Isabella Bank Corporation ISBA
38.45
1.05
2.81%
as of 25 Sep
- Market cap
- $285.3M
- P/E
- 14.1×
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| Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|
P/E ratio |
14.28 | 14.28 | 14.28 | 10.28 | 7.63 | 8.89 | 13.90 | 19.53 |
P/S ratio |
0.00 | 0.00 | 1.99 | 2.71 | 2.14 | 1.73 | 1.86 | 3.29 |
P/FCF ratio |
0.00 | 0.00 | 7.49 | 8.13 | 7.17 | 8.04 | 11.07 | 15.79 |
P/Operating CF |
0.00 | 0.00 | 14.15 | 46.16 | 26.31 | 29.91 | 27.24 | 31.98 |
P/B ratio |
0.00 | 0.00 | 0.72 | 0.95 | 0.91 | 0.80 | 0.92 | 1.59 |
Price to Tangible BV |
0.00 | 0.00 | 0.92 | 1.23 | 1.23 | 1.05 | 1.20 | 2.01 |
EV/Sales |
0.00 | 0.00 | 0.87 | 2.63 | 2.74 | 2.61 | 2.70 | 3.72 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 3.12 | 7.62 | 8.11 | 10.10 | 14.38 | 15.55 |
EV/FCF |
0.00 | 0.00 | 3.28 | 7.89 | 9.20 | 12.13 | 16.11 | 17.87 |
Quick Ratio |
— | 0.05 | 0.16 | 0.06 | 0.02 | 0.02 | 0.01 | 0.01 |
Current Ratio |
— | 0.94 | 0.95 | 0.82 | 0.76 | 0.79 | 0.82 | 0.85 |
Net Debt/EBITDA |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 15.23% | 8.11% | 4.89% | 4.29% | 5.64% | 5.42% | 6.45% |
Debt/Equity |
0.00 | 1.31 | 0.73 | 0.47 | 0.47 | 0.57 | 0.54 | 0.62 |
Asset Turnover |
0.00 | 0.08 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.57 | 1.79 | 2.02 | 1.31 | 1.21 | 1.33 | 1.41 | 1.42 |
Capex/Depreciation |
(0.36) | (0.12) | (0.21) | (0.17) | (0.78) | (1.18) | (0.62) | (1.12) |
| 0.00% | 0.00% | 5.08% | 9.08% | 11.20% | 9.35% | 6.73% | 8.56% | |
| 0.00% | 1.44% | 0.58% | 0.98% | 1.09% | 0.89% | 0.67% | 0.88% | |
ROIC |
0.00% | 2.12% | 5.68% | 7.12% | 7.16% | 4.79% | 3.43% | 4.33% |
Return on Tangible Assets |
0.00% | (23.89%) | (18.56%) | (6.96%) | (5.50%) | (5.57%) | (4.89%) | (7.81%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
58.56% | 57.18% | 67.30% | 58.40% | 59.53% | 53.43% | 51.66% | 48.56% |
Intangible Assets out of Total Assets |
0.00 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.82% | 0.69% | 0.54% | 0.70% | 0.77% | 0.84% | 0.46% | 0.30% |
Graham Net Nets |
0.00 | 0.00 | (1.55) | (2.02) | (3.04) | (3.01) | (2.27) | (1.16) |
Graham Number |
0.00 | 0.00 | 29.03 | 38.72 | 40.46 | 38.30 | 34.43 | 42.52 |
Earnings Yield |
7.00% | 7.00% | 7.00% | 9.73% | 13.11% | 11.25% | 7.20% | 5.12% |
Free Cash Flow Yield |
0.00% | 0.00% | 13.35% | 12.30% | 13.94% | 12.44% | 9.04% | 6.33% |
Revenue per Share |
9.51 | 9.53 | 9.87 | 9.41 | 10.53 | 12.44 | 14.01 | 15.19 |
Operating CF per Share |
2.79 | 2.95 | 2.76 | 3.25 | 3.56 | 3.22 | 2.63 | 3.64 |
Capex per Share |
(0.24) | (0.08) | (0.14) | (0.11) | (0.42) | (0.54) | (0.28) | (0.47) |
Free Cash Flow per Share |
2.55 | 2.87 | 2.62 | 3.14 | 3.14 | 2.68 | 2.35 | 3.17 |
Cash per Share |
0.00 | 7.66 | 30.98 | 13.41 | 5.16 | 4.48 | 3.29 | 3.53 |
Shareholders Equity per Share |
0.00 | 26.57 | 27.46 | 26.87 | 24.66 | 26.94 | 28.17 | 31.39 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
0.00 | 26.57 | 27.46 | 26.87 | 24.66 | 26.94 | 28.17 | 31.39 |
Free Cash Flow |
20.11 | 22.67 | 20.89 | 24.62 | 23.68 | 20.12 | 17.53 | 23.34 |
Working Capital |
— | (80.76) | (83.78) | (304.54) | (430.21) | (353.67) | (311.84) | (270.98) |
Capital Expenditures |
(1.85) | (0.63) | (1.11) | (0.88) | (3.20) | (4.06) | (2.11) | (3.48) |
Net Current Asset Value |
0.00 | (356.76) | (242.53) | (403.86) | (517.22) | (486.54) | (440.75) | (429.37) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.01 | 0.01 | 0.04 | 0.04 | 0.02 | 0.03 |
Net Profit Margin |
18.73% | 17.29% | 13.85% | 26.37% | 27.98% | 19.44% | 13.28% | 16.88% |
Price to Operating Income |
0.00 | 0.00 | 13.47 | 8.58 | 6.20 | 7.40 | 11.83 | 15.28 |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.00 | 0.19 | 0.21 | 0.21 | 0.16 | 0.12 | 0.12 | 0.11 |
Cash ROIC |
0.00% | (0.54%) | (0.50%) | 0.26% | 0.43% | (0.98%) | (2.31%) | (0.55%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 26,849.32 | 41,353.03 | 84,224.73 | 119,740.53 | 29,010.41 | 18,676.65 | 19,831.41 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | — | 1,440.08 | 1,638.33 | 1,727.31 | 1,733.99 | 1,735.38 | 1,783.36 |
Average Assets |
— | 906.32 | 1,885.01 | 1,994.77 | 2,031.21 | 2,044.62 | 2,072.60 | 2,147.84 |
Average Common Equity |
— | — | 214.39 | 214.82 | 198.63 | 194.31 | 206.34 | 220.84 |
Columns are period end dates