Saturday 17 October 2026
Export ITIC’s income statement to Excel — free account
Investors Title Company
ITIC Financial Insurance Specialty
Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024. In the quarter to June 2026, revenue grew 17.5%, EPS grew 19.1% and free cash flow fell 18.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
290.10
1.95
+0.68%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
13.39 | 14.36 | 14.28 | 11.67 | 5.57 | 7.35 | 9.56 | 15.23 | 14.56 | 15.46 |
Piotroski F-Score |
5 | 7 | 5 | 5 | 7 | 5 | 7 | 6 | 7 | 9 |
P/S ratio |
1.73 | 1.73 | 1.38 | 0.98 | 1.13 | 1.22 | 1.64 | 2.13 | 2.32 | 2.19 |
P/FCF ratio |
18.19 | 19.67 | 0.00 | 9.13 | 7.16 | 9.34 | 15.23 | 14.76 | 21.94 | 15.01 |
P/Operating CF |
94.29 | 36.73 | 21.90 | 17.53 | 22.99 | 23.82 | 27.42 | 36.76 | 363.82 | 39.02 |
P/B ratio |
1.76 | 1.77 | 1.23 | 1.16 | 1.63 | 1.44 | 1.57 | 1.90 | 2.10 | 1.96 |
Price to Tangible BV |
1.90 | 1.89 | 1.32 | 1.25 | 1.75 | 1.52 | 1.66 | 2.02 | 2.25 | 2.12 |
EV/Sales |
1.65 | 1.63 | 1.27 | 0.86 | 1.02 | 1.17 | 1.50 | 2.01 | 2.19 | 1.99 |
EV/EBITDA |
9.48 | 10.40 | 10.72 | 7.17 | 3.81 | 5.22 | 6.42 | 10.47 | 10.60 | 9.05 |
EV/Operating CF |
14.55 | 14.13 | 38.49 | 6.73 | 6.47 | 8.09 | 13.13 | 12.91 | 17.80 | 12.20 |
EV/FCF |
17.38 | 18.58 | (232.20) | 7.97 | 6.45 | 8.90 | 13.92 | 13.93 | 20.76 | 13.63 |
Quick Ratio |
0.50 | 0.57 | 0.56 | 0.66 | 0.75 | 0.48 | 0.65 | 0.52 | 0.49 | 0.60 |
Current Ratio |
0.50 | 0.57 | 0.56 | 0.66 | 0.75 | 0.48 | 0.65 | 0.52 | 0.49 | 0.60 |
Net Debt/EBITDA |
(0.44) | (0.61) | (0.90) | (1.04) | (0.42) | (0.26) | (0.61) | (0.62) | (0.60) | (0.92) |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.78 | 0.78 | 0.67 | 0.84 | 1.07 | 0.86 | 0.72 | 0.63 | 0.68 | 0.63 |
Operating CF/Net income |
0.88 | 0.96 | 0.34 | 1.51 | 0.77 | 0.86 | 0.66 | 1.11 | 0.77 | 1.16 |
Capex/Depreciation |
(1.71) | (6.66) | (20.47) | (1.47) | 0.06 | (0.99) | (0.40) | (0.60) | (0.90) | (1.03) |
| 13.53% | 12.35% | 8.81% | 10.17% | 31.21% | 20.12% | 17.14% | 12.38% | 15.44% | 13.11% | |
| 10.10% | 9.36% | 6.47% | 7.12% | 21.82% | 14.42% | 12.38% | 8.88% | 10.76% | 8.86% | |
ROIC |
11.25% | 10.86% | 7.21% | 9.15% | 27.66% | 16.62% | 15.05% | 10.78% | 12.00% | 13.82% |
Return on Tangible Assets |
(332.58%) | (1,279.78%) | (324.88%) | (218.79%) | (897.43%) | (155.85%) | (275.87%) | (119.38%) | (119.22%) | (121.14%) |
Average Days of Receivables |
25.16 | 22.69 | 23.42 | 26.04 | 25.43 | 29.99 | 24.91 | 28.33 | 23.52 | 22.81 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
32.78% | 34.85% | 41.85% | 36.22% | 23.45% | 26.18% | 30.14% | 33.51% | 29.77% | 27.39% |
Intangible Assets out of Total Assets |
0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.03 | 0.04 | 0.04 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
0.20% | 0.15% | 0.19% | 0.13% | 0.09% | 0.10% | 0.14% | 0.21% | 0.14% | 0.10% |
Graham Net Nets |
(0.12) | (0.09) | (0.13) | (0.15) | (0.11) | (0.17) | (0.11) | (0.11) | (0.11) | (0.12) |
Graham Number |
244.20 | 222.61 | 185.11 | 189.78 | 310.30 | 222.82 | 194.92 | 155.86 | 170.09 | 137.14 |
Earnings Yield |
7.47% | 6.96% | 7.00% | 8.57% | 17.95% | 13.61% | 10.46% | 6.57% | 6.87% | 6.47% |
Free Cash Flow Yield |
5.50% | 5.08% | (0.40%) | 10.96% | 13.96% | 10.70% | 6.56% | 6.77% | 4.56% | 6.66% |
Revenue per Share |
144.54 | 137.03 | 118.73 | 149.39 | 173.97 | 124.95 | 97.19 | 82.81 | 85.70 | 72.58 |
Operating CF per Share |
16.40 | 15.83 | 3.92 | 19.08 | 27.42 | 18.02 | 11.08 | 12.92 | 10.55 | 11.83 |
Capex per Share |
(2.67) | (3.79) | (4.57) | (2.98) | 0.11 | (1.65) | (0.63) | (0.95) | (1.50) | (1.24) |
Free Cash Flow per Share |
13.72 | 12.04 | (0.65) | 16.10 | 27.53 | 16.37 | 10.45 | 11.97 | 9.05 | 10.59 |
Cash per Share |
11.04 | 13.08 | 12.69 | 18.61 | 19.62 | 7.25 | 13.74 | 9.91 | 10.72 | 14.64 |
Shareholders Equity per Share |
142.18 | 133.57 | 132.89 | 127.05 | 120.95 | 105.93 | 101.36 | 93.08 | 94.34 | 81.31 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
142.18 | 133.57 | 132.89 | 127.05 | 120.95 | 105.93 | 101.36 | 93.08 | 94.34 | 81.31 |
Free Cash Flow |
25.90 | 22.69 | (1.23) | 30.55 | 52.14 | 30.98 | 19.73 | 22.59 | 17.06 | 20.20 |
Working Capital |
(39.97) | (30.36) | (30.56) | (28.71) | (20.50) | (36.45) | (21.18) | (28.64) | (31.74) | (24.87) |
Capital Expenditures |
(5.04) | (7.15) | (8.66) | (5.65) | 0.21 | (3.12) | (1.18) | (1.80) | (2.83) | (2.36) |
Net Current Asset Value |
(55.20) | (41.09) | (40.56) | (43.21) | (42.28) | (49.35) | (34.06) | (37.81) | (40.36) | (37.22) |
EV/EBIT |
10.11 | 10.68 | 10.90 | 8.09 | 3.96 | 5.55 | 6.90 | 11.63 | 11.70 | 9.79 |
Capex to Sales |
0.02 | 0.03 | 0.04 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
Price to Operating Income |
10.57 | 11.31 | 11.81 | 9.26 | 4.40 | 5.83 | 7.55 | 12.32 | 12.37 | 10.78 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.10 | 0.04 | 0.02 | 0.22 | 0.26 | 0.28 | 0.30 | 0.29 | 0.31 | 0.26 |
Cash ROIC |
8.96% | 8.21% | (0.45%) | 11.06% | 19.58% | 14.47% | 9.08% | 11.62% | 8.61% | 11.04% |
Accounts Receivable Turnover |
15.65 | 16.95 | 12.98 | 13.13 | 15.55 | 14.80 | 14.89 | 13.86 | 16.95 | 16.25 |
Accounts Payable Turnover |
1.57 | 1.60 | 1.15 | 1.53 | 1.98 | 1.73 | 1.28 | 1.07 | 1.16 | 1.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
245.70 | 231.88 | 285.80 | 244.38 | 198.16 | 226.81 | 285.31 | 331.65 | 316.36 | 351.09 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
17.43 | 15.24 | 17.32 | 21.59 | 21.19 | 15.98 | 12.33 | 11.27 | 9.54 | 8.52 |
Average Payables |
75.34 | 70.04 | 76.63 | 82.43 | 75.11 | 64.63 | 59.56 | 60.92 | 61.91 | 62.14 |
Average Assets |
348.35 | 332.07 | 335.16 | 335.62 | 307.21 | 273.41 | 254.08 | 246.59 | 238.93 | 220.23 |
Average Common Equity |
260.04 | 251.66 | 246.28 | 235.05 | 214.75 | 195.89 | 183.50 | 176.78 | 166.53 | 148.96 |
Columns are period end dates