Saturday 17 October 2026
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Glacier Bancorp, Inc.
GBCI Financial Banks Regional
Glacier Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 13.3% from fiscal 2024. In the quarter to June 2026, revenue grew 19.1%, EPS grew 66.7%, free cash flow grew 42.0% and total debt fell 83.6%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for ten; insiders bought in the last twelve months.
43.88
0.12
+0.27%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
22.14 | 30.07 | 20.84 | 17.92 | 19.48 | 16.43 | 19.32 | 18.17 | 26.00 | 22.87 |
Piotroski F-Score |
8 | 5 | 5 | 4 | 5 | 5 | 5 | 7 | 6 | 7 |
P/S ratio |
3.67 | 4.48 | 4.09 | 5.72 | 6.82 | 5.46 | 6.00 | 5.64 | 6.21 | 6.14 |
P/FCF ratio |
14.95 | 25.36 | 10.29 | 12.15 | 10.01 | 24.55 | 19.30 | 12.64 | 12.36 | 15.01 |
P/Operating CF |
42.72 | 55.72 | 30.71 | 45.35 | 36.39 | 57.60 | 36.17 | 29.26 | 39.64 | 42.96 |
P/B ratio |
1.25 | 1.76 | 1.54 | 1.91 | 1.77 | 1.89 | 2.07 | 2.19 | 2.52 | 2.48 |
Price to Tangible BV |
1.93 | 2.68 | 2.32 | 2.99 | 2.63 | 2.51 | 2.82 | 2.81 | 3.00 | 2.90 |
EV/Sales |
3.28 | 5.39 | 5.50 | 7.41 | 6.50 | 4.88 | 5.81 | 6.29 | 6.80 | 6.65 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
12.60 | 26.47 | 12.47 | 14.97 | 9.39 | 20.60 | 17.36 | 13.17 | 13.00 | 15.55 |
EV/FCF |
13.37 | 30.47 | 13.83 | 15.75 | 9.54 | 21.96 | 18.72 | 14.11 | 13.54 | 16.25 |
Quick Ratio |
0.05 | 0.04 | 0.06 | 0.02 | 0.02 | 0.04 | 0.03 | 0.02 | 0.03 | 0.02 |
Current Ratio |
0.83 | 0.81 | 0.81 | 0.72 | 0.62 | 0.75 | 0.87 | 0.85 | 0.85 | 0.74 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.12% | 7.15% | 10.65% | 7.55% | 0.68% | 0.94% | 1.52% | 4.86% | 5.03% | 4.04% |
Debt/Equity |
0.16 | 0.62 | 0.98 | 0.71 | 0.06 | 0.08 | 0.11 | 0.39 | 0.41 | 0.34 |
Asset Turnover |
0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.57 | 1.36 | 2.25 | 1.55 | 2.01 | 0.71 | 1.08 | 1.54 | 2.19 | 1.59 |
Capex/Depreciation |
(0.27) | (0.47) | (0.73) | (0.27) | (0.13) | (8.76) | (0.32) | (0.46) | (0.27) | (0.18) |
| 6.43% | 6.09% | 7.60% | 10.07% | 10.38% | 12.48% | 12.11% | 13.40% | 10.05% | 11.04% | |
| 0.80% | 0.68% | 0.82% | 1.15% | 1.28% | 1.66% | 1.63% | 1.67% | 1.21% | 1.31% | |
ROIC |
4.96% | 3.24% | 3.62% | 5.20% | 7.49% | 11.10% | 8.82% | 7.41% | 7.69% | 7.60% |
Return on Tangible Assets |
(5.75%) | (4.86%) | (6.11%) | (5.42%) | (3.49%) | (7.32%) | (17.60%) | (15.09%) | (11.22%) | (6.56%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
50.40% | 46.84% | 46.88% | 55.58% | 54.20% | 54.28% | 54.14% | 54.54% | 55.82% | 56.52% |
Intangible Assets out of Total Assets |
0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.03 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.44% | 0.45% | 0.52% | 0.56% | 0.53% | 0.45% | 1.10% | 0.53% | 0.61% | 0.41% |
Graham Net Nets |
(1.08) | (1.17) | (1.56) | (1.51) | (1.59) | (1.00) | (0.46) | (0.65) | (0.59) | (0.90) |
Graham Number |
39.69 | 32.72 | 35.10 | 39.78 | 45.77 | 39.14 | 34.49 | 29.82 | 22.85 | 22.89 |
Earnings Yield |
4.52% | 3.33% | 4.80% | 5.58% | 5.13% | 6.09% | 5.18% | 5.50% | 3.85% | 4.37% |
Free Cash Flow Yield |
6.69% | 3.94% | 9.72% | 8.23% | 9.99% | 4.07% | 5.18% | 7.91% | 8.09% | 6.66% |
Revenue per Share |
12.00 | 11.21 | 10.24 | 8.58 | 8.32 | 8.43 | 7.67 | 7.03 | 6.28 | 5.92 |
Operating CF per Share |
3.13 | 2.28 | 4.52 | 4.25 | 5.76 | 2.00 | 2.57 | 3.36 | 3.29 | 2.53 |
Capex per Share |
(0.18) | (0.30) | (0.44) | (0.21) | (0.09) | (0.12) | (0.19) | (0.22) | (0.13) | (0.11) |
Free Cash Flow per Share |
2.95 | 1.98 | 4.07 | 4.04 | 5.67 | 1.87 | 2.38 | 3.13 | 3.15 | 2.42 |
Cash per Share |
10.32 | 7.50 | 12.22 | 3.63 | 4.41 | 6.67 | 3.75 | 2.44 | 2.58 | 2.00 |
Shareholders Equity per Share |
35.19 | 28.49 | 27.24 | 25.67 | 32.00 | 24.31 | 22.22 | 18.13 | 15.46 | 14.64 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
35.19 | 28.49 | 27.24 | 25.67 | 32.00 | 24.31 | 22.22 | 18.13 | 15.46 | 14.64 |
Free Cash Flow |
352.88 | 224.14 | 451.43 | 447.42 | 562.61 | 177.83 | 210.25 | 262.07 | 244.61 | 184.78 |
Working Capital |
(4,640.97) | (4,321.56) | (4,072.04) | (5,994.42) | (8,525.93) | (3,965.76) | (1,506.45) | (1,446.51) | (1,214.22) | (2,023.32) |
Capital Expenditures |
(21.52) | (33.90) | (49.28) | (23.24) | (9.44) | (11.72) | (16.40) | (18.64) | (10.13) | (8.31) |
Net Current Asset Value |
(5,697.22) | (6,642.59) | (7,252.47) | (8,229.69) | (8,928.50) | (4,357.51) | (1,878.75) | (2,151.97) | (1,775.74) | (2,507.54) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.02 | 0.02 |
Price to Operating Income |
18.17 | 25.11 | 17.35 | 14.69 | 16.11 | 13.27 | 15.59 | 14.69 | 16.57 | 16.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.16 | 0.18 | 0.16 | 0.21 | 0.20 | 0.00 | 0.16 | 0.17 | 0.21 | 0.27 |
Cash ROIC |
5.76% | 3.69% | 6.16% | 8.51% | 14.84% | 5.71% | 8.41% | 11.35% | 12.96% | 11.19% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
22,066.62 | 17,231.94 | 22,315.18 | 182,288.14 | 419,662.48 | 197,733.79 | 91,960.07 | 97,526.81 | 92,640.22 | 90,813.06 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
22,569.05 | 20,238.08 | 20,267.86 | 20,971.90 | 18,067.39 | 12,787.00 | 10,135.11 | 8,536.76 | 7,476.01 | 7,158.64 |
Average Assets |
29,940.53 | 27,822.81 | 27,189.01 | 26,288.01 | 22,222.43 | 16,094.11 | 12,899.74 | 10,910.91 | 9,578.47 | 9,269.92 |
Average Common Equity |
3,718.84 | 3,122.07 | 2,931.79 | 3,010.46 | 2,742.33 | 2,133.89 | 1,738.29 | 1,357.46 | 1,157.96 | 1,096.76 |
Columns are period end dates