Joint Stock Company Kaspi.kz Sponsored ADR KSPI

95.67 2.88 3.10% as of 25 Sep
Market cap
$17.8B
P/E
8.7×
Growth Flags show if company had growth for consecutive years
Older periods Sep '25 Dec '25 Mar '26 Jun '26
ROE

+8 more TTM periods

58.82% 49.46% 44.61% 42.03%
ROA
12.11% 10.55% 9.97% 9.06%
ROIC
56.95% 59.74% 48.19% 61.43%
Return on Tangible Assets
434.72% 116.54% 91.27% 147.77%
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
3.85 4.90 7.07 10.15
Free Cash Flow
732.88 933.10 1,343.06 1,927.55
Capital Expenditures
(274.19) (346.76) (359.15) (377.99)
Piotroski F-Score
6.00 6.00 6.00 5.00
Other line items
Cash ROIC
16.85% 17.68% 21.88% 26.15%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.12 0.12 0.13 0.13
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
3,261.46 3,170.76 2,976.15 3,142.47
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.19) (0.20) (0.21) (0.21)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
40.16% 44.62% 45.68% 45.80%
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Operating CF/Net income
0.47 0.63 0.84 1.12
Depreciation/Fixed assets
0.00 0.00 0.00 0.00
Capex/Depreciation
0.00 0.00 0.00 0.00
Revenue per Share
37.30 40.34 43.21 45.31
Operating CF per Share
5.29 6.72 8.97 12.14
Capex per Share
(1.44) (1.82) (1.89) (1.99)
Capex to Sales
0.04 0.05 0.04 0.04
Net Profit Margin
30.38% 26.52% 24.79% 23.92%

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Columns are period end dates