Friday 6 November 2026 Export JRVR’s income statement to Excel — free account

James River Group Holdings, Ltd.

James River Group Holdings, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $687.6 million, down 2.83% from fiscal 2024.

Revenue: −7.72%
EPS: +66.7%
Free cash flow: −124.1%
Total debt: 0.00%

Quarter to June 2026, against a year earlier

3.89 0.11 −2.75%

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Market cap: $185.0M
P/E: 7.8×
Fwd P/E: 5.5×
Dividend yield: 1.00%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
Piotroski F-Score Full definition →	5	2	6	8	0	2	5	6	6	6
P/E ratio Full definition →	7.31	0.00	0.00	35.41	0.00	307.19	32.45	17.07	26.70	16.44
P/S ratio Full definition →	0.43	0.27	0.43	1.18	1.65	2.25	1.38	1.23	1.42	2.08
P/FCF ratio Full definition →	0.00	0.00	4.24	3.65	0.00	0.00	0.84	3.78	5.67	8.04
P/Operating CF Full definition →	(10.91)	25.24	(35.25)	14.32	6.82	(29.01)	0.98	28.65	13.41	17.30
P/B ratio Full definition →	0.54	0.41	0.65	1.41	1.39	1.89	1.60	1.54	1.68	1.76
Price to Tangible BV Full definition →	0.90	0.76	1.08	2.33	1.98	2.60	2.23	2.23	2.45	2.58
EV/Sales Full definition →	0.51	0.14	0.40	1.28	1.78	1.26	0.11	1.29	1.47	2.22
EV/EBITDA Full definition →	4.64	0.00	2.82	12.45	0.00	35.08	1.64	13.65	18.61	14.56
EV/Operating CF Full definition →	(18.78)	(0.41)	3.69	3.80	(1.18)	(3.09)	0.07	3.94	5.79	8.43
EV/FCF Full definition →	(14.96)	(0.41)	3.99	3.94	(1.18)	(3.08)	0.07	3.96	5.86	8.59
Quick Ratio Full definition →	0.64	0.63	0.53	0.51	0.46	0.61	0.74	0.29	0.25	0.19
Current Ratio Full definition →	0.64	0.63	0.53	0.51	0.46	0.61	0.74	0.29	0.25	0.19
Net Debt/EBITDA Full definition →	0.43	(3.05)	(0.10)	0.41	(3.34)	(6.26)	(7.55)	0.25	0.21	0.43
Debt/Assets Full definition →	6.79%	6.09%	6.14%	6.35%	7.40%	7.24%	5.22%	7.09%	7.34%	8.20%
Debt/Equity Full definition →	0.49	0.51	0.48	0.47	0.51	0.46	0.34	0.31	0.29	0.28
Asset Turnover Full definition →	0.14	0.14	0.16	0.13	0.12	0.13	0.22	0.30	0.32	0.27
Operating CF/Net income Full definition →	(0.47)	2.09	(0.74)	10.02	5.29	(56.76)	38.84	4.54	4.77	2.07
Capex/Depreciation Full definition →	(0.07)	(0.07)	(0.07)	(0.09)	(0.08)	(0.01)	(0.01)	0.00	0.00	0.00
Interest Coverage Full definition →	3.23	(1.63)	4.68	4.90	(10.83)	2.40	5.99	7.24	7.21	10.58
ROE Full definition →	7.92%	(23.76%)	(21.72%)	3.47%	(22.72%)	0.61%	5.15%	9.09%	6.28%	10.84%
ROA Full definition →	0.80%	(2.29%)	(2.26%)	0.44%	(3.45%)	0.10%	0.94%	2.17%	1.71%	3.38%
ROIC Full definition →	6.50%	(4.96%)	10.94%	5.57%	(7.55%)	10.78%	0.00%	6.89%	5.51%	7.20%
Return on Tangible Assets Full definition →	(2.96%)	8.11%	7.16%	(1.42%)	8.43%	(0.40%)	(5.23%)	(3.97%)	(3.04%)	(6.10%)
Average Days of Receivables Full definition →	1,138.27	1,082.23	681.65	758.05	857.53	464.95	282.17	200.19	140.09	115.57
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.07	0.08	0.09
Share Based Compensation of Revenue Full definition →	0.73%	0.94%	1.12%	1.23%	1.09%	1.14%	0.79%	0.70%	0.94%	0.94%
Graham Net Nets Full definition →	(6.07)	(10.21)	(8.03)	(3.58)	(2.48)	(1.59)	(1.71)	(1.62)	(1.36)	(1.11)
Graham Number Full definition →	15.14	0.00	0.00	14.01	0.00	9.68	27.11	33.80	28.02	36.99
Earnings Yield Full definition →	13.68%	(59.75%)	(31.15%)	2.82%	(17.98%)	0.33%	3.08%	5.86%	3.74%	6.08%
Free Cash Flow Yield Full definition →	(8.07%)	(133.75%)	23.61%	27.43%	(91.36%)	(18.27%)	119.31%	26.44%	17.64%	12.43%
Revenue per Share Full definition →	14.96	18.29	21.59	17.67	17.42	21.89	29.96	29.63	27.75	20.17
Operating CF per Share Full definition →	(0.41)	(6.39)	2.34	5.95	(26.13)	(8.96)	49.18	9.70	7.05	5.31
Capex per Share Full definition →	(0.10)	(0.13)	(0.17)	(0.22)	(0.18)	(0.02)	(0.02)	0.00	0.00	0.00
Free Cash Flow per Share Full definition →	(0.51)	(6.51)	2.17	5.73	(26.31)	(8.98)	49.17	9.70	7.05	5.31
Cash per Share Full definition →	5.86	10.11	9.22	7.01	8.36	33.46	46.44	5.77	5.55	3.78
Shareholders Equity per Share Full definition →	14.60	15.36	18.06	18.66	20.75	26.04	25.72	23.73	23.58	23.85
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	14.60	15.36	18.06	18.66	20.75	26.04	25.72	23.73	23.58	23.85
Free Cash Flow Full definition →	(23.59)	(251.97)	81.52	214.52	(919.85)	(274.38)	1,488.50	290.03	207.82	154.35
Working Capital Full definition →	(1,336.81)	(1,457.42)	(1,650.24)	(1,566.94)	(2,050.63)	(1,218.94)	(733.07)	(1,607.27)	(1,432.77)	(1,219.87)
Capital Expenditures Full definition →	(4.80)	(4.89)	(6.43)	(8.22)	(6.30)	(0.55)	(0.52)	—	—	—
Net Current Asset Value Full definition →	(1,774.89)	(1,923.87)	(2,774.52)	(2,802.14)	(2,500.20)	(2,393.48)	(2,138.48)	(1,769.36)	(1,584.68)	(1,357.91)
EV/EBIT Full definition →	4.64	0.00	2.82	12.45	0.00	35.08	1.64	13.65	18.61	14.56
Capex to Sales Full definition →	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00
Price to Operating Income Full definition →	3.84	0.00	2.99	11.51	0.00	62.29	19.64	13.05	18.01	13.63
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	(1.86%)	(19.53%)	6.03%	16.66%	(66.47%)	(12.56%)	60.83%	26.27%	19.60%	15.51%
Accounts Receivable Turnover Full definition →	0.32	0.39	0.56	0.47	0.53	0.86	1.53	2.22	3.27	3.57
Accounts Payable Turnover Full definition →	0.12	0.16	0.16	0.13	0.17	0.17	0.28	0.31	0.35	0.26
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	3,089.07	2,494.92	2,446.69	2,520.03	2,303.93	2,236.99	1,454.32	1,282.75	1,161.12	1,541.48
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	2,121.24	1,807.29	1,445.16	1,402.36	1,141.33	776.53	593.49	399.77	249.72	164.35
Average Payables Full definition →	3,702.44	3,571.02	3,197.48	3,326.96	3,272.26	2,805.41	2,393.77	1,938.16	1,570.53	1,240.31
Average Assets Full definition →	4,933.50	5,162.16	5,227.16	5,042.81	5,005.81	5,043.74	4,080.59	2,946.74	2,551.61	2,201.02
Average Common Equity Full definition →	499.53	497.77	544.19	639.56	760.49	787.09	743.91	701.97	693.96	687.13

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Columns are period end dates · fundamentals updated 25 Oct 2026

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