Saturday 17 October 2026
Export GCBC’s income statement to Excel — free account
Greene County Bancorp, Inc.
GCBC Financial Banks Regional
Greene County Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $145.8 million, up 9.67% from fiscal 2025. In the quarter to June 2026, revenue grew 7.97%, EPS grew 21.8%, free cash flow grew 40.5% and total debt rose 47.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.
34.48
0.23
+0.67%
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| Jun '26 | Jun '25 | Jun '24 | Jun '23 | Jun '22 | Jun '21 | Jun '20 | Jun '19 | Jun '18 | Jun '17 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
8 | 7 | 7 | 6 | 4 | 5 | 5 | 7 | 6 | 6 |
P/E ratio |
13.94 | 12.14 | 22.16 | 16.42 | 13.77 | 10.01 | 10.18 | 14.20 | 20.71 | 20.61 |
P/S ratio |
3.92 | 2.85 | 4.69 | 5.24 | 5.10 | 3.52 | 3.07 | 4.55 | 6.42 | 5.79 |
P/FCF ratio |
13.76 | 13.87 | 23.54 | 19.10 | 11.24 | 9.03 | 7.43 | 11.82 | 14.64 | 16.54 |
P/Operating CF |
31.34 | 28.63 | 49.81 | 48.88 | 27.15 | 20.09 | 21.33 | 38.42 | 45.79 | 61.52 |
P/B ratio |
2.06 | 1.58 | 2.67 | 2.77 | 2.45 | 1.60 | 1.48 | 2.21 | 3.10 | 2.77 |
Price to Tangible BV |
2.06 | 1.58 | 2.67 | 2.77 | 2.45 | 1.60 | 1.48 | 2.21 | 3.10 | 2.77 |
EV/Sales |
2.97 | 1.50 | 3.36 | 3.74 | 5.83 | 1.63 | 2.53 | 4.26 | 6.24 | 5.95 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.24 | 7.13 | 15.85 | 12.88 | 12.46 | 3.99 | 5.87 | 10.76 | 14.01 | 16.90 |
EV/FCF |
10.42 | 7.31 | 16.87 | 13.62 | 12.84 | 4.17 | 6.12 | 11.06 | 14.23 | 16.99 |
Quick Ratio |
0.05 | 0.07 | 0.07 | 0.08 | 0.03 | 0.07 | 0.03 | 0.03 | 0.03 | 0.02 |
Current Ratio |
0.65 | 0.65 | 0.65 | 0.63 | 0.54 | 0.61 | 0.67 | 0.72 | 0.71 | 0.74 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.19% | 0.14% | 1.21% | 1.89% | 1.98% | 0.95% | 0.42% | 1.07% | 1.58% | 2.31% |
Debt/Equity |
0.02 | 0.02 | 0.17 | 0.28 | 0.32 | 0.14 | 0.05 | 0.12 | 0.19 | 0.27 |
Asset Turnover |
0.05 | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 |
Operating CF/Net income |
1.03 | 0.90 | 1.01 | 0.91 | 1.26 | 1.16 | 1.43 | 1.24 | 1.43 | 1.26 |
Capex/Depreciation |
1.01 | (0.52) | (0.84) | (0.41) | (0.99) | (1.94) | (0.46) | (0.41) | (0.19) | (0.04) |
| 15.88% | 14.00% | 12.73% | 18.06% | 18.21% | 17.20% | 15.53% | 16.77% | 16.03% | 14.18% | |
| 1.32% | 1.06% | 0.90% | 1.17% | 1.17% | 1.24% | 1.27% | 1.44% | 1.35% | 1.21% | |
ROIC |
21.04% | 36.14% | 33.68% | 59.18% | 14.72% | 82.94% | 14.26% | 13.63% | 13.17% | 10.38% |
Return on Tangible Assets |
(4.14%) | (3.19%) | (2.80%) | (3.41%) | (2.56%) | (3.02%) | (3.81%) | (5.66%) | (5.01%) | (5.13%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
31.38% | 30.61% | 32.38% | 38.79% | 49.27% | 51.76% | 51.20% | 50.00% | 51.48% | 54.86% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.77) | (2.63) | (1.70) | (1.81) | (2.87) | (3.37) | (2.66) | (1.35) | (1.07) | (1.10) |
Graham Number |
29.75 | 24.03 | 19.94 | 20.97 | 18.52 | 16.67 | 13.64 | 12.32 | 10.36 | 8.54 |
Earnings Yield |
7.17% | 8.24% | 4.51% | 6.09% | 7.26% | 9.99% | 9.82% | 7.04% | 4.83% | 4.85% |
Free Cash Flow Yield |
7.27% | 7.21% | 4.25% | 5.24% | 8.89% | 11.07% | 13.46% | 8.46% | 6.83% | 6.05% |
Revenue per Share |
8.56 | 7.81 | 6.91 | 5.68 | 4.44 | 3.99 | 3.63 | 3.20 | 2.73 | 2.35 |
Operating CF per Share |
2.48 | 1.64 | 1.46 | 1.65 | 2.08 | 1.63 | 1.57 | 1.27 | 1.21 | 0.83 |
Capex per Share |
(0.04) | (0.04) | (0.09) | (0.09) | (0.06) | (0.07) | (0.07) | (0.03) | (0.02) | 0.00 |
Free Cash Flow per Share |
2.44 | 1.60 | 1.37 | 1.56 | 2.01 | 1.56 | 1.50 | 1.23 | 1.20 | 0.82 |
Cash per Share |
8.51 | 10.75 | 11.18 | 11.54 | 4.05 | 8.80 | 2.37 | 1.73 | 1.56 | 0.96 |
Shareholders Equity per Share |
16.32 | 14.03 | 12.10 | 10.76 | 9.26 | 8.79 | 7.55 | 6.58 | 5.65 | 4.92 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.32 | 14.03 | 12.10 | 10.76 | 9.26 | 8.79 | 7.55 | 6.58 | 5.65 | 4.92 |
Free Cash Flow |
41.56 | 27.29 | 23.40 | 26.57 | 34.30 | 26.50 | 25.61 | 21.04 | 20.35 | 13.97 |
Working Capital |
(1,005.86) | (990.86) | (900.74) | (918.65) | (1,106.74) | (807.25) | (505.81) | (322.36) | (301.14) | (231.62) |
Capital Expenditures |
(0.74) | (0.69) | (1.51) | (1.54) | (1.05) | (1.25) | (1.12) | (0.59) | (0.32) | (0.08) |
Net Current Asset Value |
(1,012.02) | (995.05) | (934.89) | (918.65) | (1,106.74) | (807.25) | (505.81) | (335.96) | (319.29) | (254.27) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 |
Price to Operating Income |
12.21 | 10.91 | 20.54 | 14.16 | 11.72 | 8.67 | 8.74 | 11.82 | 16.11 | 15.48 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
(0.05) | 0.09 | 0.12 | 0.25 | 0.07 | 0.05 | 0.18 | 0.11 | 0.13 | 0.14 |
Cash ROIC |
9.69% | 6.40% | 5.44% | 6.17% | 12.35% | 8.27% | 14.53% | 13.53% | 14.45% | 11.41% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
18,611.82 | 16,732.77 | 16,552.45 | 38,004.18 | 148,483.26 | 141,204.79 | 64,602.33 | 64,839.52 | 93,226.31 | 101,959.79 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
2,676.62 | 2,514.53 | 2,413.19 | 2,324.88 | 2,108.86 | 1,753.09 | 1,310.82 | 1,072.90 | 942.38 | 799.21 |
Average Assets |
3,112.02 | 2,933.20 | 2,762.04 | 2,635.01 | 2,386.04 | 1,938.57 | 1,473.13 | 1,210.47 | 1,066.88 | 925.54 |
Average Common Equity |
258.33 | 222.42 | 194.64 | 170.50 | 153.65 | 139.19 | 120.59 | 104.28 | 89.86 | 78.91 |
Columns are period end dates