Saturday 17 October 2026
Export JRVR’s income statement to Excel — free account
James River Group Holdings, Ltd.
JRVR Financial Insurance Specialty
James River Group Holdings, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $687.6 million, down 2.83% from fiscal 2024. In the quarter to June 2026, revenue fell 7.72%, EPS grew 66.7%, free cash flow fell 124.1% and total debt was flat, each against the same quarter a year earlier.
3.82
0.11
+2.96%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 2 | 6 | 8 | 0 | 2 | 5 | 6 | 6 | 6 |
P/E ratio |
7.31 | 0.00 | 0.00 | 35.41 | 0.00 | 307.19 | 32.45 | 17.07 | 26.70 | 16.44 |
P/S ratio |
0.43 | 0.27 | 0.43 | 1.18 | 1.65 | 2.25 | 1.38 | 1.23 | 1.42 | 2.08 |
P/FCF ratio |
0.00 | 0.00 | 4.24 | 3.65 | 0.00 | 0.00 | 0.84 | 3.78 | 5.67 | 8.04 |
P/Operating CF |
(10.91) | 25.24 | (35.25) | 14.32 | 6.82 | (29.01) | 0.98 | 28.65 | 13.41 | 17.30 |
P/B ratio |
0.54 | 0.41 | 0.65 | 1.41 | 1.39 | 1.89 | 1.60 | 1.54 | 1.68 | 1.76 |
Price to Tangible BV |
0.90 | 0.76 | 1.08 | 2.33 | 1.98 | 2.60 | 2.23 | 2.23 | 2.45 | 2.58 |
EV/Sales |
0.51 | 0.14 | 0.40 | 1.28 | 1.78 | 1.26 | 0.11 | 1.29 | 1.47 | 2.22 |
EV/EBITDA |
4.64 | 0.00 | 2.82 | 12.45 | 0.00 | 35.08 | 1.64 | 13.65 | 18.61 | 14.56 |
EV/Operating CF |
(18.78) | (0.41) | 3.69 | 3.80 | (1.18) | (3.09) | 0.07 | 3.94 | 5.79 | 8.43 |
EV/FCF |
(14.96) | (0.41) | 3.99 | 3.94 | (1.18) | (3.08) | 0.07 | 3.96 | 5.86 | 8.59 |
Quick Ratio |
0.64 | 0.63 | 0.53 | 0.51 | 0.46 | 0.61 | 0.74 | 0.29 | 0.25 | 0.19 |
Current Ratio |
0.64 | 0.63 | 0.53 | 0.51 | 0.46 | 0.61 | 0.74 | 0.29 | 0.25 | 0.19 |
Net Debt/EBITDA |
0.43 | (3.05) | (0.10) | 0.41 | (3.34) | (6.26) | (7.55) | 0.25 | 0.21 | 0.43 |
Debt/Assets |
6.79% | 6.09% | 6.14% | 6.35% | 7.40% | 7.24% | 5.22% | 7.09% | 7.34% | 8.20% |
Debt/Equity |
0.49 | 0.51 | 0.48 | 0.47 | 0.51 | 0.46 | 0.34 | 0.31 | 0.29 | 0.28 |
Asset Turnover |
0.14 | 0.14 | 0.16 | 0.13 | 0.12 | 0.13 | 0.22 | 0.30 | 0.32 | 0.27 |
Operating CF/Net income |
(0.47) | 2.09 | (0.74) | 10.02 | 5.29 | (56.76) | 38.84 | 4.54 | 4.77 | 2.07 |
Capex/Depreciation |
(0.07) | (0.07) | (0.07) | (0.09) | (0.08) | (0.01) | (0.01) | 0.00 | 0.00 | 0.00 |
Interest Coverage |
3.23 | (1.63) | 4.68 | 4.90 | (10.83) | 2.40 | 5.99 | 7.24 | 7.21 | 10.58 |
| 7.92% | (23.76%) | (21.72%) | 3.47% | (22.72%) | 0.61% | 5.15% | 9.09% | 6.28% | 10.84% | |
| 0.80% | (2.29%) | (2.26%) | 0.44% | (3.45%) | 0.10% | 0.94% | 2.17% | 1.71% | 3.38% | |
ROIC |
6.50% | (4.96%) | 10.94% | 5.57% | (7.55%) | 10.78% | 0.00% | 6.89% | 5.51% | 7.20% |
Return on Tangible Assets |
(2.96%) | 8.11% | 7.16% | (1.42%) | 8.43% | (0.40%) | (5.23%) | (3.97%) | (3.04%) | (6.10%) |
Average Days of Receivables |
1,138.27 | 1,082.23 | 681.65 | 758.05 | 857.53 | 464.95 | 282.17 | 200.19 | 140.09 | 115.57 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.07 | 0.08 | 0.09 |
Share Based Compensation of Revenue |
0.73% | 0.94% | 1.12% | 1.23% | 1.09% | 1.14% | 0.79% | 0.70% | 0.94% | 0.94% |
Graham Net Nets |
(6.07) | (10.21) | (8.03) | (3.58) | (2.48) | (1.59) | (1.71) | (1.62) | (1.36) | (1.11) |
Graham Number |
15.14 | 0.00 | 0.00 | 14.01 | 0.00 | 9.68 | 27.11 | 33.80 | 28.02 | 36.99 |
Earnings Yield |
13.68% | (59.75%) | (31.15%) | 2.82% | (17.98%) | 0.33% | 3.08% | 5.86% | 3.74% | 6.08% |
Free Cash Flow Yield |
(8.07%) | (133.75%) | 23.61% | 27.43% | (91.36%) | (18.27%) | 119.31% | 26.44% | 17.64% | 12.43% |
Revenue per Share |
14.96 | 18.29 | 21.59 | 17.67 | 17.42 | 21.89 | 29.96 | 29.63 | 27.75 | 20.17 |
Operating CF per Share |
(0.41) | (6.39) | 2.34 | 5.95 | (26.13) | (8.96) | 49.18 | 9.70 | 7.05 | 5.31 |
Capex per Share |
(0.10) | (0.13) | (0.17) | (0.22) | (0.18) | (0.02) | (0.02) | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
(0.51) | (6.51) | 2.17 | 5.73 | (26.31) | (8.98) | 49.17 | 9.70 | 7.05 | 5.31 |
Cash per Share |
5.86 | 10.11 | 9.22 | 7.01 | 8.36 | 33.46 | 46.44 | 5.77 | 5.55 | 3.78 |
Shareholders Equity per Share |
14.60 | 15.36 | 18.06 | 18.66 | 20.75 | 26.04 | 25.72 | 23.73 | 23.58 | 23.85 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
14.60 | 15.36 | 18.06 | 18.66 | 20.75 | 26.04 | 25.72 | 23.73 | 23.58 | 23.85 |
Free Cash Flow |
(23.59) | (251.97) | 81.52 | 214.52 | (919.85) | (274.38) | 1,488.50 | 290.03 | 207.82 | 154.35 |
Working Capital |
(1,336.81) | (1,457.42) | (1,650.24) | (1,566.94) | (2,050.63) | (1,218.94) | (733.07) | (1,607.27) | (1,432.77) | (1,219.87) |
Capital Expenditures |
(4.80) | (4.89) | (6.43) | (8.22) | (6.30) | (0.55) | (0.52) | — | — | — |
Net Current Asset Value |
(1,774.89) | (1,923.87) | (2,774.52) | (2,802.14) | (2,500.20) | (2,393.48) | (2,138.48) | (1,769.36) | (1,584.68) | (1,357.91) |
EV/EBIT |
4.64 | 0.00 | 2.82 | 12.45 | 0.00 | 35.08 | 1.64 | 13.65 | 18.61 | 14.56 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
3.84 | 0.00 | 2.99 | 11.51 | 0.00 | 62.29 | 19.64 | 13.05 | 18.01 | 13.63 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
(1.86%) | (19.53%) | 6.03% | 16.66% | (66.47%) | (12.56%) | 60.83% | 26.27% | 19.60% | 15.51% |
Accounts Receivable Turnover |
0.32 | 0.39 | 0.56 | 0.47 | 0.53 | 0.86 | 1.53 | 2.22 | 3.27 | 3.57 |
Accounts Payable Turnover |
0.12 | 0.16 | 0.16 | 0.13 | 0.17 | 0.17 | 0.28 | 0.31 | 0.35 | 0.26 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
3,089.07 | 2,494.92 | 2,446.69 | 2,520.03 | 2,303.93 | 2,236.99 | 1,454.32 | 1,282.75 | 1,161.12 | 1,541.48 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
2,121.24 | 1,807.29 | 1,445.16 | 1,402.36 | 1,141.33 | 776.53 | 593.49 | 399.77 | 249.72 | 164.35 |
Average Payables |
3,702.44 | 3,571.02 | 3,197.48 | 3,326.96 | 3,272.26 | 2,805.41 | 2,393.77 | 1,938.16 | 1,570.53 | 1,240.31 |
Average Assets |
4,933.50 | 5,162.16 | 5,227.16 | 5,042.81 | 5,005.81 | 5,043.74 | 4,080.59 | 2,946.74 | 2,551.61 | 2,201.02 |
Average Common Equity |
499.53 | 497.77 | 544.19 | 639.56 | 760.49 | 787.09 | 743.91 | 701.97 | 693.96 | 687.13 |
Columns are period end dates