infrastructure industry median 0.00%
Technology sector median 1.27%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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