Gen Digital Inc. (GEN) vs Joint Stock Company Kaspi.kz Sponsored ADR (KSPI)

Gen Digital Inc. and Joint Stock Company Kaspi.kz Sponsored ADR are both Software Infrastructure companies. Gen Digital Inc. and Joint Stock Company Kaspi.kz Sponsored ADR are of similar size ($18.2B and $17.4B). Joint Stock Company Kaspi.kz Sponsored ADR trades at the lower P/E: 8.5× against 15.3×. Joint Stock Company Kaspi.kz Sponsored ADR grew revenue faster over the last twelve months: 35.3% against 16.9%. Joint Stock Company Kaspi.kz Sponsored ADR has the higher net margin (23.9% vs 23.1%) and the higher return on invested capital (61.4% vs 13.3%). Across the 19 metrics below, Joint Stock Company Kaspi.kz Sponsored ADR leads on 14 and Gen Digital Inc. on 5.

Valuation

Metric GEN KSPI Software Infrastructure median
P/E 15.26 8.52 24.43
P/S 3.48 2.03 2.81
P/B 6.64 3.04 2.88
Price to free cash flow 10.25 9.04 17.94
EV/EBITDA 9.62 n/m 14.51
EV/Sales 4.92 1.67 2.91
Earnings yield 6.55% 11.74% 0.00%
Free cash flow yield 9.75% 11.06% 0.49%

Profitability

Metric GEN KSPI Software Infrastructure median
Gross margin 77.41% 76.07% 57.45%
Operating margin 41.81% 0.00% 0.00%
Net margin 23.07% 23.92% 0.00%
Free cash flow margin 33.97% 22.40% 0.00%
Return on equity 46.40% 42.03% 0.00%
Return on assets 7.63% 9.06% 0.00%
Return on invested capital 13.31% 61.43% 0.00%

Growth

Metric GEN KSPI Software Infrastructure median
Revenue growth (TTM) 16.88% 35.27% 14.28%
EPS growth (last fiscal year) 52.43% 2.90% 18.26%
Revenue growth, 5-year CAGR 14.41% — 16.15%
Net income growth, 5-year CAGR 11.92% — 0.00%

Health

Metric GEN KSPI Software Infrastructure median
Debt to equity 2.96 0.00 0.02
Current ratio 0.37 0.99 1.53
Net debt to EBITDA 2.98 0.00 0.05

Dividend

Metric GEN KSPI Software Infrastructure median
Dividend yield 1.64% — 1.06%
Payout ratio 0.25 — 0.29

Size

Metric GEN KSPI Software Infrastructure median
Market cap 18.15b 17.40b 661.51m

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