Saturday 17 October 2026
Export ISBA’s income statement to Excel — free account
Isabella Bank Corporation
ISBA Financial Banks Regional
Isabella Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $112.0 million, up 7.12% from fiscal 2024. In the quarter to June 2026, revenue grew 13.6%, EPS grew 1.47%, free cash flow grew 1.06% and total debt fell 59.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.
36.60
0.11
−0.30%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
9 | 8 | 9 | 9 |
| 8.27% | 8.56% | 8.88% | 8.51% | ||
| 0.83% | 0.88% | 0.92% | 0.91% | ||
ROIC |
8.77% | 5.39% | 7.39% | 6.67% | |
Return on Tangible Assets |
(5.75%) | (6.10%) | (5.71%) | (7.13%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
2.62 | 3.17 | 3.17 | 3.18 | |
Free Cash Flow |
19.30 | 23.34 | 23.24 | 23.31 | |
Capital Expenditures |
(3.12) | (3.48) | (2.71) | (2.56) | |
| Other line items | |||||
Cash ROIC |
4.02% | 7.03% | 7.41% | 7.28% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
20,946.05 | 19,831.41 | 20,185.65 | 19,632.63 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.18) | (0.22) | (0.21) | (0.21) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
49.11% | 48.56% | 48.96% | 50.50% | |
Share Based Compensation of Revenue |
0.32% | 0.30% | 0.29% | 0.28% | |
Operating CF/Net income |
1.23 | 1.42 | 1.30 | 1.30 | |
Depreciation/Fixed assets |
0.11 | 0.11 | 0.10 | 0.10 | |
Capex/Depreciation |
(0.97) | (1.12) | (0.90) | (0.91) | |
Revenue per Share |
14.87 | 15.19 | 15.74 | 16.23 | |
Operating CF per Share |
3.05 | 3.64 | 3.54 | 3.53 | |
Capex per Share |
(0.42) | (0.47) | (0.37) | (0.35) | |
Capex to Sales |
0.03 | 0.03 | 0.02 | 0.02 |
Columns are period end dates