Saturday 17 October 2026
Export ITIC’s income statement to Excel — free account
Investors Title Company
ITIC Financial Insurance Specialty
Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024. In the quarter to June 2026, revenue grew 17.5%, EPS grew 19.1% and free cash flow fell 18.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
290.10
1.95
+0.68%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
15.46 | 14.56 | 15.23 | 9.56 | 7.35 | 5.57 | 11.67 | 14.28 | 14.36 | 13.39 |
Piotroski F-Score |
9 | 7 | 6 | 7 | 5 | 7 | 5 | 5 | 7 | 5 |
P/S ratio |
2.19 | 2.32 | 2.13 | 1.64 | 1.22 | 1.13 | 0.98 | 1.38 | 1.73 | 1.73 |
P/FCF ratio |
15.01 | 21.94 | 14.76 | 15.23 | 9.34 | 7.16 | 9.13 | 0.00 | 19.67 | 18.19 |
P/Operating CF |
39.02 | 363.82 | 36.76 | 27.42 | 23.82 | 22.99 | 17.53 | 21.90 | 36.73 | 94.29 |
P/B ratio |
1.96 | 2.10 | 1.90 | 1.57 | 1.44 | 1.63 | 1.16 | 1.23 | 1.77 | 1.76 |
Price to Tangible BV |
2.12 | 2.25 | 2.02 | 1.66 | 1.52 | 1.75 | 1.25 | 1.32 | 1.89 | 1.90 |
EV/Sales |
1.99 | 2.19 | 2.01 | 1.50 | 1.17 | 1.02 | 0.86 | 1.27 | 1.63 | 1.65 |
EV/EBITDA |
9.05 | 10.60 | 10.47 | 6.42 | 5.22 | 3.81 | 7.17 | 10.72 | 10.40 | 9.48 |
EV/Operating CF |
12.20 | 17.80 | 12.91 | 13.13 | 8.09 | 6.47 | 6.73 | 38.49 | 14.13 | 14.55 |
EV/FCF |
13.63 | 20.76 | 13.93 | 13.92 | 8.90 | 6.45 | 7.97 | (232.20) | 18.58 | 17.38 |
Quick Ratio |
0.60 | 0.49 | 0.52 | 0.65 | 0.48 | 0.75 | 0.66 | 0.56 | 0.57 | 0.50 |
Current Ratio |
0.60 | 0.49 | 0.52 | 0.65 | 0.48 | 0.75 | 0.66 | 0.56 | 0.57 | 0.50 |
Net Debt/EBITDA |
(0.92) | (0.60) | (0.62) | (0.61) | (0.26) | (0.42) | (1.04) | (0.90) | (0.61) | (0.44) |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.63 | 0.68 | 0.63 | 0.72 | 0.86 | 1.07 | 0.84 | 0.67 | 0.78 | 0.78 |
Operating CF/Net income |
1.16 | 0.77 | 1.11 | 0.66 | 0.86 | 0.77 | 1.51 | 0.34 | 0.96 | 0.88 |
Capex/Depreciation |
(1.03) | (0.90) | (0.60) | (0.40) | (0.99) | 0.06 | (1.47) | (20.47) | (6.66) | (1.71) |
| 13.11% | 15.44% | 12.38% | 17.14% | 20.12% | 31.21% | 10.17% | 8.81% | 12.35% | 13.53% | |
| 8.86% | 10.76% | 8.88% | 12.38% | 14.42% | 21.82% | 7.12% | 6.47% | 9.36% | 10.10% | |
ROIC |
13.82% | 12.00% | 10.78% | 15.05% | 16.62% | 27.66% | 9.15% | 7.21% | 10.86% | 11.25% |
Return on Tangible Assets |
(121.14%) | (119.22%) | (119.38%) | (275.87%) | (155.85%) | (897.43%) | (218.79%) | (324.88%) | (1,279.78%) | (332.58%) |
Average Days of Receivables |
22.81 | 23.52 | 28.33 | 24.91 | 29.99 | 25.43 | 26.04 | 23.42 | 22.69 | 25.16 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
27.39% | 29.77% | 33.51% | 30.14% | 26.18% | 23.45% | 36.22% | 41.85% | 34.85% | 32.78% |
Intangible Assets out of Total Assets |
0.05 | 0.05 | 0.04 | 0.04 | 0.03 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 |
Share Based Compensation of Revenue |
0.10% | 0.14% | 0.21% | 0.14% | 0.10% | 0.09% | 0.13% | 0.19% | 0.15% | 0.20% |
Graham Net Nets |
(0.12) | (0.11) | (0.11) | (0.11) | (0.17) | (0.11) | (0.15) | (0.13) | (0.09) | (0.12) |
Graham Number |
137.14 | 170.09 | 155.86 | 194.92 | 222.82 | 310.30 | 189.78 | 185.11 | 222.61 | 244.20 |
Earnings Yield |
6.47% | 6.87% | 6.57% | 10.46% | 13.61% | 17.95% | 8.57% | 7.00% | 6.96% | 7.47% |
Free Cash Flow Yield |
6.66% | 4.56% | 6.77% | 6.56% | 10.70% | 13.96% | 10.96% | (0.40%) | 5.08% | 5.50% |
Revenue per Share |
72.58 | 85.70 | 82.81 | 97.19 | 124.95 | 173.97 | 149.39 | 118.73 | 137.03 | 144.54 |
Operating CF per Share |
11.83 | 10.55 | 12.92 | 11.08 | 18.02 | 27.42 | 19.08 | 3.92 | 15.83 | 16.40 |
Capex per Share |
(1.24) | (1.50) | (0.95) | (0.63) | (1.65) | 0.11 | (2.98) | (4.57) | (3.79) | (2.67) |
Free Cash Flow per Share |
10.59 | 9.05 | 11.97 | 10.45 | 16.37 | 27.53 | 16.10 | (0.65) | 12.04 | 13.72 |
Cash per Share |
14.64 | 10.72 | 9.91 | 13.74 | 7.25 | 19.62 | 18.61 | 12.69 | 13.08 | 11.04 |
Shareholders Equity per Share |
81.31 | 94.34 | 93.08 | 101.36 | 105.93 | 120.95 | 127.05 | 132.89 | 133.57 | 142.18 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
81.31 | 94.34 | 93.08 | 101.36 | 105.93 | 120.95 | 127.05 | 132.89 | 133.57 | 142.18 |
Free Cash Flow |
20.20 | 17.06 | 22.59 | 19.73 | 30.98 | 52.14 | 30.55 | (1.23) | 22.69 | 25.90 |
Working Capital |
(24.87) | (31.74) | (28.64) | (21.18) | (36.45) | (20.50) | (28.71) | (30.56) | (30.36) | (39.97) |
Capital Expenditures |
(2.36) | (2.83) | (1.80) | (1.18) | (3.12) | 0.21 | (5.65) | (8.66) | (7.15) | (5.04) |
Net Current Asset Value |
(37.22) | (40.36) | (37.81) | (34.06) | (49.35) | (42.28) | (43.21) | (40.56) | (41.09) | (55.20) |
EV/EBIT |
9.79 | 11.70 | 11.63 | 6.90 | 5.55 | 3.96 | 8.09 | 10.90 | 10.68 | 10.11 |
Capex to Sales |
0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.02 | 0.04 | 0.03 | 0.02 |
Price to Operating Income |
10.78 | 12.37 | 12.32 | 7.55 | 5.83 | 4.40 | 9.26 | 11.81 | 11.31 | 10.57 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.26 | 0.31 | 0.29 | 0.30 | 0.28 | 0.26 | 0.22 | 0.02 | 0.04 | 0.10 |
Cash ROIC |
11.04% | 8.61% | 11.62% | 9.08% | 14.47% | 19.58% | 11.06% | (0.45%) | 8.21% | 8.96% |
Accounts Receivable Turnover |
16.25 | 16.95 | 13.86 | 14.89 | 14.80 | 15.55 | 13.13 | 12.98 | 16.95 | 15.65 |
Accounts Payable Turnover |
1.03 | 1.16 | 1.07 | 1.28 | 1.73 | 1.98 | 1.53 | 1.15 | 1.60 | 1.57 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
351.09 | 316.36 | 331.65 | 285.31 | 226.81 | 198.16 | 244.38 | 285.80 | 231.88 | 245.70 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
8.52 | 9.54 | 11.27 | 12.33 | 15.98 | 21.19 | 21.59 | 17.32 | 15.24 | 17.43 |
Average Payables |
62.14 | 61.91 | 60.92 | 59.56 | 64.63 | 75.11 | 82.43 | 76.63 | 70.04 | 75.34 |
Average Assets |
220.23 | 238.93 | 246.59 | 254.08 | 273.41 | 307.21 | 335.62 | 335.16 | 332.07 | 348.35 |
Average Common Equity |
148.96 | 166.53 | 176.78 | 183.50 | 195.89 | 214.75 | 235.05 | 246.28 | 251.66 | 260.04 |
Columns are period end dates