Friday 6 November 2026 Export HBAN’s income statement to Excel — free account

Huntington Bancshares Incorporated

Huntington Bancshares Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $12.5 billion, up 4.38% from fiscal 2024.

Revenue: +27.4%
EPS: −17.1%
Free cash flow: +53.1%
Total debt: +0.15%

Quarter to September 2026, against a year earlier

15.66 0.40 −2.49%

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Market cap: $31.5B
P/E: 12.5×
Fwd P/E: 12.1×
Dividend yield: 3.96%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

Huntington Bancshares Incorporated (HBAN) revenue by segment, product and region

Revenue by product or service $m

Line	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Payments and cash management revenue	613 39.24%	567 38.62%	536 38.29%	513 38.92%	464 41.69%	236 26.70%	233 24.81%	209 23.72%
Wealth and asset management revenue	408 26.12%	364 24.80%	328 23.43%	—	—	189 21.38%	178 18.96%	171 19.41%
Customer deposit and loan fees	250 16.01%	227 15.46%	211 15.07%	231 17.53%	227 20.40%	301 34.05%	372 39.62%	363 41.20%
Capital markets and advisory fees	168 10.76%	193 13.15%	132 9.43%	110 8.35%	29 2.61%	18 2.04%	—	—
Insurance income	81 5.19%	77 5.25%	74 5.29%	79 5.99%	82 7.37%	97 10.97%	88 9.37%	82 9.31%
Other noninterest income	30 1.92%	10 0.68%	68 4.86%	18 1.37%	19 1.71%	43 4.86%	68 7.24%	56 6.36%
Leasing revenue	12 0.77%	30 2.04%	51 3.64%	67 5.08%	23 2.07%	—	—	—
Wealth and asset management revenue	—	—	—	300 22.76%	269 24.17%	—	—	—
Revenue	1,562	1,468	1,400	1,318	1,113	884	939	881

Revenue by segment $m

Line	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Consumer & Regional Banking	1,208 77.34%	1,120 76.29%	1,098 78.43%	1,020 77.39%	945 84.91%	551 62.33%	615 65.50%	588 66.74%
Commercial Banking	357 22.86%	353 24.05%	307 21.93%	304 23.07%	156 14.02%	123 13.91%	113 12.03%	90 10.22%
Regional Banking and The Huntington Private Client Group	—	—	—	—	—	201 22.74%	196 20.87%	192 21.79%
Vehicle Finance	—	—	—	—	—	8 0.90%	11 1.17%	8 0.91%
Other, not broken out	—	—	—	—	12 1.08%	—	—	—
Revenue	1,562	1,468	1,400	1,318	1,113	884	939	881

Operating figures as reported in each quarter’s results release or filing

Figure	Quarter	Latest	A year before	Change
Accruing loans and leases past due 90+ days	Q3 FY2026	$477.0M	$234.0M	+103.85%
ACL as a % of NALs	Q3 FY2026	198.0%	—	—
ACL as a % of NPAs	Q3 FY2026	195.0%	—	—
Adjusted Common Equity Tier 1	Q3 FY2026	10.1%	—	—
Allowance for credit losses (ACL)	Q3 FY2026	$3.4B	$2.6B	+31.07%
Average deposits	Q3 FY2026	$223.8B	$164.8B	+35.80%
Average full-time equivalent employees	Q3 FY2026	25.9K	20.2K	+28.22%
Average loans and leases	Q3 FY2026	$188.4B	$135.9B	+38.62%
Branches	Q3 FY2026	1.4K	972.00	+44.03%
Net charge-offs / Average total loans and leases	Q2 FY2026	0.25%	0.20%	—
NPA ratio	Q3 FY2026	0.90%	—	—
(NPAs+90 days)/(Loans+OREO)	Q3 FY2026	1.15%	—	—
Regulatory Tier 1 risk-based capital ratio	Q3 FY2026	11.5%	—	—
Regulatory Total risk-based capital ratio	Q3 FY2026	13.7%	—	—
Total nonaccrual loans and leases	Q3 FY2026	$1.7B	$808.0M	+110.02%
Total nonperforming assets	Q3 FY2026	$1.7B	$821.0M	+109.74%
Total risk-weighted assets	Q3 FY2026	$214.5B	$150.2B	+42.81%

	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q4 FY2024	Q3 FY2024	Q2 FY2024
Accruing loans and leases past due 90+ days	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
ACL as a % of NALs	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
ACL as a % of NPAs	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Adjusted Common Equity Tier 1	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Allowance for credit losses (ACL)	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Average deposits	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Average full-time equivalent employees	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Average loans and leases	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Branches	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Net charge-offs / Average total loans and leases	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
NPA ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
(NPAs+90 days)/(Loans+OREO)	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Regulatory Tier 1 risk-based capital ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Regulatory Total risk-based capital ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total nonaccrual loans and leases	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total nonperforming assets	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total risk-weighted assets	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡

As each company reports them in its 10-K and 10-Q filings, in US dollars. Where a later filing recast a year's segments, the year is shown as recast; a period whose breakdown does not add up to the company's revenue is left out.