Modified · General Business Description

We are a multi-state diversified regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio. Through the Bank, we are committed to making people’s lives better, helping businesses thrive, and strengthening the communities we serve, and we have been servicing the financial needs of our customers since 1866. Through our subsidiaries, we provide full-service commercial and consumer deposit, lending, and other banking and financial services. These include, but are not limited to, payments, mortgage banking, direct and indirect consumer financing, investment banking, capital markets, advisory, equipment financing, distribution finance, investment management, trust, brokerage, insurance, and other financial products and services. As of December 31, 20242025, our 978 full-service we operated more than 1,000 branches and private client group offices are located in Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michiganin 14 states. Following the completion of our merger with Cadence Bank on February 1, Minnesota2026, North Carolina, Pennsylvania, West Virginiaas further discussed below, and Wisconsin. We also maintain a local banking presence we operate nearly 1,400 branches in South Carolina and Texas21 states, along with conducting select financial services and other activities certain businesses operating in other statesextended geographies.