International Bancshares Corporation IBOC
69.94
0.55
0.79%
as of 25 Sep
- Market cap
- $4.3B
- P/E
- 10.5×
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Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.14 | 16.67 | 10.52 | 13.76 | 14.13 | 10.59 | 9.43 | 8.13 | 9.60 | 10.02 |
P/S ratio |
4.90 | 4.60 | 3.60 | 4.36 | 4.13 | 4.33 | 3.97 | 3.45 | 3.77 | 3.91 |
P/FCF ratio |
16.01 | 14.07 | 10.68 | 9.94 | 7.97 | 9.17 | 7.40 | 7.48 | 8.53 | 8.73 |
P/Operating CF |
57.87 | 116.56 | 44.49 | 28.09 | 26.43 | 39.97 | 28.45 | 25.21 | 34.19 | 29.52 |
P/B ratio |
1.56 | 1.41 | 1.17 | 1.33 | 1.10 | 1.16 | 1.38 | 1.37 | 1.40 | 1.27 |
Price to Tangible BV |
1.87 | 1.67 | 1.37 | 1.54 | 1.26 | 1.33 | 1.61 | 1.55 | 1.56 | 1.39 |
EV/Sales |
6.03 | 6.52 | 4.48 | 5.14 | 1.66 | 0.08 | 1.24 | 2.90 | 3.54 | 3.52 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
16.32 | 18.74 | 12.28 | 10.67 | 3.15 | 0.16 | 2.29 | 5.93 | 7.79 | 7.56 |
EV/FCF |
19.73 | 19.97 | 13.26 | 11.71 | 3.21 | 0.16 | 2.32 | 6.30 | 8.02 | 7.85 |
Quick Ratio |
0.03 | 0.03 | 0.04 | 0.03 | 0.18 | 0.25 | 0.16 | 0.05 | 0.03 | 0.04 |
Current Ratio |
0.68 | 0.74 | 0.77 | 0.79 | 0.85 | 0.79 | 0.72 | 0.70 | 0.72 | 0.76 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.57% | 11.13% | 7.30% | 6.28% | 4.07% | 3.56% | 0.94% | 0.79% | 0.76% | 0.72% |
Debt/Equity |
0.52 | 0.74 | 0.45 | 0.36 | 0.26 | 0.25 | 0.07 | 0.05 | 0.04 | 0.04 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.06 | 0.07 | 0.07 |
Operating CF/Net income |
1.52 | 1.25 | 1.06 | 1.52 | 1.82 | 1.15 | 1.29 | 1.15 | 1.16 | 1.19 |
Capex/Depreciation |
(0.69) | (0.25) | (0.37) | (0.57) | (0.09) | 0.02 | (0.17) | (1.01) | (0.53) | (0.78) |
| 7.90% | 8.84% | 11.43% | 10.11% | 7.79% | 11.32% | 13.79% | 18.33% | 15.60% | 13.63% | |
| 1.14% | 1.31% | 1.80% | 1.71% | 1.28% | 1.69% | 1.90% | 2.69% | 2.66% | 2.55% | |
ROIC |
5.25% | 4.73% | 6.85% | 6.20% | 17.61% | 0.00% | 233.04% | 17.07% | 12.40% | 11.47% |
Return on Tangible Assets |
(5.61%) | (8.73%) | (13.79%) | (14.36%) | (13.92%) | (11.18%) | (9.32%) | (12.48%) | (13.03%) | (15.33%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
51.72% | 49.45% | 44.34% | 46.41% | 51.66% | 39.69% | 37.91% | 29.69% | 29.00% | 28.26% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.20% | 0.16% | 0.16% | 0.15% | 0.13% | 0.08% | 0.06% | 0.03% | 0.02% | 0.01% |
Graham Net Nets |
(1.44) | (1.45) | (1.35) | (1.02) | (1.00) | (1.27) | (1.42) | (1.20) | (0.98) | (0.83) |
Graham Number |
34.52 | 38.45 | 46.46 | 47.73 | 45.14 | 57.28 | 59.31 | 76.69 | 81.60 | 88.33 |
Earnings Yield |
4.97% | 6.00% | 9.51% | 7.27% | 7.08% | 9.44% | 10.61% | 12.30% | 10.42% | 9.98% |
Free Cash Flow Yield |
6.24% | 7.11% | 9.37% | 10.06% | 12.55% | 10.90% | 13.51% | 13.36% | 11.73% | 11.45% |
Revenue per Share |
8.33 | 8.56 | 9.54 | 9.88 | 9.06 | 9.79 | 11.38 | 15.63 | 16.77 | 16.99 |
Operating CF per Share |
3.08 | 2.98 | 3.48 | 4.76 | 4.79 | 4.60 | 6.19 | 7.64 | 7.62 | 7.90 |
Capex per Share |
(0.53) | (0.18) | (0.26) | (0.42) | (0.09) | 0.02 | (0.09) | (0.44) | (0.21) | (0.29) |
Free Cash Flow per Share |
2.55 | 2.80 | 3.22 | 4.33 | 4.70 | 4.62 | 6.10 | 7.20 | 7.41 | 7.61 |
Cash per Share |
4.08 | 4.02 | 4.79 | 3.92 | 31.34 | 50.66 | 33.32 | 10.49 | 5.67 | 8.63 |
Shareholders Equity per Share |
26.14 | 27.84 | 29.34 | 32.35 | 34.18 | 36.44 | 32.63 | 39.43 | 44.98 | 52.30 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
26.14 | 27.84 | 29.34 | 32.35 | 34.18 | 36.44 | 32.63 | 39.43 | 44.98 | 52.30 |
Free Cash Flow |
168.07 | 184.71 | 212.99 | 283.84 | 299.31 | 292.74 | 382.22 | 447.20 | 460.68 | 472.96 |
Working Capital |
(2,913.68) | (2,318.40) | (2,073.03) | (1,934.46) | (1,682.20) | (2,718.94) | (3,653.06) | (3,736.72) | (3,569.05) | (3,111.88) |
Capital Expenditures |
(35.15) | (12.11) | (16.86) | (27.73) | (5.82) | 1.06 | (5.72) | (27.23) | (13.27) | (18.10) |
Net Current Asset Value |
(3,877.97) | (3,765.42) | (3,078.86) | (2,866.73) | (2,383.66) | (3,399.14) | (4,018.58) | (4,000.17) | (3,864.02) | (3,414.53) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.06 | 0.02 | 0.03 | 0.04 | 0.01 | 0.00 | 0.01 | 0.03 | 0.01 | 0.02 |
Net Profit Margin |
24.37% | 27.84% | 34.23% | 31.69% | 28.97% | 40.93% | 42.11% | 42.45% | 39.23% | 39.04% |
Price to Operating Income |
13.64 | 11.73 | 8.34 | 10.85 | 11.27 | 8.33 | 7.39 | 6.39 | 7.72 | 7.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.10 | 0.10 | 0.09 | 0.10 | 0.14 | 0.14 | 0.08 | 0.06 | 0.06 | 0.06 |
Cash ROIC |
(11.23%) | (9.18%) | (8.87%) | (6.22%) | (3.68%) | (2.55%) | (1.02%) | 1.16% | 1.40% | 1.74% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
72,867.04 | 80,113.16 | 60,268.83 | 54,947.25 | 100,040.36 | 171,649.44 | 121,105.56 | 31,581.51 | 21,125.67 | 21,226.48 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
8,573.17 | 8,577.49 | 8,620.72 | 8,761.29 | 9,773.95 | 11,669.87 | 12,638.95 | 12,242.28 | 11,968.20 | 12,274.18 |
Average Assets |
11,788.46 | 11,994.37 | 12,028.33 | 11,992.42 | 13,071.18 | 15,037.86 | 15,773.86 | 15,283.84 | 15,402.52 | 16,157.60 |
Average Common Equity |
1,695.09 | 1,781.82 | 1,889.28 | 2,028.82 | 2,148.03 | 2,243.24 | 2,176.62 | 2,246.27 | 2,622.24 | 3,024.17 |
Columns are period end dates