Saturday 17 October 2026
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KB Financial Group Inc
KB Financial Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $24.3 billion, up 2.09% from fiscal 2024. In the quarter to June 2026, revenue grew 25.9%, EPS grew 12.1%, free cash flow grew 482.1% and total debt rose 9.95%, each against the same quarter a year earlier.
118.81
0.93
+0.79%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
7.64 | 8.08 | 5.99 | 5.70 | 4.79 | 4.72 | 4.49 | 4.51 | 6.40 | 7.90 |
Piotroski F-Score |
6 | 5 | 4 | 5 | 4 | 5 | 5 | 6 | 5 | 6 |
P/S ratio |
1.51 | 1.82 | 1.18 | 1.11 | 0.97 | 1.05 | 0.84 | 0.60 | 0.91 | 1.30 |
P/FCF ratio |
26.63 | 0.00 | 0.00 | 2.20 | 0.00 | 0.00 | 3.67 | 5.86 | 9.28 | 12.03 |
P/Operating CF |
(14.01) | 15.35 | 20.10 | 35.90 | (4.44) | (5.32) | 2.10 | (14.71) | (27.47) | 6.09 |
P/B ratio |
0.53 | 0.74 | 0.52 | 0.48 | 0.39 | 0.44 | 0.38 | 0.34 | 0.53 | 0.75 |
Price to Tangible BV |
0.54 | 0.81 | 0.56 | 0.51 | 0.42 | 0.47 | 0.41 | 0.35 | 0.55 | 0.77 |
EV/Sales |
(1.48) | (1.65) | (1.92) | (2.48) | (3.57) | (2.95) | (2.80) | (2.26) | (2.16) | (2.04) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(14.56) | 4.74 | 3.37 | (4.46) | 5.33 | 8.94 | (11.18) | (18.57) | (18.89) | (16.94) |
EV/FCF |
(26.19) | 4.40 | 3.17 | (4.94) | 5.07 | 8.36 | (12.25) | (22.17) | (22.13) | (18.97) |
Quick Ratio |
0.39 | 0.48 | 0.49 | 0.49 | 0.56 | 0.55 | 0.57 | 0.58 | 0.58 | 0.58 |
Current Ratio |
1.50 | 1.61 | 1.64 | 1.60 | 1.67 | 1.67 | 1.69 | 1.67 | 1.66 | 1.64 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
16.30% | 16.90% | 17.99% | 17.12% | 18.44% | 18.73% | 20.03% | 19.39% | 19.03% | 18.90% |
Debt/Equity |
1.96 | 2.17 | 2.42 | 2.27 | 2.60 | 2.57 | 2.83 | 2.36 | 2.41 | 2.48 |
Asset Turnover |
0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.04 | 0.05 |
Operating CF/Net income |
0.52 | (1.46) | (2.93) | 2.84 | (3.34) | (1.52) | 1.29 | 0.89 | 0.79 | 0.75 |
Capex/Depreciation |
(1.73) | (0.67) | (0.91) | (0.94) | (0.56) | (0.46) | (0.49) | (0.77) | (0.64) | (0.49) |
| 7.03% | 10.72% | 8.60% | 8.69% | 8.62% | 9.22% | 8.70% | 8.44% | 7.98% | 9.44% | |
| 0.60% | 0.86% | 0.65% | 0.65% | 0.63% | 0.66% | 0.62% | 0.65% | 0.64% | 0.73% | |
ROIC |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
1.74% | 2.07% | 1.69% | 1.76% | 1.48% | 1.72% | 1.60% | 1.66% | 1.73% | 1.86% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
43.53% | 43.66% | 41.80% | 40.88% | 44.80% | 50.38% | 40.62% | 31.22% | 29.83% | 30.78% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.35% | 0.53% | 0.07% | 0.29% | 0.29% | 0.50% | 0.26% | 0.21% | 0.40% | 0.44% |
Graham Net Nets |
0.92 | 0.37 | 0.56 | 0.51 | 0.04 | 0.37 | 0.42 | 1.15 | 0.82 | 0.50 |
Graham Number |
84.79 | 114.94 | 112.97 | 118.91 | 138.07 | 151.76 | 140.19 | 155.24 | 146.24 | 168.04 |
Earnings Yield |
13.09% | 12.37% | 16.69% | 17.55% | 20.88% | 21.21% | 22.26% | 22.17% | 15.63% | 12.66% |
Free Cash Flow Yield |
3.76% | (20.63%) | (51.41%) | 45.39% | (72.37%) | (33.60%) | 27.22% | 17.06% | 10.78% | 8.31% |
Revenue per Share |
23.96 | 32.58 | 35.56 | 37.34 | 40.78 | 43.90 | 46.21 | 67.96 | 62.76 | 66.41 |
Operating CF per Share |
2.44 | (11.36) | (20.30) | 20.80 | (27.27) | (14.51) | 11.58 | 8.29 | 7.18 | 8.01 |
Capex per Share |
(1.08) | (0.87) | (1.28) | (2.02) | (1.39) | (1.00) | (1.01) | (1.35) | (1.05) | (0.86) |
Free Cash Flow per Share |
1.35 | (12.24) | (21.58) | 18.78 | (28.66) | (15.51) | 10.57 | 6.94 | 6.13 | 7.15 |
Cash per Share |
204.15 | 286.56 | 305.85 | 330.49 | 451.07 | 445.07 | 454.23 | 474.48 | 450.30 | 507.38 |
Shareholders Equity per Share |
67.70 | 79.99 | 80.94 | 86.56 | 102.46 | 104.55 | 101.10 | 118.75 | 106.86 | 115.25 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
67.70 | 79.99 | 80.94 | 86.56 | 102.46 | 104.55 | 101.10 | 118.75 | 106.86 | 115.25 |
Free Cash Flow |
519.52 | (4,878.60) | (8,557.37) | 7,344.17 | (11,166.13) | (6,042.48) | 4,117.45 | 2,666.05 | 2,322.93 | 2,613.30 |
Working Capital |
99,347.60 | 146,008.50 | 158,768.80 | 158,395.00 | 210,574.40 | 211,554.70 | 213,999.50 | 211,762.70 | 194,817.30 | 205,444.30 |
Capital Expenditures |
(415.06) | (348.03) | (508.11) | (791.73) | (540.42) | (390.63) | (394.67) | (516.69) | (397.34) | (312.44) |
Net Current Asset Value |
12,749.50 | 8,755.30 | 9,237.30 | 8,330.40 | 682.60 | 6,649.30 | 6,376.90 | 17,949.40 | 17,661.30 | 15,706.70 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.05 | 0.03 | 0.04 | 0.05 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
Price to Operating Income |
6.33 | 6.10 | 4.31 | 4.12 | 3.52 | 3.51 | 3.29 | 3.27 | 4.56 | 5.55 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.08 | 0.13 | 0.15 | 0.19 | 0.19 | 0.19 | 0.20 | 0.18 | 0.17 | 0.18 |
Cash ROIC |
0.33% | (2.27%) | (3.71%) | 3.06% | (3.50%) | (1.89%) | 1.26% | 0.80% | 0.75% | 0.79% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.04 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
24,175.96 | 25,423.68 | 20,916.92 | 20,494.89 | 25,943.62 | 34,106.58 | 18,492.96 | 8,726.33 | 9,002.49 | 10,493.99 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
195,479.60 | 219,399.50 | 244,173.75 | 256,590.70 | 288,106.90 | 312,774.20 | 311,204.65 | 311,743.30 | 304,849.55 | 307,453.80 |
Average Assets |
296,760.90 | 360,644.40 | 420,076.25 | 439,863.50 | 505,514.15 | 561,134.85 | 558,209.35 | 555,412.10 | 533,609.10 | 532,583.60 |
Average Common Equity |
25,344.64 | 28,932.48 | 31,993.00 | 32,973.78 | 36,889.85 | 40,330.41 | 40,065.35 | 42,498.72 | 43,039.06 | 41,292.09 |
Columns are period end dates