Saturday 7 November 2026 Export HUM’s income statement to Excel — free account

Humana Inc.

HUM Healthcare Healthcare Plans

Humana Inc.’s revenue for fiscal 2025 (year ended December 2025) was $129.7 billion, up 10.1% from fiscal 2024.

Revenue: +26.1%
EPS: −16.7%
Free cash flow: +158.7%
Total debt: −0.82%

Quarter to September 2026, against a year earlier

433.74 21.95 +5.33%

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Market cap: $49.5B
P/E: 41.9×
Fwd P/E: 64.4×
Dividend yield: 0.81%
F-score: 6/9
Altman Z: 4.66
Beneish M: −2.29
Dividend safety: 61/100

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	26.03	25.40	23.59	22.60	20.35	16.11	18.16	23.41	14.99	49.65
Piotroski F-Score Full definition →	6	6	6	7	3	7	7	7	6	6
Altman Z-Score Full definition →	4.66	4.51	4.75	4.93	4.36	5.38	5.54	5.35	4.79	4.64
P/S ratio Full definition →	0.24	0.26	0.55	0.68	0.72	0.70	0.76	0.69	0.68	0.54
P/FCF ratio Full definition →	77.52	12.76	18.27	18.25	63.10	11.60	10.80	25.23	10.31	20.95
Altman Z″-Score (non-manufacturers) Full definition →	5.10	4.75	4.59	4.48	4.19	5.47	5.46	5.23	5.22	4.86
Beneish M-Score Full definition →	(2.29)	(2.29)	(2.43)	(2.86)	(1.62)	(2.77)	(2.78)	(2.49)	(3.16)	(2.58)
P/Operating CF Full definition →	(18.68)	(57.94)	(8.16)	(12.34)	(621.80)	191.65	95.96	(118.28)	(12.49)	(10.64)
Dividend Safety Score Full definition →	61	—	—	—	—	—	—	—	—	—
P/B ratio Full definition →	1.74	1.86	3.57	4.12	3.71	3.95	4.08	3.88	3.69	2.76
Price to Tangible BV Full definition →	3.83	4.49	8.60	10.16	11.91	5.84	6.06	6.29	5.54	3.98
EV/Sales Full definition →	0.18	0.19	0.46	0.60	0.67	0.57	0.61	0.58	0.51	0.41
EV/EBITDA Full definition →	6.77	6.20	9.85	11.94	14.40	7.80	10.56	9.10	5.83	10.04
EV/Operating CF Full definition →	25.94	7.38	12.20	12.09	24.58	7.74	7.53	15.23	6.83	11.43
EV/FCF Full definition →	60.04	9.12	15.24	16.00	58.78	9.34	8.75	21.20	7.85	15.71
Quick Ratio Full definition →	1.42	1.37	1.24	1.20	1.20	1.37	1.47	1.33	1.54	1.63
Current Ratio Full definition →	2.00	1.76	1.59	1.52	1.62	1.77	1.82	1.68	1.85	2.07
Net Debt/EBITDA Full definition →	(2.14)	(2.47)	(1.96)	(1.68)	(1.06)	(1.89)	(2.48)	(1.73)	(1.83)	(3.35)
Debt/Assets Full definition →	25.29%	25.22%	24.77%	25.84%	28.17%	19.05%	19.49%	23.88%	18.10%	16.11%
Debt/Equity Full definition →	0.70	0.71	0.71	0.72	0.78	0.49	0.47	0.60	0.50	0.38
Asset Turnover Full definition →	2.72	2.52	2.36	2.12	2.09	2.41	2.38	2.16	2.05	2.17
Operating CF/Net income Full definition →	0.78	2.46	1.60	1.63	0.77	1.67	1.95	1.29	1.65	3.15
Capex/Depreciation Full definition →	(0.63)	(0.59)	(0.87)	(1.33)	(1.85)	(1.56)	(1.28)	(1.15)	(1.08)	(1.13)
Interest Coverage Full definition →	4.29	3.88	8.14	9.48	9.66	17.62	13.19	14.22	17.61	9.21
ROE Full definition →	6.95%	7.37%	15.71%	17.83%	19.66%	26.14%	24.39%	16.83%	23.85%	5.84%
ROA Full definition →	2.49%	2.58%	5.52%	6.42%	7.39%	10.51%	9.94%	6.40%	9.31%	2.45%
ROIC Full definition →	16.56%	20.71%	37.69%	31.44%	16.38%	98.58%	74.52%	50.18%	229.04%	32.92%
Return on Tangible Assets Full definition →	6.38%	7.83%	17.60%	22.95%	23.21%	26.68%	24.80%	19.56%	25.55%	6.22%
Average Days of Receivables Full definition →	9.20	8.38	6.98	6.58	7.97	5.38	5.94	6.51	5.80	8.59
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.20	0.21	0.20	0.21	0.25	0.13	0.14	0.15	0.12	0.13
Share Based Compensation of Revenue Full definition →	0.19%	0.18%	0.16%	0.23%	0.22%	0.23%	0.25%	0.24%	0.29%	0.21%
Graham Net Nets Full definition →	0.05	(0.01)	(0.01)	(0.02)	(0.06)	0.04	0.06	0.04	0.00	0.05
Graham Number Full definition →	180.56	175.09	243.05	246.16	253.31	243.90	201.92	142.67	160.41	80.04
Earnings Yield Full definition →	3.84%	3.94%	4.24%	4.43%	4.91%	6.21%	5.51%	4.27%	6.67%	2.01%
Free Cash Flow Yield Full definition →	1.29%	7.84%	5.47%	5.48%	1.58%	8.62%	9.26%	3.96%	9.70%	4.77%
Revenue per Share Full definition →	1,076.46	976.69	858.78	734.62	645.47	583.63	484.04	413.95	372.11	364.04
Operating CF per Share Full definition →	7.65	24.60	32.14	36.28	17.58	42.66	39.42	15.81	28.04	12.96
Capex per Share Full definition →	(4.34)	(4.71)	(6.41)	(8.86)	(10.23)	(7.29)	(5.49)	(4.45)	(3.63)	(3.53)
Free Cash Flow per Share Full definition →	3.30	19.89	25.73	27.42	7.35	35.36	33.93	11.35	24.41	9.43
Cash per Share Full definition →	165.23	169.49	172.12	149.84	128.89	130.31	112.09	89.97	94.12	76.80
Shareholders Equity per Share Full definition →	147.25	136.39	131.74	121.58	125.13	103.84	89.79	73.91	68.11	71.53
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	147.25	136.39	131.74	121.58	125.13	103.84	89.79	73.91	68.11	71.53
Free Cash Flow Full definition →	398.00	2,398.00	3,187.00	3,467.00	946.00	4,675.00	4,548.00	1,561.00	3,527.00	1,409.00
Working Capital Full definition →	16,387.00	12,876.00	11,114.00	9,005.00	9,562.00	10,247.00	8,959.00	6,871.00	7,996.00	8,368.00
Capital Expenditures Full definition →	(523.00)	(568.00)	(794.00)	(1,120.00)	(1,316.00)	(964.00)	(736.00)	(612.00)	(524.00)	(527.00)
Net Current Asset Value Full definition →	1,561.00	(219.00)	(761.00)	(1,502.00)	(3,362.00)	2,400.00	2,851.00	1,696.00	66.00	1,479.00
EV/EBIT Full definition →	8.84	8.54	12.10	14.59	17.66	8.76	12.46	10.67	6.49	12.72
Capex to Sales Full definition →	0.00	0.00	0.01	0.01	0.02	0.01	0.01	0.01	0.01	0.01
Price to Operating Income Full definition →	11.41	11.94	14.51	16.65	18.96	10.88	15.39	12.71	8.53	16.95
Other line items
Depreciation/Fixed assets Full definition →	0.37	0.38	0.30	0.26	0.23	0.26	0.29	0.31	0.31	0.31
Cash ROIC Full definition →	0.80%	4.93%	6.47%	7.63%	2.09%	12.43%	13.90%	5.46%	12.44%	5.37%
Accounts Receivable Turnover Full definition →	43.41	49.70	57.36	53.25	56.28	70.33	62.66	60.90	50.39	44.55
Accounts Payable Turnover Full definition →	20.19	17.02	14.97	15.53	16.24	15.87	15.79	12.86	13.31	19.24
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	18.83	19.07	27.13	25.26	23.78	23.77	25.44	24.40	34.15	20.01
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	2,987.00	2,369.50	1,854.50	1,744.00	1,476.00	1,097.00	1,035.50	934.50	1,067.00	1,220.50
Average Payables Full definition →	5,488.00	5,914.00	5,903.50	4,873.50	4,261.00	3,883.50	3,410.50	3,568.00	3,268.00	2,339.50
Average Assets Full definition →	47,694.00	46,772.00	45,060.00	43,706.50	39,663.50	32,021.50	27,243.50	26,295.50	26,287.00	25,037.00
Average Common Equity Full definition →	17,091.00	16,381.50	15,844.00	15,736.50	14,915.50	12,882.50	11,099.00	10,001.50	10,263.50	10,515.50

Show all line items

Columns are period end dates · fundamentals updated 6 Nov 2026

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