Saturday 7 November 2026 Export HUM’s income statement to Excel — free account

Humana Inc.

HUM Healthcare Healthcare Plans

Humana Inc.’s revenue for fiscal 2025 (year ended December 2025) was $129.7 billion, up 10.1% from fiscal 2024.

Revenue: +26.1%
EPS: −16.7%
Free cash flow: +158.7%
Total debt: −0.82%

Quarter to September 2026, against a year earlier

433.74 21.95 +5.33%

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Market cap: $49.5B
P/E: 41.9×
Fwd P/E: 64.4×
Dividend yield: 0.81%
F-score: 6/9
Altman Z: 4.66
Beneish M: −2.29
Dividend safety: 61/100

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	49.65	14.99	23.41	18.16	16.11	20.35	22.60	23.59	25.40	26.03
Piotroski F-Score Full definition →	6	6	7	7	7	3	7	6	6	6
Altman Z-Score Full definition →	4.64	4.79	5.35	5.54	5.38	4.36	4.93	4.75	4.51	4.66
P/S ratio Full definition →	0.54	0.68	0.69	0.76	0.70	0.72	0.68	0.55	0.26	0.24
P/FCF ratio Full definition →	20.95	10.31	25.23	10.80	11.60	63.10	18.25	18.27	12.76	77.52
Altman Z″-Score (non-manufacturers) Full definition →	4.86	5.22	5.23	5.46	5.47	4.19	4.48	4.59	4.75	5.10
Beneish M-Score Full definition →	(2.58)	(3.16)	(2.49)	(2.78)	(2.77)	(1.62)	(2.86)	(2.43)	(2.29)	(2.29)
P/Operating CF Full definition →	(10.64)	(12.49)	(118.28)	95.96	191.65	(621.80)	(12.34)	(8.16)	(57.94)	(18.68)
Dividend Safety Score Full definition →	—	—	—	—	—	—	—	—	—	61
P/B ratio Full definition →	2.76	3.69	3.88	4.08	3.95	3.71	4.12	3.57	1.86	1.74
Price to Tangible BV Full definition →	3.98	5.54	6.29	6.06	5.84	11.91	10.16	8.60	4.49	3.83
EV/Sales Full definition →	0.41	0.51	0.58	0.61	0.57	0.67	0.60	0.46	0.19	0.18
EV/EBITDA Full definition →	10.04	5.83	9.10	10.56	7.80	14.40	11.94	9.85	6.20	6.77
EV/Operating CF Full definition →	11.43	6.83	15.23	7.53	7.74	24.58	12.09	12.20	7.38	25.94
EV/FCF Full definition →	15.71	7.85	21.20	8.75	9.34	58.78	16.00	15.24	9.12	60.04
Quick Ratio Full definition →	1.63	1.54	1.33	1.47	1.37	1.20	1.20	1.24	1.37	1.42
Current Ratio Full definition →	2.07	1.85	1.68	1.82	1.77	1.62	1.52	1.59	1.76	2.00
Net Debt/EBITDA Full definition →	(3.35)	(1.83)	(1.73)	(2.48)	(1.89)	(1.06)	(1.68)	(1.96)	(2.47)	(2.14)
Debt/Assets Full definition →	16.11%	18.10%	23.88%	19.49%	19.05%	28.17%	25.84%	24.77%	25.22%	25.29%
Debt/Equity Full definition →	0.38	0.50	0.60	0.47	0.49	0.78	0.72	0.71	0.71	0.70
Asset Turnover Full definition →	2.17	2.05	2.16	2.38	2.41	2.09	2.12	2.36	2.52	2.72
Operating CF/Net income Full definition →	3.15	1.65	1.29	1.95	1.67	0.77	1.63	1.60	2.46	0.78
Capex/Depreciation Full definition →	(1.13)	(1.08)	(1.15)	(1.28)	(1.56)	(1.85)	(1.33)	(0.87)	(0.59)	(0.63)
Interest Coverage Full definition →	9.21	17.61	14.22	13.19	17.62	9.66	9.48	8.14	3.88	4.29
ROE Full definition →	5.84%	23.85%	16.83%	24.39%	26.14%	19.66%	17.83%	15.71%	7.37%	6.95%
ROA Full definition →	2.45%	9.31%	6.40%	9.94%	10.51%	7.39%	6.42%	5.52%	2.58%	2.49%
ROIC Full definition →	32.92%	229.04%	50.18%	74.52%	98.58%	16.38%	31.44%	37.69%	20.71%	16.56%
Return on Tangible Assets Full definition →	6.22%	25.55%	19.56%	24.80%	26.68%	23.21%	22.95%	17.60%	7.83%	6.38%
Average Days of Receivables Full definition →	8.59	5.80	6.51	5.94	5.38	7.97	6.58	6.98	8.38	9.20
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.13	0.12	0.15	0.14	0.13	0.25	0.21	0.20	0.21	0.20
Share Based Compensation of Revenue Full definition →	0.21%	0.29%	0.24%	0.25%	0.23%	0.22%	0.23%	0.16%	0.18%	0.19%
Graham Net Nets Full definition →	0.05	0.00	0.04	0.06	0.04	(0.06)	(0.02)	(0.01)	(0.01)	0.05
Graham Number Full definition →	80.04	160.41	142.67	201.92	243.90	253.31	246.16	243.05	175.09	180.56
Earnings Yield Full definition →	2.01%	6.67%	4.27%	5.51%	6.21%	4.91%	4.43%	4.24%	3.94%	3.84%
Free Cash Flow Yield Full definition →	4.77%	9.70%	3.96%	9.26%	8.62%	1.58%	5.48%	5.47%	7.84%	1.29%
Revenue per Share Full definition →	364.04	372.11	413.95	484.04	583.63	645.47	734.62	858.78	976.69	1,076.46
Operating CF per Share Full definition →	12.96	28.04	15.81	39.42	42.66	17.58	36.28	32.14	24.60	7.65
Capex per Share Full definition →	(3.53)	(3.63)	(4.45)	(5.49)	(7.29)	(10.23)	(8.86)	(6.41)	(4.71)	(4.34)
Free Cash Flow per Share Full definition →	9.43	24.41	11.35	33.93	35.36	7.35	27.42	25.73	19.89	3.30
Cash per Share Full definition →	76.80	94.12	89.97	112.09	130.31	128.89	149.84	172.12	169.49	165.23
Shareholders Equity per Share Full definition →	71.53	68.11	73.91	89.79	103.84	125.13	121.58	131.74	136.39	147.25
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	71.53	68.11	73.91	89.79	103.84	125.13	121.58	131.74	136.39	147.25
Free Cash Flow Full definition →	1,409.00	3,527.00	1,561.00	4,548.00	4,675.00	946.00	3,467.00	3,187.00	2,398.00	398.00
Working Capital Full definition →	8,368.00	7,996.00	6,871.00	8,959.00	10,247.00	9,562.00	9,005.00	11,114.00	12,876.00	16,387.00
Capital Expenditures Full definition →	(527.00)	(524.00)	(612.00)	(736.00)	(964.00)	(1,316.00)	(1,120.00)	(794.00)	(568.00)	(523.00)
Net Current Asset Value Full definition →	1,479.00	66.00	1,696.00	2,851.00	2,400.00	(3,362.00)	(1,502.00)	(761.00)	(219.00)	1,561.00
EV/EBIT Full definition →	12.72	6.49	10.67	12.46	8.76	17.66	14.59	12.10	8.54	8.84
Capex to Sales Full definition →	0.01	0.01	0.01	0.01	0.01	0.02	0.01	0.01	0.00	0.00
Price to Operating Income Full definition →	16.95	8.53	12.71	15.39	10.88	18.96	16.65	14.51	11.94	11.41
Other line items
Depreciation/Fixed assets Full definition →	0.31	0.31	0.31	0.29	0.26	0.23	0.26	0.30	0.38	0.37
Cash ROIC Full definition →	5.37%	12.44%	5.46%	13.90%	12.43%	2.09%	7.63%	6.47%	4.93%	0.80%
Accounts Receivable Turnover Full definition →	44.55	50.39	60.90	62.66	70.33	56.28	53.25	57.36	49.70	43.41
Accounts Payable Turnover Full definition →	19.24	13.31	12.86	15.79	15.87	16.24	15.53	14.97	17.02	20.19
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	20.01	34.15	24.40	25.44	23.77	23.78	25.26	27.13	19.07	18.83
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	1,220.50	1,067.00	934.50	1,035.50	1,097.00	1,476.00	1,744.00	1,854.50	2,369.50	2,987.00
Average Payables Full definition →	2,339.50	3,268.00	3,568.00	3,410.50	3,883.50	4,261.00	4,873.50	5,903.50	5,914.00	5,488.00
Average Assets Full definition →	25,037.00	26,287.00	26,295.50	27,243.50	32,021.50	39,663.50	43,706.50	45,060.00	46,772.00	47,694.00
Average Common Equity Full definition →	10,515.50	10,263.50	10,001.50	11,099.00	12,882.50	14,915.50	15,736.50	15,844.00	16,381.50	17,091.00

Show all line items

Columns are period end dates · fundamentals updated 6 Nov 2026

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