Saturday 17 October 2026
Export GGAL’s income statement to Excel — free account
Grupo Financiero Galicia S.A.
GGAL Financial Banks Regional
Grupo Financiero Galicia S.A.’s revenue for fiscal 2025 (year ended December 2025) was $10.6 billion, down 9.26% from fiscal 2024. In the quarter to June 2026, revenue fell 91.1%, EPS fell 75.3% and free cash flow fell 347.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
36.02
0.45
−1.23%
Follow GGAL
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
8.09 | 20.49 | 7.43 | 2.72 | 2.36 | 3.49 | 3.76 | 5.96 | 5.67 | 8.40 |
Piotroski F-Score |
7 | 5 | 2 | 7 | 6 | 4 | 5 | 8 | 6 | 3 |
P/S ratio |
1.21 | 2.91 | 0.99 | 0.55 | 3.61 | 0.37 | 0.14 | 0.22 | 0.87 | 0.66 |
P/FCF ratio |
1.81 | 0.00 | 1.34 | 0.52 | 2.80 | 0.31 | 0.18 | 0.25 | 1.21 | 1.25 |
P/Operating CF |
7.25 | 42.17 | 1.44 | 5.28 | 28.42 | 3.19 | 0.32 | 0.45 | (6.88) | (8.97) |
P/B ratio |
2.56 | 6.62 | 1.79 | 1.38 | 7.43 | 0.83 | 0.30 | 0.43 | 1.52 | 1.43 |
Price to Tangible BV |
2.57 | 6.62 | 1.94 | 1.48 | 8.31 | 0.95 | 0.32 | 0.46 | 1.60 | 1.50 |
EV/Sales |
1.16 | 2.83 | 0.13 | 0.32 | 3.08 | (0.20) | (0.21) | (0.04) | 0.33 | 0.24 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
1.66 | (20.78) | 0.17 | 0.30 | 2.32 | (0.17) | (0.26) | (0.04) | 0.44 | 0.43 |
EV/FCF |
1.74 | (18.10) | 0.18 | 0.30 | 2.39 | (0.17) | (0.26) | (0.04) | 0.46 | 0.45 |
Quick Ratio |
0.39 | 0.27 | 0.39 | 0.39 | 0.49 | 0.41 | 0.26 | 0.53 | 0.35 | 0.35 |
Current Ratio |
1.41 | 1.40 | 1.15 | 1.43 | 1.25 | 1.12 | 0.83 | 1.05 | 1.10 | 1.16 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 8.68% | 7.58% | 2.93% | 3.08% | 3.11% | 0.91% | 3.10% | 5.48% |
Debt/Equity |
0.00 | 0.00 | 0.80 | 0.44 | 0.17 | 0.17 | 0.17 | 0.05 | 0.17 | 0.32 |
Asset Turnover |
0.23 | 0.23 | 0.20 | 0.29 | 0.30 | 0.31 | 0.46 | 0.77 | 0.31 | 0.29 |
Operating CF/Net income |
4.16 | (0.11) | (24.89) | (0.45) | 7.29 | 9.10 | 11.93 | 4.95 | 2.16 | (7.55) |
Capex/Depreciation |
0.00 | 0.00 | (2.20) | (1.03) | (0.83) | (0.64) | (0.64) | (0.82) | (1.11) | (0.73) |
| 0.00% | 0.00% | (7.60%) | 21.27% | 14.29% | 11.29% | 9.50% | 20.74% | 24.93% | 2.64% | |
| 2.40% | 2.72% | (0.60%) | 2.85% | 2.45% | 2.00% | 1.72% | 3.96% | 4.79% | 0.47% | |
ROIC |
0.00% | 0.00% | 0.00% | 285.28% | 0.00% | 0.00% | 27.25% | 0.00% | 585.02% | 1,192.52% |
Return on Tangible Assets |
8.93% | 9.54% | (4.58%) | 11.36% | 11.61% | 16.83% | (18.36%) | 50.68% | 57.24% | 3.64% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
46.01% | 49.91% | 55.60% | 43.61% | 53.88% | 50.10% | 49.30% | 44.43% | 39.92% | 43.68% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.38) | (0.03) | (0.72) | (0.66) | (0.21) | (2.79) | (5.23) | (2.78) | (0.58) | (0.38) |
Graham Number |
0.00 | 0.00 | 35.84 | 0.00 | 0.00 | 0.00 | 42.62 | 0.00 | 100.80 | 0.00 |
Earnings Yield |
12.35% | 4.88% | 13.46% | 36.78% | 42.45% | 28.66% | 26.59% | 16.79% | 17.65% | 11.90% |
Free Cash Flow Yield |
55.18% | (5.38%) | 74.57% | 192.58% | 35.76% | 318.64% | 571.21% | 397.42% | 82.68% | 79.88% |
Revenue per Share |
29.56 | 31.47 | 27.98 | 35.40 | 30.27 | 34.66 | 67.75 | 169.43 | 71.62 | 65.82 |
Operating CF per Share |
13.02 | (0.40) | 21.46 | (1.53) | 18.09 | 20.14 | 30.30 | 42.96 | 23.71 | (8.01) |
Capex per Share |
(0.47) | (0.42) | (0.91) | (0.76) | (0.68) | (0.66) | (0.94) | (1.78) | (1.41) | (1.12) |
Free Cash Flow per Share |
12.55 | (0.82) | 20.56 | (2.29) | 17.41 | 19.47 | 29.36 | 41.18 | 22.31 | (9.12) |
Cash per Share |
31.85 | 25.68 | 36.17 | 23.32 | 33.95 | 31.37 | 29.40 | 81.58 | 45.66 | 50.34 |
Shareholders Equity per Share |
10.60 | 17.81 | 15.39 | 16.95 | 17.95 | 21.68 | 31.79 | 51.98 | 41.05 | 38.70 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
10.60 | 17.81 | 15.39 | 16.95 | 17.95 | 21.68 | 31.79 | 51.98 | 41.05 | 38.70 |
Free Cash Flow |
1,632.43 | (109.57) | 2,933.26 | (326.78) | 2,511.90 | 2,871.94 | 4,329.70 | 6,072.77 | 3,624.29 | (1,463.39) |
Working Capital |
4,365.50 | 5,006.19 | 1,997.72 | 3,637.80 | 2,460.78 | 1,286.33 | (2,931.38) | 1,178.06 | 2,027.07 | 3,715.63 |
Capital Expenditures |
(60.97) | (56.16) | (129.18) | (108.00) | (97.40) | (97.58) | (138.00) | (262.97) | (228.77) | (179.06) |
Net Current Asset Value |
(112.49) | (637.21) | (2,831.36) | 337.20 | (22.75) | (1,979.34) | (7,361.78) | (7,417.82) | (5,853.43) | (3,634.45) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 |
Price to Operating Income |
0.00 | 14.83 | 32.84 | 7.15 | 15.68 | 2.14 | 2.79 | 0.00 | 3.25 | 1.95 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.09 | 0.15 | 0.19 | 0.23 | 0.24 | 0.24 | 0.19 | 0.25 |
Cash ROIC |
29.58% | (1.89%) | 32.19% | (4.79%) | 31.69% | 34.33% | 44.04% | 30.29% | 23.84% | (8.99%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.13 | 0.11 | 0.13 | 0.19 | 0.14 | 0.19 | 0.32 | 0.60 | 0.16 | 0.15 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
2,735.66 | 3,651.85 | 2,926.62 | 1,502.08 | 2,737.85 | 2,090.33 | 1,385.27 | 688.34 | 2,197.99 | 2,604.56 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
10,578.43 | 11,278.85 | 12,535.93 | 10,466.89 | 8,877.57 | 10,241.19 | 13,685.40 | 19,091.40 | 21,093.66 | 21,316.46 |
Average Assets |
17,001.95 | 18,498.77 | 20,410.61 | 17,207.15 | 14,587.60 | 16,302.21 | 21,790.53 | 32,391.32 | 37,295.40 | 36,152.67 |
Average Common Equity |
— | — | 1,619.58 | 2,307.04 | 2,503.81 | 2,893.03 | 3,942.64 | 6,176.94 | 7,167.82 | 6,438.91 |
Columns are period end dates