Saturday 17 October 2026
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Fvcbankcorp, Inc.
FVCB Financial Banks Regional
Fvcbankcorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $122.0 million, up 5.34% from fiscal 2024. In the quarter to June 2026, revenue grew 9.18%, EPS grew 48.4%, free cash flow grew 172.3% and total debt rose 30.8%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.
17.51
0.02
−0.11%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 7 | 5 | 5 | 5 | 5 | 5 | 8 | 8 |
P/E ratio |
13.21 | 23.62 | 18.54 | 15.06 | 12.89 | 12.22 | 11.02 | 62.04 | 14.96 | 11.50 |
P/S ratio |
2.69 | 4.22 | 4.29 | 3.49 | 2.84 | 3.69 | 3.16 | 2.71 | 1.96 | 2.07 |
P/FCF ratio |
6.47 | 7.59 | 19.17 | 12.63 | 13.72 | 14.16 | 11.89 | 15.75 | 12.55 | 10.59 |
P/Operating CF |
12.39 | 17.40 | 56.19 | 56.07 | 100.54 | 9.41 | 31.10 | 55.84 | 46.82 | 33.21 |
P/B ratio |
1.25 | 1.86 | 1.53 | 1.35 | 1.05 | 1.28 | 1.31 | 1.16 | 0.96 | 0.99 |
Price to Tangible BV |
1.25 | 1.86 | 1.61 | 1.42 | 1.10 | 1.33 | 1.36 | 1.21 | 1.00 | 1.02 |
EV/Sales |
2.90 | 3.91 | 3.95 | 3.58 | 1.82 | 0.99 | 5.24 | 2.27 | 1.34 | 1.17 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.43 | 6.58 | 16.67 | 12.76 | 8.55 | 3.71 | 19.53 | 13.03 | 8.49 | 6.00 |
EV/FCF |
6.96 | 7.03 | 17.66 | 12.96 | 8.76 | 3.80 | 19.67 | 13.20 | 8.55 | 6.01 |
Quick Ratio |
— | 0.02 | 0.04 | 0.03 | 0.09 | 0.12 | 0.04 | 0.03 | 0.05 | 0.06 |
Current Ratio |
— | 0.97 | 1.01 | 1.00 | 1.03 | 0.90 | 1.02 | 0.97 | 1.01 | 1.02 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.64% | 2.31% | 1.81% | 2.57% | 3.79% | 2.02% | 10.86% | 0.90% | 0.85% | 0.82% |
Debt/Equity |
0.30 | 0.25 | 0.15 | 0.22 | 0.36 | 0.21 | 1.26 | 0.09 | 0.08 | 0.07 |
Asset Turnover |
0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 |
Operating CF/Net income |
1.35 | 1.36 | 1.23 | 1.23 | 0.96 | 0.89 | 0.90 | 4.26 | 1.21 | 1.08 |
Capex/Depreciation |
— | (0.27) | (0.42) | (0.14) | 0.63 | 0.12 | 0.21 | 0.44 | 0.18 | (0.21) |
| 9.08% | 8.63% | 8.47% | 9.38% | 8.41% | 10.99% | 12.12% | 1.82% | 6.66% | 9.02% | |
| 0.84% | 0.78% | 0.90% | 1.10% | 0.92% | 1.09% | 1.10% | 0.17% | 0.69% | 0.98% | |
ROIC |
0.00% | 9.08% | 7.38% | 6.79% | 10.81% | 138.85% | 5.18% | 1.50% | 8.54% | 12.20% |
Return on Tangible Assets |
693.26% | (33.59%) | 126.87% | 274.36% | 29.69% | (11.14%) | 63.06% | (6.12%) | 86.20% | 45.91% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 47.43% | 46.49% | 43.42% | 49.77% | 44.40% | 43.95% | 39.24% | 30.78% | 31.99% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 1.45% | 1.32% | 0.98% | 0.99% | 1.39% | 1.42% | 1.23% | 0.68% | 0.70% |
Graham Net Nets |
(0.18) | 4.64 | (0.07) | (0.20) | (0.15) | (0.95) | (0.86) | (0.37) | (0.04) | 0.09 |
Graham Number |
0.00 | 10.02 | 12.57 | 14.71 | 15.16 | 18.88 | 18.96 | 7.96 | 15.70 | 19.52 |
Earnings Yield |
7.57% | 4.23% | 5.39% | 6.64% | 7.76% | 8.18% | 9.08% | 1.61% | 6.68% | 8.70% |
Free Cash Flow Yield |
15.47% | 13.18% | 5.22% | 7.92% | 7.29% | 7.06% | 8.41% | 6.35% | 7.97% | 9.45% |
Revenue per Share |
2.79 | 3.32 | 3.66 | 4.01 | 4.13 | 4.26 | 4.79 | 5.26 | 6.42 | 6.73 |
Operating CF per Share |
0.92 | 0.80 | 0.91 | 1.12 | 0.88 | 1.14 | 1.28 | 0.92 | 1.01 | 1.32 |
Capex per Share |
0.00 | (0.04) | (0.05) | (0.02) | (0.02) | (0.03) | (0.01) | (0.01) | (0.01) | 0.00 |
Free Cash Flow per Share |
0.92 | 0.77 | 0.86 | 1.11 | 0.86 | 1.11 | 1.28 | 0.91 | 1.00 | 1.31 |
Cash per Share |
0.00 | 1.73 | 2.97 | 1.92 | 8.33 | 14.12 | 4.68 | 3.41 | 5.04 | 7.04 |
Shareholders Equity per Share |
7.87 | 7.53 | 10.81 | 10.37 | 11.19 | 12.30 | 11.61 | 12.25 | 13.03 | 13.99 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
7.87 | 7.53 | 10.81 | 10.37 | 11.19 | 12.30 | 11.61 | 12.25 | 13.03 | 13.99 |
Free Cash Flow |
9.37 | 9.99 | 12.60 | 19.12 | 14.51 | 18.96 | 22.23 | 16.06 | 18.09 | 23.81 |
Working Capital |
— | (24.13) | 6.30 | 3.69 | 50.55 | (198.45) | 38.40 | (63.44) | 16.62 | 47.36 |
Capital Expenditures |
(0.28) | (0.50) | (0.74) | (0.31) | (0.35) | (0.48) | (0.17) | (0.21) | (0.14) | (0.05) |
Net Current Asset Value |
(829.00) | (48.46) | (18.11) | (49.49) | (30.66) | (254.08) | (226.56) | (92.90) | (10.22) | 21.65 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
2.69 | 4.22 | 13.97 | 11.99 | 9.79 | 9.29 | 8.49 | 59.76 | 10.18 | 8.92 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 1.52 | 0.78 | 1.07 | (0.34) | (2.50) | (0.64) | (0.49) | (0.92) | 0.32 |
Cash ROIC |
9.01% | 6.88% | 5.57% | 7.59% | 3.63% | 3.83% | 4.13% | 5.40% | 5.24% | 5.95% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | 41,339.78 | 35,036.38 | 25,134.62 | 38,621.83 | 65,602.11 | 43,270.45 | 12,898.21 | 11,828.40 | 13,344.92 |
Days of Inventory on Hand |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | 777.40 | 1,045.30 | 1,224.08 | 1,409.11 | 1,708.13 | 1,856.97 | 1,837.73 | 1,857.95 | 1,933.94 |
Average Assets |
822.90 | 981.11 | 1,202.40 | 1,444.44 | 1,679.39 | 2,012.20 | 2,273.62 | 2,267.44 | 2,194.75 | 2,245.60 |
Average Common Equity |
76.38 | 89.14 | 128.31 | 168.71 | 184.29 | 199.65 | 206.09 | 209.75 | 226.24 | 244.48 |
Columns are period end dates