Saturday 17 October 2026
Export FISI’s income statement to Excel — free account
Financial Institutions, Inc.
FISI Financial Banks Regional
In the quarter to June 2026, revenue was flat, EPS grew 24.7%, free cash flow grew 398.0% and total debt fell 31.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
39.31
0.04
+0.10%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
9.53 | 8.17 | 8.54 | 0.00 |
+8 more quarters Free account |
P/S ratio |
2.02 | 1.64 | 1.66 | 2.04 | |
P/FCF ratio |
13.62 | 22.90 | 46.92 | 26.59 | |
P/Operating CF |
33.86 | 26.29 | 29.27 | (79.53) | |
P/B ratio |
1.23 | 1.01 | 1.02 | 0.91 | |
Price to Tangible BV |
1.36 | 1.12 | 1.14 | 1.01 | |
EV/Sales |
1.97 | 1.63 | 1.88 | 1.77 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
12.27 | 18.96 | 37.84 | 19.51 | |
EV/FCF |
13.26 | 22.65 | 53.28 | 23.14 | |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.03 | |
Current Ratio |
0.88 | 0.86 | 0.89 | 0.87 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.24% | 1.25% | 3.09% | 1.83% | |
Debt/Equity |
0.12 | 0.12 | 0.31 | 0.19 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.04 | |
Operating CF/Net income |
1.09 | 1.15 | 1.09 | (0.34) | |
Capex/Depreciation |
2.47 | 3.23 | 14.35 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
41.07% | 40.91% | 41.45% | 39.91% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
1.35% | 0.98% | 0.89% | 0.78% | |
Graham Net Nets |
(1.15) | (1.60) | (1.47) | (1.71) | |
Graham Number |
54.10 | 52.26 | 49.99 | 0.00 | |
Earnings Yield |
10.50% | 12.24% | 11.71% | (4.96%) | |
Free Cash Flow Yield |
7.34% | 4.37% | 2.13% | 3.76% | |
Revenue per Share |
4.78 | 4.70 | 4.80 | 4.79 | |
Operating CF per Share |
1.15 | 1.21 | 1.06 | (0.34) | |
Capex per Share |
(0.04) | (0.03) | (0.10) | (0.05) | |
Free Cash Flow per Share |
1.11 | 1.17 | 0.96 | (0.39) | |
Cash per Share |
5.04 | 4.35 | 5.41 | 9.24 | |
Shareholders Equity per Share |
32.68 | 32.16 | 31.29 | 30.90 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
32.68 | 32.16 | 31.29 | 30.90 | |
Free Cash Flow |
21.81 | 23.04 | 19.38 | (7.90) | |
Working Capital |
(674.32) | (782.47) | (592.75) | (681.48) | |
Capital Expenditures |
(0.85) | (0.65) | (2.02) | (1.01) | |
Net Current Asset Value |
(884.37) | (993.70) | (922.69) | (935.00) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | 0.02 | 0.01 | |
Price to Operating Income |
7.70 | 6.52 | 6.86 | 0.00 | |
| Other line items | |||||
Average Payables |
5,227.74 | 5,355.40 | 5,155.54 | 5,332.21 | |
Average Assets |
6,239.36 | 6,317.64 | 6,195.61 | 6,222.18 | |
Average Common Equity |
605.27 | 593.51 | 581.63 | 543.74 |
Columns are period end dates